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With down payments less than 10%, you’ll pay mortgage insurance for the life of the loan. With a loan-to-value equal to or greater than 90%, you’ll pay the premiums for 11 years. 181

in Colorado on Sunday afternoon.The Larkspur Fire Department said the group of eight people were hiking near the Devils Head Lookout at the summit around 3 p.m. when the lightning strike in Pike National Forest occurred. Ryan Smedra, the incident commander for Jackson 105 Fire Protection District, said the strike hit a rock wall near the hikers and the blast knocked many of them violently to the ground.Five of the hikers affected were able to walk out of the area on their own, the fire department said. They were treated for minor injuries. But a couple of them had burns from the strike, Smedra said. Some of the patients also complained of having tingling sensations.Two other adults required assistance. One of them was transported to the hospital for observation. The eighth victim, an adult woman, suffered critical injuries. She had to be carried down from the trail in a stretcher and was transported to a nearby hospital in critical condition. Officials could not say what type of injuries she sustained. However, Smedra said she did not appear to have burns.Douglas County Search and Rescue said the operation was challenging due to the area's terrain. More than 30 people from multiple agencies were involved in rescue efforts. The lookout tower, established in 1912, is used by the U.S. Forest Service to spot fires. It's accessed by the Devils Head National Recreation Trail. 1394

at an Aurora ICE detention facility on Friday.During the protest, a small group pulled down the American flag and the GEO flag and replaced them with a Mexican flag and a defaced thin blue line flag by hoisting it upside down and spray-painting in red with an anti-police slogan.There was a rift in the crowd about whether that action was appropriate, with some undocumented protesters leaving out of concern for their safety.Many protesters hoped that image would not overshadow that of so many speaking out against deportation raids and camps.Denver teacher Kathleen Frank went to the protest with her son because she couldn’t stop thinking about the children who have died in U.S. custody.“He is a child like any of those 3 year olds in the concentration camps, so it just breaks my heart and makes me really angry,” she said. “I think it needs to be ended immediately and I feel really helpless in the face of this just unbelievable pain, so this seemed like a small thing I could do.”Some undocumented residents at the rally said they were concerned about what may happen this weekend if the ICE raids promised by president Trump happen in Denver.“They don’t know if when they leave for work one day they’ll come back to their family. That’s the reality I‘ve lived with every day,” said Gladis Ibarra, an undocumented resident who works with Colorado’s immigrant community. “This is 28 years of my life, so I know a lot of people are outraged now, and I hope that the outrage continues past today.”This story was originally published by Jaclyn Allen on 1560

after the accidental shooting death of her 4-year-old son.Kandice Cole dropped off her two kids at a family friend's house to babysit while she and her husband went to work.Shortly after, she said her 4-year-old son, Eric, found the babysitter's gun and accidentally shot himself. His 7-year-old sister found him."I am all for people protecting themselves, their homes and families. I get it. However, you have an obligation to be responsible and be intelligent and to make sure that you have them secured so the kids don't hurt themselves," Cole said.Cole only wishes now that she had inquired about guns in the home and whether they were properly secured and out of reach from her children."I would rather be uncomfortable during a five-minute conversation than have to wake up every day knowing that I'm supposed to have two kids and I have one," Cole said. "I'm supposed to have a brother and sister who are growing together. Instead I have a sister who lays on her bed and cries holding a picture of her and her brother.""Be Smart" with Mom's Demand Action for Gun Sense in America seeks to educate people about the importance of storing your guns unloaded and away from children."We know for example that 90% of unintentional shootings take place within a home setting," Jane Hedeen of "Be Smart" said. "And this is particularly important in the holiday times when we're going to either host or visiting friends and relatives, we may make the assumption that if we are a responsible gun owner ourselves, people we're going to visit are practicing those and we just can't assume."This story was originally published by Stephanie Wade on 1644

due to concerns of elevated vitamin D levels, joining a growing list of dog foods nationwide that were recently recalled for the same reason.The latest information from Hill's Pet Nutrition says products purchased between Sept. 1, 2018 and March 21, 2019 are recalled as they may be potentially affected. This does not include dry foods, cat foods or treats."While vitamin D is an essential nutrient for dogs, ingestion of elevated levels can lead to potential health issues depending on the level of vitamin D and the length of exposure, and dogs may exhibit symptoms such as vomiting, loss of appetite, increased thirst, increased urination, excessive drooling, and weight loss," the original recall states. "Vitamin D, when consumed at very high levels, can lead to serious health issues in dogs including renal dysfunction. Pet parents with dogs who have consumed any of the products listed and are exhibiting any of these signs should contact their veterinarian."The original recall came after a complaint was made about a dog exhibiting signs of vitamin D toxicity as a result of eating a Hill's Pet Nutrition product. The elevated vitamin D levels are being attributed to a supplier error. The affected dog food products were distributed to pet stores and veterinary clinics nationwide.The 1299