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But the digitalization of banking system requires huge economic investment. For example, Ping An Insurance Group Co has invested more than 50 billion yuan to develop big data, artificial intelligence, blockchain and other fintech technologies, while hiring about 22,000 talents in this field.

But the plan seems to be hitting a snag. At a discussion on Monday night at the Boao Forum for Asia in Hainan province, South China, Ma said, "If China and the US have a good relationship, we can not only make 1 million, we can make 10 million or 20 million jobs for both countries," according to a live stream of the discussion.

But this year, many passengers have answered government calls to avoid traveling in an effort to curb the spread of the novel coronavirus, which is behind the pneumonia-like disease which first broke out in Wuhan, Hubei province, and has since spread nearly across China and beyond.

But those who are familiar with him will vouch Tao is indeed a rebel of sorts. He loves modern urban culture, sways to rock 'n' roll music with a head band on, and is a diehard motorcycle racing aficionado, with a certificate from the Ducati Club, one of the world's best-known motorcycle sports fan clubs.

But the competition is a seemingly win-win-win game. Brands gain access to Li's huge audience, products are snapped up, brands see revenue expand, and platforms like Alibaba take a bigger cut.