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We are right in the middle of the 2017 Atlantic Hurricane Season and things have really picked up in the tropics. So much so that it has many of you asking, “Why have things suddenly gotten so active?”Well, it’s actually normal to see the tropics so active right now.Hurricane season goes from June 1 until Nov, 30, with the most active months being August and September. The reason these two months see the most activity is because it’s when the waters in the Gulf of Mexico and the Atlantic are warmest, which is a key ingredient for tropical development.As the sun angle gets lower in the northern hemisphere and we head towards winter, the waters in these areas begin to cool which is why we see the numbers drop for October and the final month of November.When it comes to rating these storms, it’s something similar to the Enhanced Fujita Scale – how we rate tornadoes.Hurricane ratings are based off of the Saffir-Simpson Scale, and we rate them by categories: 985

We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

WATCH LIVE:LAKE HUGHES (CNS) - A fast-moving brush fire quickly scorched about 10,000 acres in the Lake Hughes area Wednesday, burning what appeared to be homes and prompting a multi-agency effort and mandatory evacuations for at least 100 homes.The Lake Fire was reported at about 3:30 p.m. near North Lake Hughes Road and Pine Canyon Road in the Angeles National Forest, according to Marvin Lim of the Los Angeles County Fire Department, which was battling the blaze with Angeles National Forest crews, as well as assistance from the Los Angeles, Culver City, Beverly Hills and Santa Monica fire departments.The fire west of Palmdale had a "rapid rate of spread," amid temperatures in the mid-90s, low humidity and gusty winds, according to the U.S. Forest Service. The forest service and county fire departments quickly called in second-alarm responses.By 4:30 p.m., the flames had burned 400 acres, and officials said the fire had the potential to burn 1,000 acres, according the Los Angeles County Fire Department. That quickly changed two hours later, when the flames exploded across an estimated 10,000 acres, with no containment.The fire was entirely on federal land as of 6:30 p.m., according to the Los Angeles County Fire Department.The sheriff's department issued mandatory evacuation orders affecting at least 100 homes, and an evacuation center was set up for displaced residents at Highland High School in Palmdale.By 7:15 p.m., the flames had jumped Pine Canyon Road, two miles west of Lake Hughes Road, and shortly after, flames were seen on aerial footage burning what appeared to be homes in the area.ABC7 reported at 7:20 p.m. that homes had started to burn in the fire. 1698

WASHINGTON (AP) — With a bit of rejiggering, President Donald Trump and first lady Melania Trump played host Sunday to hundreds of super-heroes, unicorns, skeletons and even a miniature version of themselves as part of a Halloween celebration at the White House.In years past, the president and first lady personally handed candy to the costume-clad kids, but this year, the treats were provided as participants walked along a path on the South Lawn.The kids still got to briefly meet the president and first lady though, who waved and offered words of encouragement from a safe distance about how much they liked the costumes.Trump was particularly pleased with a young boy with a distinctly Trump head of hair and a partner who did her best Mrs. Trump impersonation. The president motioned for them to turn and pose for the cameras, and they happily agreed.Another tot, a true princess it appeared, was so smitten with the cameras that she kept waving at them as she walked along, never noticing the VIPs behind her. 1026

WASHINGTON (AP) — The Justice Department says Purdue Pharma, the company that makes OxyContin, will plead guilty to three federal criminal charges as part of a settlement of more than billion. OxyContin is the powerful prescription painkiller that experts say helped touch off an opioid epidemic. The charges include conspiracy to defraud the United States and violating federal anti-kickback laws. The deal doesn't release any of the company’s executives or owners from criminal liability, and a criminal investigation is ongoing. One state attorney general says the deal fails to hold accountable members of the wealthy Sackler family who own the company. Family members say they had “ethically and lawfully,” while also expressing “deep compassion” for those addicted to opioids. 793