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BALTIMORE — BALTIMORE, M.D. - It’s Cyber Security Awareness month and the FBI wants to warn people about potential scams, especially while so many are working and going to school virtually.One Montgomery County man, who wants to stay anonymous, was scammed out of thousands of dollars using a dating app and doesn’t want others to make the same mistakes."Emotionally, it’s like there are claws in you that you can't seem to get out," said D. For years, the man who we are calling 'D' thought he was in a caring online relationship, but just last month, he found out it was all a scam."I was a little lonely. I was needing some attention or I guess I just wanted some," said D.It started 5 years ago. Divorced, he had turned to date apps Skout and Meet Me to fill that emotional void and met Brandy Bowens from Canada. It seemed like an innocent relationship for a while, but then she started asking him to be the middle man for her "art business"."By me already being invested in our conversations and our online relationships, I kind of felt it was okay for me to do these things that they wanted," said D.So he started getting money transferred to his bank account that he would then send out in cashiers checks."I had received three wire transfers of over 0,000 and these monies they claimed were for their business," said D. It kept adding up... and then she asked for his money.It all came to a head last month when he got a call from the FBI saying it was all a scam; his ,000 was gone."It's hard. I lost the money and it messed up everything in a financial way for me. I'm trying to build my credit back, just so much that that has screwed up for me," said D.FBI Special Agent Jeffrey Reising said these scams are even more common now during the pandemic because criminals are taking advantage of government programs like unemployment and funneling the money through romance scam victims, like D."Just red flags, like 'Why am I getting unemployment in other people's names in my account? Why am I getting tens of thousands of dollars in my account'?" said Reising.Other red flags to look for are if they can never meet in person, or even answer phone calls, if they don’t have a real voicemail or if they ask for your bank account."Why can I not talk to this person face to face using some of the technology available? Why can’t I interact? Why is all of our communication on a text?" said Reising.It’s red flags D saw, but the scammer could explain away."Saying 'my phone is broke' or 'my camera doesn’t work'," said D.Now he’s sharing his story, hoping that especially during this virtual time, he can stop others from falling victim."Be cautious. If you get that flag, if you don’t get the answer for that flag, then you need to leave it alone," said D. If you think you might be a victim of a romance scam, contact your local FBI office or file a report online. This story was first published by Abby Isaacs at WMAR in Baltimore, Maryland. 2964

ATLANTIC CITY, N.J. (AP) — The federal government is warning Americans to brace for a "floodier" future.Government scientists predict 40 places in the U.S. will experience higher than normal rates of so-called sunny day flooding this year because of rising sea levels and an abnormal El Nino weather system.A report released Wednesday by the National Oceanic and Atmospheric Administration predicts that sunny day flooding, also known as tidal flooding, will continue to increase."The future is already here, a floodier future," said William Sweet, a NOAA oceanographer and lead author of the study.RELATED: Devastating 'ARk' storm envisioned for California by U.S. Geological SurveyThe report predicted that annual flood records will be broken again next year and for years and decades to come from sea-level rise."Flooding that decades ago usually happened only during a powerful or localized storm can now happen when a steady breeze or a change in coastal current overlaps with a high tide," it read.The nationwide average frequency of sunny day flooding in 2018 was five days a year, tying a record set in 2015.But the East Coast averaged twice as much flooding.The agency says the level of sunny day flooding in the U.S. has doubled since 2000.Nationwide, the agency predicted, average sunny day flooding could reach 7 to 15 days a year by 2030, and 25 to 75 days a year by 2050.RELATED: How to check if your neighborhood is at risk of flooding"We cannot wait to act," said Nicole LeBoeuf, acting director of NOAA's Ocean Service. "This issue gets more urgent and complicated with every passing day."Global sea levels are rising at a rate of about 3 millimeters a year, or about an inch every eight years, according to Rutgers University researchers, who predict that by 2050, seas off New Jersey will rise by an additional 1.4 feet (0.4 meters).The study noted floods interfering with traffic in northeast states, swamping septic systems in Florida and choking Delaware and Maryland coastal farms with saltwater over the past year.Baltimore experienced 12 days of high-tide flooding from 1902 to 1936. Within the last 12 months, it experienced an additional 12 days.Robert Kopp, a leading climate scientist with Rutgers University, who was not involved in the study, said it confirmed many well-established trends."It's simple arithmetic: If you have higher sea level, you will have tides causing flooding," he said. "We're not talking about disaster flooding. We're talking about repetitive flooding that disrupts people's lives on a daily basis. It's sometimes called 'nuisance flooding,' but it has real impacts and costs."RELATED: Mega storm could cause billions in damage to California, report showsThe report cited the disruption of commerce in downtown Annapolis, Maryland, where parking spaces are lost to flooding. A 2017 study put the price tag on lost economic activity at as much as 2,000. The water table has risen to ground level and degraded septic systems in the Miami region, and farmlands in the Delmarva Peninsula in Delaware and Maryland have been damaged by salt water encroaching into planted areas.High-tide flooding is causing problems including beach erosion, overwhelmed sewer and drinking water systems, closed roadways, disrupted harbor operations, degraded infrastructure and reduced property values — problems which "are nearly certain to get much worse this century," the report read.The report's statistics cover May 2018 through April 2019.The agency forecasts sunny-day flooding this year in Boston at 12 to 19 days (it had 19 last year). It predicted sunny-day flooding this year in New York (8 to 13 days, compared with 12 last year); Norfolk, Virginia (10 to 15 days; compared to 10 days last year); Charleston, South Carolina (4 to 7 days, compared to 5 last year); Pensacola, Florida (2 to 5 days compared with 4 last year); Sabine Pass, Texas (6 to 13 days compared with 8 last year) and Eagle Point, Texas (29 to 40 days, compared to 27 last year).West coast predictions included San Diego (5 to 9 days compared to 8 last year); Los Angeles (1 to 4 days compared to 5 last year); Humboldt Bay, California (6 to 12 days compared to 12 last year); Toke Point, Washington (9 to 21 days compared to 12 last year) and 2 to 6 days in Seattle, compared to 2 last year.The report documented that 12 locations broke or ties their record of sunny day flooding last year, including 22 in Washington, D.C., 14 in Wilmington, North Carolina; and 12 each in Baltimore and Annapolis.FEMA created flood maps of San Diego County which enable users to search by their address. Click here to find your hazard risk. 4654

Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

Atlanta police released images late Sunday of a second person of interest in the fatal shooting of an 8-year-old girl on the Fourth of July. Authorities are also offering a ,000 reward for information in the death of Secoriea Turner. At least two shooters were believed to be responsible for her death. Police had released a short video of the first person of interest last week. Photos were released Sunday night of the second person of interest.According to Crime Stoppers in Atlanta, the preliminary investigation suggests the young girl was riding in a car with her mother and an adult friend when they were confronted by a group of people blocking the entrance to a parking lot. At some point, someone in the group opened fire on the car, hitting it several times and striking the child. The driver headed to a nearby hospital, and Turner died from her injuries. Both persons of interest are seen in the images carrying rifles. The fatal shooting happened near the Wendy's where Rayshard Brooks was shot and killed by a police officer. 1051

As we're all on screens now more than ever, new data suggests a difference in opinion between teens and their parents. Turns out, there's an increase in teens hiding their online activity from mom and dad.“I think pretty early on my husband and I decided that it wasn’t for us,” Stephanie Murphy said, talking about devices. Video games, iPads, Nintendo, you name it, she doesn't want it in her house. The 2nd grade teacher in New York City is also a busy mom of 4. Only her 13-year-old daughter has access to a device.“She’s not the majority, she does have a phone we did give her one when she went into middle school for safety reasons,” Murphy said.Murphy knows her family isn't the majority either. For the second year in a row, AT&T and Quadrant Strategies teamed up to conduct their "digital family poll."“We do it to benchmark what teens are doing online, how are teens interacting online, and how are parents looking at the digital life of their kids,” said Nicole Anderson. She's the Assistant Vice President for Social Responsibility at AT&T. This year's data was interesting in comparison to last year, when there wasn't a pandemic.“From last year to this year - parents actually feel more confident: 71% felt more confident than at any point they could see what their teens are doing online. They’re spending more time together so parents felt more confident. 'I can check anytime and see what they’re doing,'” Anderson said.But, add that stat to the one they got from teens, who also felt more confident that they could do a better job at hiding things. “Seeing that discontent made us want to double down saying we’ve got parental controls; we have resources you can use on the screen ready website,” Anderson said.The poll, which focuses on teens, also found that parental controls made a difference. And not just an obvious one.“The teens who do have parental controls on their devices reported that they’re happier; feel safer, more productive, and they’re able to follow their passions online and digitally more so then these teens who don’t have parental controls set,” Anderson explained. We asked about those parental controls, and where one would even begin. "You can set a time limit that your child spends on a device, it can screen by age what sites are appropriate and it can block certain programming depending on the device," Anderson said.AT&T launched a new parental controls campaign using super heroes. She says the controls take away the fight between kids and their parents.As for Stephanie Murphy, she says, “I’m going to be honest, they are going to search. I’m hoping I’m instilling that they come to me and ask me questions.” She says she's armed and ready with answers and she also says, what's most important for her family is being present.“When they were online, they’re near me. When they were working on their computers, they’re right next to me, when he finished it was to talk to his friends and he was in another room and I could hear them. They were never where they were so far that I couldn’t hear what they were doing,” Murphy said.Murphy says, when and if that day comes, she'll launch parental controls. But for now, in these challenging times, remind yourself that no one has parenting down to a perfect science.“Everyone is different and everyone is in a different situation. I’m not in a position to give advice, but I could just say that you do what’s best, they’re your children and you know them best.” 3481