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If you've seen all those stories about tiny homes and are thinking about whether the lifestyle would work for you, don't take HGTV's word for it - ask someone who, four years ago, built one herself, downsized in a big way, and still lives in one now! Kristina Guerrero talked to Jenna Spesard of Tiny House, Giant Journey to get the truth about 3 things it takes to live tiny. 384

House Speaker Nancy Pelosi said Thursday that she's still hopeful lawmakers can reach an agreement on another COVID-19 stimulus bill, though Democrats and Republicans remain far apart in certain areas.Pelosi said Thursday that Democrats and Republicans still remain far apart when it comes to additional unemployment funding, as well as more funding for local and state governments.When asked if she believed this was the last chance to strike a stimulus deal ahead of Election Day, Pelosi said she would continue to hold out hope that Congress could reach a deal all the way up to election day.Pelosi's comments come the day that billions of dollars in stimulus funding provided through the CARES Act for the airline industry expired. American Airlines said Wednesday that it would go ahead with the furlough of nearly 20,000 pilots, and other airlines say massive layoffs are coming.There is reportedly bipartisan support to extend more funding for the airline industry, but Democrats are hoping to roll those benefits into a more extensive bill.White House press secretary Kayleigh McEnany blamed Pelosi for airline furloughs and layoffs during a briefing on Thursday, claiming that she wasn't "being serious" in her negotiations. 1241

I knew the risks involved in performing CPR on someone that potentially has COVID but I made the choice to do so anyways. I spoke with the passengers wife about his medical history and she never mentioned he was positive, she said he was scheduled to have a test done in LA.— Face (@Face_withaQ) December 19, 2020 327

If you’re fortunate enough to be able to donate money this year, plenty of causes need your attention.In a year like 2020, choosing where to direct your dollars is like picking your favorite child. Should your money go toward nonprofits providing basic needs, organizations fighting for social justice or a campaign to help local small businesses stay afloat? If you prefer donating your time, how do you give back when volunteer events are limited by the pandemic?Here’s a guide to prioritizing your donations, taking advantage of special tax deductions for 2020 giving and using your holiday spending to make a difference.Tax benefits of giving during the pandemicThis year, in addition to helping those in need, you may be eligible to receive added tax benefits for your donations.As part of the Coronavirus Aid, Relief and Economic Security Act, taxpayers who take the standard deduction are allowed an additional deduction of up to 0 for charitable donations made in cash. Previously, charitable contributions could only be deducted if taxpayers itemized.Taxpayers who itemize can deduct up to 100% of their adjusted gross income for cash donations (up from 60%) made in 2020.These incentives don’t apply to all contributions — only those made to qualifying public organizations, which the IRS defines as “those that are religious, charitable, educational, scientific or literary in purpose.” Contributions to donor-advised funds, nonoperating private foundations and support organizations don’t qualify for the deduction.The IRS website has a tool to look up tax-exempt organizations.Use your values to inform your givingChoosing which cause to support is deeply personal. If you haven’t already, make a list of your values and what you’re grateful for. This list is the basis for your giving plan that can help you determine which causes to prioritize and which ones you can say no to, says Jeannie Sager, director of the Women’s Philanthropy Institute at Indiana University.Sager says you can also use a giving plan to frame your actions outside of hitting the “donate” button.“What kind of volunteerism are you doing? What messages are you sending as you retweet or share things on social media? How does that tie into your philanthropy and your values?” she suggests asking yourself.Early in the pandemic, you may have committed small acts of generosity such as buying gift cards to support your local coffee shop or paying your hairstylist when the salon was shut down.Keep the community spirit going, says Eileen Heisman, president and CEO of National Philanthropic Trust, a public charity that manages donor-advised funds and is based in Jenkintown, Pennsylvania. “I’m a big fan of small grassroots charities,” she says. “A lot of everyday neighborhood arts organizations, small ones, are disappearing.”Research by the Women’s Philanthropy Institute during the early months of the pandemic showed that organizations dedicated to basic needs and health fared better than those focused on religion, and especially better than those serving all other purposes, such as education, the arts and the environment.Resources such as Charity Navigator and GuideStar help you research a charity’s financial health, tax-exempt status and practices. Your local community foundation website can also give you an idea of nonprofits to support.“We encourage people to give deeply to a few causes rather than spreading money out to many causes,” says Grace Chiang Nicolette, vice president of programming and external relations at the Center for Effective Philanthropy in Cambridge, Massachusetts.Unrestricted gifts are typically the most useful to charities, Nicolette says, referring to donations that don’t come with requirements on how the money can be used.Give back while shoppingThis holiday season, 65% of Americans say the pandemic will have an impact on the way they plan to give gifts. At least, 3 in 10 Americans (30%) say they’ll send money or gift cards, and 28% say they’ll ship gifts to loved ones they typically give gifts to in person, according to NerdWallet’s 2020 Holiday Shopping Report.Around 1 in 8 Americans plan to spend more on charitable donations, and almost 1 in 5 plan on spending less on donations in 2020 than they did in 2019, the report says.If you cannot set aside money for donations, use your online holiday purchases to give back. Many online retailers make it easy to donate as you’re checking out or buying gift cards, such as through the Paypal Giving Fund or Amazon Smile program.Heisman suggests using apps that round up your purchases and donate the difference to charity. Boomerang Giving, ChangeUp For Charity and GiveTide are some examples.You can also donate your unused airline miles or credit card rewards to charity, but be aware of the downsides. The charity may not always receive the full amount of your donation and you cannot apply this contribution toward the CARES Act tax deduction.This column was provided to The Associated Press by the personal finance website NerdWallet.More From NerdWalletHow to Maximize Your Online Donation to CharityTax Deductible Donations: Rules for Giving to Charity, How to Get a Deduction & 3 Tips to SaveSmart Money Podcast: The Holiday Shopping EpisodeAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 5348

In a move to advance high-quality enterprise journalism, the Scripps Howard Foundation today announced a million investment into the creation of two centers for investigative journalism.Arizona State University and the University of Maryland will each receive million over three years from the Scripps Howard Foundation to establish a Howard Center for Investigative Journalism at their institutions.The Howard Centers will be multidisciplinary, graduate-level programs focused on training the next generation of reporters through hands-on investigative journalism projects. The Howard Centers’ students will work with news organizations across the country to report stories of national or international importance to the public.The Howard Centers honor the legacy of Roy W. Howard, former chairman of the Scripps-Howard newspaper chain and a pioneering news reporter.“Roy Howard was an entrepreneur whose relentless pursuit of news took him around the world, sourcing his education directly from the lessons of the newsroom,” said Liz Carter, president and CEO of the Scripps Howard Foundation. “That same pursuit led us to establish the Howard Centers – bridging the classroom and the newsroom to ensure tomorrow’s journalists are prepared with the mastery of dogged reporting they need in a world that increasingly demands it.”Arizona State and the University of Maryland were selected as locations for the Howard Centers based on proposals submitted in a competitive process. Both universities have journalism programs that feature a rigorous curriculum and hands-on training for student journalists.“The Centers are envisioned as innovative educational programs,” said Battinto Batts, director of the journalism fund for the Scripps Howard Foundation. “Both Arizona State University and the University of Maryland are well-positioned to challenge their students to become ethical, entrepreneurial and courageous investigative journalists.”The Howard Centers will recruit graduate students and faculty of diverse academic and professional backgrounds. Students attending a Howard Center will be introduced to topics including new media, data mining and the history and ethics of investigative journalism.In addition to the emphasis on multidisciplinary studies within their own curriculum, the Howard Centers also will collaborate on investigative projects to deliver high-impact content to news consumers.“The Howard Centers will create a new cadre of great investigative journalists – steeped in the values and vision of the Scripps Howard Foundation – while generating impactful national investigations on some of the most important challenges facing our country today,” said Christopher Callahan, dean of the Walter Cronkite School of Journalism and Mass Communication, vice provost of ASU and CEO of Arizona PBS. “We are honored to be selected for this critically important initiative and to preserve and celebrate the extraordinary legacy of Roy W. Howard.”“Investigative journalists shine a light on our society’s problems and protect democracy by holding the powerful accountable,” said Lucy A. Dalglish, dean of the University of Maryland Philip Merrill College of Journalism. “The Howard Center at Merrill College will provide an unmatched opportunity for our students to learn to tell important stories in innovative ways, preparing them to become outstanding professional journalists.”The Howard Centers will launch national searches for directors this fall and will open programming to graduate-level students in 2019.About The Scripps Howard FoundationThe Scripps Howard Foundation supports philanthropic causes important to The E.W. Scripps Company (NASDAQ: SSP) and the communities it serves, with a special emphasis on excellence in journalism. At the crossroads of the classroom and the newsroom, the Foundation is a leader in supporting journalism education, scholarships, internships, minority recruitment and development, literacy and First Amendment causes. The Scripps Howard Awards stand as one of the industry’s top honors for outstanding journalism. The Foundation improves lives and helps build thriving communities. It partners with Scripps brands to create awareness of local issues and supports impactful organizations to drive solutions. 4311