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Student loan borrowers getting a break on their payments right now are seeing an additional benefit. Their credit scores are going up.The average credit score of all student loan borrowers increased from 647 in March to 656 in June, according to a report from the Federal Bank of New York.Student loans can typically have a significant impact on your credit score if you have a lot of this debt, but your payment history accounts for the biggest part of your credit score.It's important to remember this pause on payments is only until the end of the year, currently.You need to prepare now for when those payments will start again and using a higher credit score now could help.“As your score improves, if that's the case, to shop around and move other high interest debt into lower interest rate accounts, if you're qualifying for those,” said Bruce McClary with the National Foundation for Credit Counseling.It's not just student loan debt people are figuring out how to manage. The average person working with a nonprofit credit counseling agency right now is coming in with ,000 in credit card debt spread across five credit cards. That's up from last year.“There's this insular bubble right now that's still relatively intact that's keeping people a float,” said McClary. “What we're fully expecting is when that ends, when that comes to a screeching halt, if the current situation with unemployment doesn't improve much more, there's going to be a floodtide of demand for the services that we're offering.”If your student loan payments are on hold, make sure you're checking your credit score regularly.Credit counseling experts say it's not widespread, but they have been seeing some issues of payments not being reported correctly.You can check for free weekly at AnnualCreditReport.com. 1807

TEMECULA, Calif. (KGTV) - U.S. Border Patrol agents arrested a man Sunday on suspicion of smuggling more than 143 pounds of methamphetamine on Interstate 15 in Temecula. Agents pulled over the Ford F-150 near the Border Patrol checkpoint at 9:15 p.m. A K-9 unit alerted agents during an exterior search. A secondary inspection led to the discovery of 33 bundles of meth inside the wood paneling, officials said. The drugs had an estimated street value of 0,640. The driver, a 55-year-old U.S. citizen, was arrested at the scene. 539

Surveys suggest a growing number of Americans are willing to get a COVID-19 vaccine, however the latest numbers from Gallup in mid-November show only 58 percent of those surveyed would get the vaccine.A former lawmaker is among those suggesting giving people a stimulus check in exchange for getting a COVID-19 vaccine.During an interview with CNBC, former Maryland Representative John Delaney suggested giving ,500 for getting immunized.“The faster we get 75 percent of this country vaccinated, the faster we end Covid and the sooner everything returns to normal,” Delaney said in an interview with CNBC.com.Survey data shows a growing political divide about whether or not to take the vaccine, and Delaney told CNBC.com there has to be an incentive for “people to really accelerate their thinking about taking the vaccine.”Delaney pointed out that while his plan would not force anyone to get vaccinated, there are already measures in the U.S. to encourage vaccination, including for children to attend school.While his proposal seems enticing, it faces some big hurdles.Sending people ,500 checks in exchange for vaccination could cost upward of 0 billion. By comparison, the round of stimulus checks sent to Americans earlier this year totaled more than 0 billion so far.Coronavirus relief spending is a hot topic in Congress, as Democrats and Republicans try to compromise and make an agreement before the end of the year. Democrats are backing a 0 billion starting point, while Republicans in the Senate say they want closer to 0 billion.Delaney said the checks don’t have to be ,500. He said the point is to create an incentive to increase how many people get vaccinated, because, in his opinion, once more people get vaccinated, “everything returns to normal, which means we don’t need any more programs (that Congress would create).”Delaney’s proposal comes following another similar idea from Robert Litan, a fellow at the Brookings Institute and was formerly in the Clinton administration. He has a proposal that would pay Americans ,000 to get vaccinated, a portion upfront, and another portion once a 70 percent vaccination threshold is reached. Health experts believe a 70 percent threshold is needed to help with herd immunity, and help protect those who are unable to be vaccinated."Unlike previous payments, this is stimulus tied to socially responsible behavior. So society is getting a benefit from handing out the money," Litan told Business Insider.A former top economic advisor to George W. Bush, N. Gregory Mankiw, has come out publicly in support of the idea, according to Business Insider.Former presidential candidate Andrew Yang tweeted his support of the idea. 2716

STOCKHOLM — The 2020 Nobel Prize in Literature has been awarded to the American poet Louise Glück "for her unmistakable poetic voice that with austere beauty makes individual existence universal."Glück was formerly the Poet Laureate of the U.S. from 2003 to 2004. According to The New York Times, Glück is the first woman to win the award since 1996.The prize was awarded Thursday after several years of controversy and scandal for the world's pre-eminent literary accolade.In 2018, the award was postponed after sex abuse allegations rocked the Swedish Academy, the secretive body that chooses the winners.Two laureates were named last year, with the 2018 prize going to Poland's Olga Tokarczuk and the 2019 award to Austria's Peter Handke.Handke's prize caused a storm of protest because he has been called an apologist for Serbian war crimes.Other writers who were favored for the award were Kenya's Ngugi Wa Thiong' o, Canadian poet Anne Carson, Japanese novelist Haruki Murakami, Russian novelist Lyudmila Ulitskaya and Guadeloupe-born writer Maryse Conde.According to NPR, the 2020 Nobel Prize has a cash prize of about .2 million. The awards ceremony this December will be celebrated virtually because of the COVID-19 pandemic. 1244

States and regional health departments have created a patchwork of COVID-19 precautions and safety measures this holiday season. One challenge all of them face is enforcement.In Oregon, the governor is asking people to call the cops on their neighbors if they see people violating COVID-19-related restrictions like gathering sizes.“Do you want people calling the police on their neighbors?” a reporter from KGW asks Governor Kate Brown.“Look, this is no different than what happens if there’s a party down the street and it’s keeping everyone awake. What do neighbors do? They call law enforcement,” Governor Brown responds. 633