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This is where conventional loans have really improved. FHA loans used to be the low-down-payment leader, requiring just 3.5% down. But now, Fannie Mae and Freddie Mac both offer 97% loan-to-value products; that means a 3% down payment option — even lower than FHA — for qualified buyers. 287

There are several senators who voted no in the past who are hoping to reconsider, but where they will end up, I don't know, Toomey said last week. 146

This is the phone call that was sent out by the Hillsborough County School District to all parents and staff at Coleman MS and Plant HS: 136

Trump struck out at Swift a day after the singer and longtime Nashville resident endorsed Democratic candidate Phil Bredesen, a former governor, over Republican Rep. Marsha Blackburn in Tennessee's Senate race. 210

These threats are not isolated but are a part of a larger assault on the norms that uphold our democracy, Steyer said in the statement. "We will not relent as we push for the broadest possible democracy and a life of dignity and respect for every American. We are more motivated than ever this Election Day to secure victories for representatives who will uphold the values of democracy rather than assault them for political convenience."Sayoc, a 56-year-old Florida man, was arrested last Friday in connection with 13 explosive devices mailed around the country to prominent Democrats and CNN, federal authorities said.Police in Burlingame, California, responded last week to a postal facility that had received a suspicious package addressed to Steyer. Authorities believe that first package was from Sayoc, according to multiple law enforcement officials.This second delivery to Steyer brings the total number of similar-looking suspicious packages sent to Democratic political figures and CNN to 15.Steyer, a billionaire philanthropist who has escalated his political spending in the wake of Trump's election, has financed a high-profile campaign for the President's impeachment. Steyer has used a series of national ad campaigns and town halls through his "Need to Impeach" organization to push his message. He had also pledged to spend up to 0 million in the 2018 midterms.Steyer responded to the first suspicious package by calling for Trump's impeachment, his long-standing rallying cry, to counter "a systematic attack on our democracy.""We're thankful that everyone we work with is safe," he tweeted last Friday after the first bomb was discovered. "We are seeing a systematic attack on our democracy that extends much further than just one isolated terrorist in Florida. That's why we are running an impeachment petition to end the culture of lawlessness in our country.Steyer also said last Friday on CNN's "Erin Burnett OutFront" that while he does not "think there's any direct link" between Trump and the bombs, the President's rhetoric "incites people's most emotional and violent feelings.""What Mr. Trump has done is create an atmosphere that condones violence, that actually incites people's most emotional and violent feelings and creates an atmosphere where people feel free to live out ... that kind of behavior and those kinds of feelings," he told CNN's Kate Bolduan. 2395