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This Thursday, savings website RetailMeNot is hoping to give people a little money back for shopping at several major retailers.The company's first-ever "Cash Back Day" hopes to give holiday shoppers a head-start on buying their gifts and saving money.It's happening on Thursday, Nov. 7, and will continue on the first Thursday of November every year moving forward.All you have to do is log in or create a free account with RetailMeNot, choose and activate a cash back offer for where you want to shop online, and then make purchases with that retailer.You can redeem your total rewards for cash through Venmo, Paypal or a bonus-value gift card for the retailer."Helping people save money has always been our goal and with the creation of Cash Back Day, we're doubling down on that mission by offering twice as much savings to shoppers just in time for the holidays," said Sara Skirboll, Shopping & Trends Expert for RetailMeNot. "With Cash Back Day, shoppers can save money early and then get their payout right before Christmas for any last-minute and post-holiday needs."Top retailers participating in Cash Back Day include:AmazonMacy'sadidasAsosHome DepotHiltonSnapfishTarteAcademyOverstockCVS PhotoLand's EndKendra ScottStubhubTalbotsKay JewelersFinish Line and moreFor more information, visit 1316

Today, one-third of people under 30 have student debt.The Pew Research Center says those people are 11 percent more likely to struggle financially than people who graduated college without debt.Chris Stewart met with a young woman, Lauren McCabe, who says she's buried in student debt and will spend the next 15 years digging herself out of it. Watch the interview to learn more about McCabe’s story and her advice to students entering college. 457

This week is the end of an era at the Warren Tech Center in Michigan. A man who has worked there for more than 67 years will say goodbye to co-workers as he retires. The UAW says Elmer Zurakowski is the highest seniority hourly employee in the all of General Motors. Mr. Zurakowski stopped at his local UAW hall before coming in to work on Wednesday. There they showed him a plaque made for him by his co-workers celebrating a more than 67-year-long career. “Well I started working when I was 18-years-old. I became a die maker apprentice. This was at Plant 23 in Detroit,” recalled Zurakowski. It was 1951. He remembers as he started the job seeing workers building tanks for the Korean War. He was ready to learn. “When I started the apprenticeship I wanted to go into the wood field. They said according to your tests it shows you would be better working with metal than wood. I didn’t know anything about metal, but growing up on a farm I used wood all the time. What they did, I think, they needed more die makers than wood pattern makers. But I went along with that and I was very happy with it,” said Zurakowski. The work at General Motors supported his family. He and his wife had a son and three daughters. He says he is going to miss seeing his co-workers everyday. “We have interesting people. There are natural teachers in there. It is an interesting place to work,” said Zurakowski. Notably Mr. Zurakowski is a member of Mensa International, the high IQ society. He says his long career was rewarding because he chose to find purpose in each days accomplishments. “If you don’t get your pleasure out of your work, you are never going to know what pleasure is. If you think you are not having fun, start thinking differently,” he said. In his retirement he is looking forward to focusing on his woodworking hobby and spending time with family. 1868

There's been an increase in sales of bullet-resistant backpacks for children, in the wake of the mass shootings in El Paso and Dayton last weekend.American companies selling the items say they're catering to heightened demand from parents during the back-to-school shopping season.But critics argue they are using tragedy as a marketing opportunity and exploiting parents' worst fears.Safety is high on the minds of many parents, especially after the El Paso and Dayton, Ohio shootings that left 31 people dead."We've definitely seen a spike over the past week or so in sales and that could be attributed to back to school but it could be attributed to some of the national events that are happening as well, "said Yasir Sheikh, founder and president of Skyline USA.His company makes Guard Dog Security products like pepper spray and stun gun,s and started offering bullet-resistant backpacks called ProShield Scout for children last year.Steve Naremore founded Houston-based TuffyPacks in late 2015 after his daughter, a fourth-grade teacher, told him about the frequency of active shooting drills for her students.His company produces some bullet-resistant backpacks but the bulk of his business is in removable ballistic shields that are inserted in backpacks.Naremore says his backpacks could be the difference between suffering "lethal versus non lethal" injuries."Some (parents) say to me 'I can't believe the world has come to this I have to send my child to school with a bulletproof backpack'. The other half say it's something that is probably necessary," he comments.TuffyPacks markets its products on its website with mass shootings in mind. And its backpacks don't come cheap. TuffyPacks' shields range in price from 9 to 9. Skyline's ProShield Scout backpacks are priced at 9, although it's less than the adult version that tops at 9.Some also cast doubt on the backpacks' safety and how much they can really protect children.Both Guard Dog Security and TuffyPacks claim their products are tested in independent labs in line with the standards for the National Institute of Justice and meet the requirements for a Level IIIA rating. That means the shields can thwart a 9-millimeter handgun and a .44 magnum. Naremour says it's like wearing a police vest.But the National Institute of Justice — the research, development and evaluation arm of the Department of Justice that comes up with the rating — has itself never conducted tests on these products or certified them and therefore cannot vouch for them.Educational experts say bullet-resistant backpacks are not the solution.Still, the makers of bullet-resistant backpacks have tapped into a fear that is real. And for parents feeling helpless and looking for an answer, the backpacks provide them with one.Marisol Rodriguez of Milwaukee said she is considering buying one for her 13-year-old son."It shouldn't have to come to the selling bulletproof backpacks," she said. "That just goes to show what type of society we live in today." 3026

There are so many options when a person goes into a supplement store, from vitamins to minerals and protein powders and more.The latest one to grow in popularity? Collagen. At Supplement Giant, owner Adam Watts says collagen powder is a popular product.“Collagen is actually the most abundant amount of protein in our body,” Watts said.Collagen represents 30 percent of a human body’s protein content.“It’s found in animal bones ligaments and tendons again not traditionally part of our diet anymore,” he said.Most brands sell collagen as a great supplement to take to improve a person’s hair, skin, fingernails, and bone and joint health.“If you have a deficiency of collagen in your skin it can decrease you skin health which can cause stretch marks, dark spots, infections,” Watts said.He suggests people age 30 and older take a collagen supplement.“After the age of 30, collagen decreases by 1 percent, so by the time you're 50, you've lost 20 percent of your collagen,” he said. "If you have injuries, collagen is going to help and repair tissue." Registered Dietician Jessica Crandall Snyder said she recommends food as medicine, not supplements."Being active on a daily basis you are actually helping to re-synthesize your collagen," she said, "So supplemental sources from protein powders may not be the way for you to get adequate nutrition."While Adam Watts sells collagen powder at whole sale, other stores start the product at per container.But eggs, wild salmon, tomatoes, pumpkin and chia seeds are affordable foods that aid in collagen production.The experts say collagen powder works, but make sure it’s not your main source of protein. 1668