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During her Supreme Court confirmation hearing on Wednesday, Judge Amy Coney Barrett declined to give her legal opinion as to whether a President could pardon himself for crimes he may have committed while in office.Barrett's deferral came during a line of questioning by Senate Judiciary Committee member Patrick Leahy, D-Vermont. Leahy first asked Barrett if she believed that "nobody is above the law," including the President. Barrett agreed.Leahy then asked if she believed a President would be able to pardon himself, given that President Donald Trump has said he believes he has the right to do so in the past."Because it would be opining on an open question when I haven't gone through the judicial process to decide it, it's not one in which I can offer a view," Barrett said.Throughout his questioning, Barrett has attempted to avoid sharing her personal or judicial views on hotly-debated political topics, citing past precedent of previous Supreme Court justice nominees.It is true that the question of a President pardoning himself has not been challenged in court. But in 1974, at the height of the Watergate scandal, the Justice Department faced the possibility that President Richard Nixon would do just that. On Aug. 5, assistant attorney general Mary Lawton issued a memorandum opinion that "no one may be a judge in his own case" and that "the President cannot pardon himself."Despite Lawton's opinion, some legal experts believe that a President may still be able to issue their own pardon. In June 2018, President Donald Trump claimed on Twitter that he had the right to do so while railing against Special Counsel Robert Mueller's investigation into his ties to Russia. 1698

EL CAJON, Calif. (KGTV) — The City of El Cajon has become a home away from home for many Chaldeans.They are a Catholic- Christian community who migrated to the U.S. from northern Iraq. El Cajon has the second largest number of Chaldean residents in the country."We as Chaldeans believe in the hope, and the resurrection, and the hope of what Jesus gives us," says Father Daniel Shaba.The church is the center of the Chaldean community in El Cajon. Hundreds of people gather at St. Peter Chaldean Catholic Cathedral for services each day.Complete Coverage: Life in El CajonMany Chaldean families left their home country of Iraq searching for a better life, after decades of war and violence against Christians and the church."We all share the same story of leaving and fleeing this persecution in Iraq," says Shaba. He says his family stayed in Greece before being cleared to come to the U.S. in 1994.According to the church, the first known Chaldean migrant came to San Diego in 1951. Within 30 years, the population grew to approximately 2,500. Today, nearly 40,000 Chaldean families have made El Cajon their home."The best part of El Cajon is the community," says doctor John Kasawa.Kasawa sees 15 to 20 patients a day, many of whom are Chaldean. Kasawa says he's one of few Chaldean doctors born in the U.S. He practices holistic and western medicine. Kasawa says his culture sparked his interest in becoming a doctor."They planted the seeds of how natural foods and drinking can have a very beneficial effect on longevity and really quality of life," Kasawa said.Detective Louie Michael, with the El Cajon Police Department, says he's grateful for his parents' bravery."At age 5, my dad was in the military, under that regime, and then we escaped from Iraq to turkey in a refugee camp and then came here at the end of '93," says Michael.He has been with El Cajon Police Department for more than ten years."I looked at the benefit of having a community that has nobody that they can speak to," says Michael. "For ten years, I was the only cop in the department that spoke Arabic and Aramaic."With Michael's help, the department now has five Chaldean officers on the force. He says it's the support of the church that has allowed the community to thrive.Many in the community say they will never call another city home."El Cajon is a unique place, its a very special place," says father Daniel Shaba. 2410

EL CAJON, Calif. (KGTV) — San Diego Sheriff's bomb/arson detectives were called to investigate a house fire that broke out Wednesday afternoon.Firefighters and deputies were called to the 1600 block of Via Elisa just before 3 p.m. Wednesday after the fire broke out at the home.Strong winds threatened nearby structures, forcing deputies to evacuate the homes, the SDSO said.Based on the initial investigation, Sheriff's bomb/arson detectives were called to the scene.The cause of the fire has not been determined, but the investigation was ongoing late Wednesday. 572

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

Do you know how much taxpayer money is being spent to fight climate change? In the next decade, our elected leaders could be spending billions.This time of year, in the Miami Beach area, is known as king tide season. It’s a time when tides wash to record levels.Residents like Chris Johnson wonder why the salty seas seem to keep rising."It makes you think, is global warming real?” Johnson says. “Or is it just the moon that pulls the tide up?”Many people seem to pose the same question, and if you ask local leaders, they all agree climate is changing."Something is going on that wasn't going on 40 to 50 years ago,” says Jimmy Morales, a Miami Beach city manager.Most leaders in the area say there’s no questioning climate change."Places that used to be above water are now below water,” Morales says. “Islands that are disappearing, you see it, it's there.”Morales is attending the annual Global Action Climate Summit, where policy makers discuss ways to curb the consequences that come with shrinking shorelines.Over 10 years, the plan is to invest up to a billion to raise roads and install more pumps, in order to prevent the Atlantic from swallowing the city. It’s an issue he says everyone should care about."Don't think, 'Well, I don't live in a coastal town, it doesn't matter.’ It does matter,” Morales says. “The only way to really make a change and a difference is to throw your vote in a box and hope that enough people agree with you.” 1467

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