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Student loan borrowers getting a break on their payments right now are seeing an additional benefit. Their credit scores are going up.The average credit score of all student loan borrowers increased from 647 in March to 656 in June, according to a report from the Federal Bank of New York.Student loans can typically have a significant impact on your credit score if you have a lot of this debt, but your payment history accounts for the biggest part of your credit score.It's important to remember this pause on payments is only until the end of the year, currently.You need to prepare now for when those payments will start again and using a higher credit score now could help.“As your score improves, if that's the case, to shop around and move other high interest debt into lower interest rate accounts, if you're qualifying for those,” said Bruce McClary with the National Foundation for Credit Counseling.It's not just student loan debt people are figuring out how to manage. The average person working with a nonprofit credit counseling agency right now is coming in with ,000 in credit card debt spread across five credit cards. That's up from last year.“There's this insular bubble right now that's still relatively intact that's keeping people a float,” said McClary. “What we're fully expecting is when that ends, when that comes to a screeching halt, if the current situation with unemployment doesn't improve much more, there's going to be a floodtide of demand for the services that we're offering.”If your student loan payments are on hold, make sure you're checking your credit score regularly.Credit counseling experts say it's not widespread, but they have been seeing some issues of payments not being reported correctly.You can check for free weekly at AnnualCreditReport.com. 1807

The BeyGOOD small business fund application submittal closes this Saturday. Go to https://t.co/TlsgbUl6D2 for all details. pic.twitter.com/I3l0Ljwfsz— BeyGOOD (@BeyGood) July 17, 2020 191

STUART, Florida — A 29-year-old teacher at Stuart Middle School was arrested Thursday night and charged with sexual battery after incidents with a 13-year-old girl at the school.According to a Martin County Sheriff's Office report, the investigation began when a school resource was alerted on March 27 regarding suspicious behavior involving a seventh-grade math teacher.The teacher, later identified as Jeffrey Tomasulo, was accused of tickling several female students, causing them to feel uncomfortable.Detectives interviewed the girls, who said they were tickled on their stomachs, thighs and armpits. Surveillance video taken outside of Tomasulo's classroom during first period on March 20 showed a 13-year-old seventh-grade girl knocking on his door. At that time, Tomasulo has a planning period and not teaching a class.Video showed the girl entering his classroom 9:15 a.m. At 9:17 a.m., video shows Tomasulo opening the door and checking the outside handle of the door. The girl then leaves the room with Tomasulo at 9:27 a.m. On March 28, the girl's mother was interviewed by a detective. The woman said that her daughter admitted to performing oral sex on Tomasulo in his classroom.The girl told the detective and a state attorney victim advocate that the teacher asked her "creepy" questions about her virginity.She said Tomasulo asked her to stay longer after class and occasionally come to his classroom either during first or last period. The teen said she felt pressured by him and that's why she performed oral sex on him approximately five times from January 4 to March 20.At first, Tomasulo denied any sexual involvement with the girl but did say he was alone with her on several occasions to tutor her.He admitted to watching pornography in his classroom but said he was alone. Eventually, Tomasulo told detectives that the girl performed oral sex on him while alone his classroom.    Tomasulo was charged with sexual battery/custodial authority. He made his first appearance in court Friday morning where his bond was set at 0,000. He remains in jail Friday. 2221

TANGIER, Va. – At just over one square mile, tiny Tangier, home to less than 500 people, sits surrounded by the Chesapeake Bay in Virginia.No roads can get you there. The easiest way to travel to the island is via one of the daily ferries, popular with adventurous day trippers, who want a peek at how people have lived here for centuries.“It's all about the seafood,” said Mayor James Eskridge, better known by his nickname, Ooker. “It's a close-knit community.”That closeness, though, became a potential threat earlier this year, when the coronavirus began spreading throughout the country.“We were like most of the country: we were didn't know what it was going to amount to, how dangerous it was, how you would hear one thing about it and you would hear something else and so people were worried,” Eskridge said.They were especially worried because more than 40% of the people who live on Tangier are elderly, a population vulnerable to the virus. What’s more, there’s only a small clinic on the island and no full-time doctor.So, they made a few tough choices.The ferry services temporarily shut down, effectively isolating the island, and so did another thing at the heart of life there.On the island, church is everything. Right after the coronavirus outbreak began in March, they stopped services for months and that may have been what helped keep the virus at bay.So far, there have been zero coronavirus cases on the island.“It's like one big family here. Your problem is my problem,” said Nancy Creedle, a parishioner at the island’s Swain Memorial Methodist Church, who also works in the church office.She said people took the virus seriously and though church services started up again, there have been some changes.“We marked the pews and people had to wear masks,” Creedle said.Being socially distant doesn’t come naturally there, but they’re trying.“Tangier, just like the country, you need to be cautious, but you can't completely shut down because I think that would do more harm than the virus itself,” Eskridge said.The island is back open for business. Ferry services started up again in mid-June, with an average less than 50 people visiting a day. With summer winding down, some tourist spots are now closed and others didn’t open at all this summer season.“All in all, it’s been a strange summer,” Eskridge said. “We're having tourists come in, but it's down a lot.”Since most visitors only come for the day and don’t spend the night there, island residents think that may be part of the patchwork of decisions and circumstances keeping them COVID-free.Yet, some folks also think something else might be at work, too.“The people, well, they were very precautious, too,” Creedle said, “but I think the Lord has kept us safe.”Credit given to a higher power, they said, in the face of uncertainty. 2826

TAYLOR, Mich. (AP) — When it comes to the middle finger, police might need a thicker skin.A federal appeals court says a Michigan woman's constitutional rights were violated when she was handed a speeding ticket after giving the finger to a suburban Detroit officer in 2017. The decision means a lawsuit by Debra Cruise-Gulyas can proceed.In a 3-0 decision Wednesday, the court said Taylor Officer Matthew Minard "should have known better," even if the driver was rude.Minard stopped Cruise-Gulyas and wrote her a ticket for a lesser violation. But when that stop was over, Cruise-Gulyas raised her middle finger.Minard pulled her over again and changed the ticket to a more serious speeding offense.Cruise-Gulyas sued, saying her free-speech rights and her rights against unreasonable seizure were violated. 816