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An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

America's largest group of child doctors updated its guidance on cloth face coverings for kids in sports to cover competition on Friday and now recommend youth athletes wear cloth face masks during games.The American Academy of Pediatrics' previous recommendation suggested they wear masks on the sidelines, in between drills, or when entering or leaving the field.In addition to wearing masks during games, the AAP also suggests that practices are kept small and teams do not mix with other teams or coaches.The AAP added that face coverings can be removed when participating in swimming, or where they could become a choking hazard or impair vision like in cheerleading, gymnastics, or wrestling. 706

Andrea Constand, the key witness in Bill Cosby's retrial on indecent assault charges, testified during cross-examination why she agreed to a .38 million civil settlement in which Cosby did not admit to wrongdoing."I can't speak for him, but I was glad it was over," Constand said in court Monday."(I signed it) because it was a very painstaking process for me and my family, it tore my family apart and we just wanted it over," she added. 448

Are you guilty of photographing your food to post on social media? You may not realize it, but those posts are helping out restaurants.Voodoo Doughnut in Denver, Colorado is one shop that has received free advertisement, thanks to their ‘Instagramable’ doughnut creations.Cat Daddy and Tres Shannon, the owners of the world-famous doughnut shop, say when they started, it was all about luring customers in with their eccentric aesthetic.   "Kind of like we've created this colorful, crazy psychedelic place that sort of lends its self to take pictures in front of,” says Shannon.“Everyone is into the esthetic of their Instagram and how your pictures look together, so if the food matches your Instagram, that looks good," says one patron.   Having free advertisement on social media platforms helps business, and restaurants need all the help they can get. 60 percent of new restaurants don't make it past the first year, according to an Ohio State University study.  That's why other spots are cooking up their own unique creations.   Chomp Eatery and Juice Station in Santa Monica have the “Unicorn Melt,” a spin on the grilled cheese sandwich. Black Tap in New York is popular for what it calls their “Crazy Shakes.” You can't help but take a pic of these eye-catching foods.  The owners of Voodoo Doughnut believe social media posts has helped their business reach a wider audience.   "It definitely helps business. You have so many people talking about the product or the space as you say inside or outside,” Shannon says.But for a lot people, a great picture can't replace great food.    1667

ANAHEIM, Calif. (KGTV) - Wonder what it feels like to soar above the "Star Wars" universe? Well now, you can — at least what's been constructed in Anaheim thus far.Disneyland's "Star Wars: Galaxy's Edge" expansion is slated to open next year and drone footage captured by the park shows the land taking shape.Steel frames of the galactic planet of Batuu have started to tower over the park. In 2019, the land will host Jedis, stormtroopers, and more among old trade routes, crossroads, and merchants.RELATED:  537

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