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YouTube announced Thursday that it had made updates to its hate and harassment policies that resulted in a further purge of videos about the QAnon conspiracy theory.In a blog post on Thursday, YouTube said it was updating the policies "to prohibit content that targets an individual or group with conspiracy theories that have been used to justify real-world violence."The social media platform said the new policy would ban videos that "threatens or harasses someone by suggesting they are complicit in one of these harmful conspiracies, such as QAnon or Pizzagate."It's unclear how many videos, users or channels would be removed from the platform due to the policy changes.YouTube is the latest social media platform to crack down on content that espouses the conspiracy. In July, Twitter eliminated thousands of QAnon-linked accounts and limited others from spreading content linked to the conspiracy. Last week, Facebook said it would ban any page, group or Instagram account that represents QAnon.QAnon is a conspiracy theory that began on anonymous imageboard 4chan in 2017, which alleges that President Donald Trump is fighting a secret cabal of pedophiles and Satanists run by his political opponents, A-list celebrities and other global leaders. After jumping from 4chan to Reddit, the conspiracy spread to more mainstream social media outlets and exploded over the summer under social media groups with names like "Save Our Children."QAnon believers have been associated with several violent incidents, including a 2018 incident where an armed man prompted a standoff with police on the Hoover Dam.President Donald Trump has praised the conspiracy's supporters."I don't know much about the movement other than I understand they like me very much, which I appreciate," Trump said in August.Multiple Republicans running for Congress have also voiced support for the conspiracy theory. 1901

first stepped into the Unitarian Universalist Church of Boulder, seeking sanctuary following a deportation order from U.S. immigration authorities.For the past several months, the mother of two has been silently working closely with immigration advocates, hoping to teach undocumented immigrants living in the shadows about their rights and to hopefully help them avoid possible mistakes that led her to seek sanctuary in the first place.On Wednesday, however, she decided to step to the forefront of the immigration debate after 532

Your credit card issuer can lower your credit limit at any time, regardless of how well you manage your account. Issuers might cut credit limits to minimize risk in an uncertain economy, as many cardholders have experienced during the COVID-19 pandemic in 2020. Or they may do it when cardholders regularly use what the issuers see as too much or too little of their available credit.Credit card companies determine your credit limit by evaluating several factors, like your credit score, your income, the available credit you already have and how much of that existing credit you’re using. Ultimately, though, they can increase or decrease limits whenever they want.When can a credit card issuer reduce my credit limit?Although credit card issuers can lower your limit at any time, they are most likely to do so when:You use too much of your available credit: When a cardholder regularly maxes out their credit limit or carries high balances, credit card issuers may view it as a sign of financial trouble. As a result, they may cut your credit limit going forward to minimize their own risk. This is especially true if you start paying late or missing payments.When the card is inactive or seldom-used: The company that issued your credit card makes money only if you use the card. (That money comes from transaction fees and, if you carry a balance, interest.) If you rarely use it, the issuer may be inclined to reduce your limit and, effectively, allocate that available credit to someone else who’s more likely to generate income for the issuer. If you let your card sit for too long without using it at all, your issuer might close your credit card entirely, leaving you with a potentially damaged credit score and no card to use.When the economy is uncertain: Credit card issuers have been known to reduce credit limits to minimize their risk when the economy is uncertain. Most issuers cut credit limits during the Great Recession, according to a survey by the Federal Reserve. They also did so in response to the COVID-19 economy.Can credit card companies lower your credit limit without notice?Credit card companies are not required to notify you about lowering a credit limit unless it will lead to an over-the-limit fee, which is unlikely since many issuers no longer assess this fee. In most cases, credit card companies are required to notify you 45 days ahead of time about any changes to your account’s terms and conditions, but this is one exception.Though credit card issuers aren’t obligated to notify you about a credit limit decrease, it’s common for them to do so. If you do receive such a notice, it might include a reason why the issuer trimmed your credit limit. You might even be able to ask to keep your current credit limit, depending on the reason for lowering it.Can I avoid credit limit reduction?You might be able to avoid a credit limit reduction, but it will likely depend on your issuer and your track record on managing your credit. The best attempt at avoiding one is to contact your issuer as soon as you learn that your credit limit is changing. You have nothing to lose by asking the company to consider keeping your prior credit limit.If you’re on the brink of maxing out your credit card or you’re using a lot of your available credit, it may be more difficult to persuade your issuer to leave your credit limit alone. Cardholders whose limits were slashed due to inactivity may have better luck.Act fast to contact your credit card issuer as soon as you get notice, if you get any. If you wait too long, you might have to undergo a credit check to get a credit limit increase, and there’s no certainty that you’ll get bumped back up to your previous amount.Will a decreased credit limit affect my credit score?A lower credit limit can affect your credit score if it materially changes your credit utilization ratio, the percentage of your available credit you’re using. Utilization is a key factor in your credit score. A rule of thumb is to use less than 30% of your available credit.Even if a reduced limit pushes you over that percentage, the effect doesn’t have to be permanent. Stay on track with payments and get your debt down, and your credit can recover.More From NerdWallet6 Credit Card Scams and How to Avoid ThemIs It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 4485

-- most of them children -- will be infected by this fast-moving, life-threatening disease," Henrietta Fore, executive director of UNICEF and Dr. Tedros Adhanom Ghebreyesus, director general of the World Health Organization, wrote in an opinion piece Monday on CNN.About 1 out of every 1,000 children who gets measles will develop encephalitis or swelling of the brain, 371

-- all sent their thoughts to the coach.Sports writers also paid tribute."Howard Moore isn't one of the good ones," Brian Hamilton, from The Athletic, 152