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SAN DIEGO (KGTV) -- Millions of Americans owe more on their homes than they’re actually worth in the first quarter of 2019, according to a new report by Attom Data Solutions. San Diegans, on the other hand, are sitting on equity rich properties. In the U.S. as a whole, more than five million homes were seriously underwater, meaning property owners owe at least 25 percent more than the home is worth. RELATED: Teachers, first responders struggling to afford housing, report saysAlthough the report paints a grim picture for millions of Americans, San Diegans are seeing the opposite. According to the report, nearly 40 percent of properties in San Diego are equity rich, meaning property owners had at least 50 percent equity. In California, 43 percent of properties are equity rich. Other states that fared well include Hawaii, New York, Washington and Vermont. RELATED: City receives financial boost for Section 8 housingNationally, however, more than 9 percent of all U.S. properties with a mortgage are seriously underwater. In several places around the country, more than half of all properties are seriously underwater, according to the report. Those locations include Milwaukee, Trenton, Chicago, St. Louis and Cleveland. 1240
SAN DIEGO (KGTV) -- La Mesa residents and local business supporters didn't waste time rebuilding their community Sunday morning following a long night of violent protests that left several cars and buildings destroyed.Good Samaritans armed with brooms and paint brushes worked quickly to restore walls inscribed with graffiti and sweep streets strewn with debris.Only hours earlier, hundreds of rioters descended on the small La Mesa Village business district setting fire to numerous vehicles and buildings including a bank, and looting business."Our small businesses are devastated and many were already on the brink due to COVID19. La Mesa Village has been the heart of small business in the city and is a beautiful place for dining, events and memories," wrote Phil Ortiz on a fundraiser page.Ortiz'a gofundme page has already received over ,000 in donations. The goal is to raise ,000."All proceeds will go directly to small businesses that were destroyed or damaged," Ortiz wrote on the page.Saturday's protests started with a mostly peaceful march that drew over a thousand protesters. The calm ended when the large group gathered outside of the La Mesa Police Department and began attacking a bear cat vehicle that was brought in to help disperse the crowd.Looters struck a Walmart, Target, Vons and several stores in the La Mesa Springs Shopping Center.La Mesa officials have issued a citywide curfew for Sunday night effective 7 p.m. to 7 a.m.Supervisor Dianne Jacob sent out the following statement after the night of sestruction: 1556

SAN DIEGO (KGTV) -- Local San Diego County attractions announced Sunday that they will close as a stay-at-home order takes effect in Southern California.The restrictions for the region begin at 11:59 p.m. on Sunday.SeaWorld announced a temporary closure beginning December 7. The closure will remain until the region’s zoos are allowed to reopen, the amusement park said.“During this time, our veterinarians and animal care experts will continue to provide the animals that call SeaWorld San Diego home the same high level of care," SeaWorld said in a statement. "Our animal rescue and rehabilitation operations will also continue to conduct their important work that is a hallmark of our company."RELATED STORIESCounty urges San Diegans to heed new health orders as COVID-19 cases surge'The rules are changing once again' Mayor Kevin Faulconer responds to Newsom's new shutdownsSan Diego restaurant workers dread latest shutdownThe San Diego Zoo, San Diego Zoo Safari Park, and Birch Aquarium also announced closures starting December 7.“We continue to have essential and dedicated staff on grounds at both parks, ensuring that the wildlife in our care continue to thrive. The urgent nature of our work to save species is unchanged, even in the face of this pandemic. Species will continue to disappear from the planet at an accelerated rate if we do not remain steadfast in fulfilling our mission. We keep at the forefront of our thoughts the well-being of these dedicated employees and the many volunteers who make our parks such special places to visit. We look forward to the day we get to welcome our guests back,” the zoo said.LEGOLAND California has not officially announced closing, but the park's website has changed the last day of its holiday event from Jan. 10 to Sunday, Dec. 6. The USS Midway Museum also closed to visitors on Sunday.The news comes as the region fell below the 15% ICU threshold, triggering the restrictions.The State Department of Public Health said the entire Southern California Region, including San Diego, Los Angeles, Orange, Riverside, Imperial, Inyo, Mono, San Bernardino, San Luis Obispo, Santa Barbara, and Ventura counties fell to 10.3% ICU capacity on Sunday. 2211
SAN DIEGO (KGTV) - It has been yet another wild week of political news in San Diego. Congressman Duncan Hunter dominated our coverage for most of the week, and when accusations of misuse of campaign funds broke, we had an opportunity to get his side of the story from his father, former Congressman Duncan Lee Hunter. That did not sit well with some of our viewers. And for the first time, we were called "Fake News" from the left. Take a look for yourself in this week's Let's Talk. RELATED: 511
SAN DIEGO (KGTV) - If you couldn't work, how far could you go without a paycheck? No one is immune to an unexpected injury or illness, and the financial hit can be devastating. The Social Security Administration (SSA) reports that one in four of today's 20-year-olds will become disabled for 90 days or more before retirement age. Having a plan for the long term can relieve a lot of stress if the unexpected does happen.One option is disability insurance; there's short-term and long-term. Disability insurance pays a portion of your income if you are suddenly unable to work because of illness, injury, or accident.You can get coverage through an employer or buy it from an insurer. According to State Farm, long-term disability insurance:Pays monthly income directly to you when you're unable to work because of a covered total disability.You choose the length of time you must be disabled before you start receiving benefits (Elimination Period) and the length of time you would receive benefits.Options include a five-year benefit period or a "to age 67" benefit option.Maximum monthly benefit amounts range from 0 to ,000, based on your income and occupation. You can customize your coverage with different riders.While different factors affect the cost, the annual price for a long-term disability insurance policy generally ranges from 1% to 3% of your annual income.According to the Council for Disability Awareness, 34.6 months is the duration of the average long-term disability claim.The nonprofit helps prepare people for unexpected injury through its five-step financial plan to give you a clearer understanding of your financial "big picture," including:Your sources of income, monthly expenses, and lifestyleThe impact a long-term disability could have on themPreparing a plan of action to address the crisisResources after life-changing disabilityMost people never expect a life-changing disability will happen to them, including San Diego resident Kat Blue. Blue was rear-ended at a red light on Feb. 1, 2018, and had previous head injuries before that."This one resulted in a concussion that just never went away," said Blue.A few weeks after the accident, Blue realized she could barely complete simple tasks like writing an email or talking on the phone. She suffered a traumatic brain injury (TBI), which would change her life forever. She constantly deals with nausea, dizziness, tetanus, and migraines. Blue has struggled to navigate the healthcare system and because she cannot work is constantly seeking resources so she can remain in San Diego."You have to advocate for yourself because there's no one within the system who is going to do it for you," said Blue. Blue says she does not have the resources to relocate and says San Diego offers a lot of support for TBI survivors. She's relied on Medicaid for medical care, which has helped with resources like a nurse care manager, but she says there are holes in the system."I'm still fighting to get a TBI specialist, I'm still trying to get a lot of the treatments and specialists and therapies that I believe could help me," said Blue. The San Diego County Health & Human Services Agency is ready to help San Diegans whose incomes have been impacted by an unexpected disability:CalFresh: Food assistance:Medi-Cal: Free or low-cost health coverage for children and adults with limited income and resources. If you qualify, you can enroll in Medi-Cal year-round.CalWORKS: Public assistance program that provides cash aid and services to eligible families that have a child(ren) in the home."You may not need our benefits today, but in the future, if you do we're here, and we encourage everyone to apply," said Rick Wanne, Director of Eligibility for the County of San Diego Health & Human Services Agency.Wanne says the County also has a close relationship with 211. "211 is a great resource for a number of reasons, they can provide general information over the phone about a whole variety of resources here in San Diego, additional food assistance, housing resources, where to find a local medical provider," said Wanne. Wanne said in addition to what the County offers many local nonprofits and other entities provide help.Blue says she's found the following resources helpful when advocating for herself:Legal AidCalifornia Department of Rehabilitation (DOR)Disability Rights CaliforniaBlue says she's also taken advantage of recreation opportunities through Sharp, some of which are free. Sharp also offers support groups for people with various disabilities. Another program that's been instrumental in Blue's recovery is Love Your Brain Yoga, a free program for TBI survivors. "A good part of my day is spent just trying to feel better, just trying to get well enough to do what I need to do that day," said Blue.Blue remains hopeful she'll get the care needed for her healing and says she'll continue to do everything possible to stay in the city she calls home. 4971
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