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Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556

America's job market got back on its feet in October.The U.S. economy rebounded from the hurricanes and added 261,000 jobs, the best performance of the Trump administration.Unemployment inched down to 4.1%, the lowest since December 2000.But wages took a step back. They grew only 2.4% in October compared with a year earlier, behind September's number. The absence of better wage growth and inflation is one of the biggest mysteries in the economy.WATCH: How hourly wages fared in the October jobs report 513

As many head into a virtual school year, a Southern California charter school is training parents by offering classes on how they can be the best possible teachers this fall.Sage Oak, a public charter that serves eight counties in Southern California offered a no cost "virtual parent workshop" with courses like "what to do when you're teaching but the student isn't learning" and "how to support your struggling reader." Courtney Gibson, who handles marketing and communications for Sage Oak says, “This year with everything being virtual, we saw this a great opportunity to open it to our community for those who are on our waiting list or for those who are just starting distance learning in the fall and want tips and tricks on how to get their day started.”The pandemic has put a lot of focus on students and their schooling needs this fall, but Sage Oak thought, “What about the parents?”“We offer training for our teachers to start the school year and this year our teachers will go hand in hand with parents - so parents will have a role at home teaching their kids and needing strategies to keep them on track as well,” Gibson said.There's organizational tips, planning, and topics surrounding schedule implementation.“An important part of homeschool and learning at home for kids is keeping their routine that they would have in a traditional school,” Gibson said.Hundreds attended the summit, which will soon be posted on the school's website. There's a little bit for everyone, all grades, all levels.“We do have high school courses like community college enrollment so - our students will do high school credits through a community college so there’s information about that and yes, transitioning to high school and what that looks like,” GibsonNicole Case is one such mom. As her son approaches 8th grade, she'd like him to be prepared and ready for high school.“The fall has me a little scared of what its gonna look like,” Case said.She's certainly not alone as most parents are echoing her sentiment as the first day of class looms.“A little trepidation of what its gonna look like for Ezekial, how he’s going to adjust to the different parameters put on him,” Case said.The Huntington Beach mom will be homeschooling all four of her kids and is really looking forward to the knowledge she'll gain from the summit.“Really hearing the expertise on how I’ll be able to help my children in different ways. I have a first grader who’s struggling to read so that session about how to help your struggling reader I’m excited about because I’m tired of the tears and the fights,” Case said.It's not all bad though. Case says she's looking forward to some aspect of school at home."One of the things that has been so great has been the pursuit of the things that interest them,” she said.Sage Oak's enrollment is at capacity due to a state funding cap, but they want parents everywhere to listen, watch and learn as we head into unchartered territory this year.“The fact that they care about the public and they want the public to be able to attend the summit even if they aren’t with the school it really shows the heart sage oak has for all students in education not just the ones bringing them funding,” Case said.And if you want to dive into a new type of education for your student, there's a course on that too. 3335

An F-16 fighter jet intercepted a plane that was flying in a restricted area during President Trump's rally in Bullhead City, Arizona, Wednesday afternoon.North American Aerospace Defense Command officials say the plane was intercepted around 2 p.m. after officials noticed it had entered the Temporary Flight Restriction area surrounding Bullhead City.Officials say the violating aircraft did not respond to initial intercept procedures, but established radio communications after NORAD aircraft deployed signal flares.Authorities say the aircraft was escorted out of the restricted area by the F-16 without further incident. 634

April-through-June quarter, and the numbers were ugly. The number of passengers tumbled 93% from a year earlier, revenue plummeted 88%, and the company’s adjusted loss was worse than expected. 1495

来源：资阳报