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The police department in Gainesville, Florida issued an odd edict to its community this week: Please don't call 911 asking for "hot cops" to come to your house.The warning was part of an update to a Facebook photo that went viral last weekend. The innocuous image showed three Gainesville officers — identified only as Nordman, Hamill and Rengering — posing for a selfie before starting their shifts.The photo went viral, racking up more than 500,000 reactions and 178,000 comments, many of which were about how attractive the officers are. 558

The National Park Service plans to thin a herd of bison in the Grand Canyon through roundups and by seeking volunteers who are physically fit and proficient with a gun to kill the animals that increasingly are damaging park resources.Some bison would be shipped out of the area and others legally hunted on the adjacent forest. Within the Grand Canyon, shooters would be selected through a lottery to help bring the number of bison roaming the far northern reaches of the park to no more than 200 within three to five years. About 600 of the animals now live in the region, and biologists say the bison numbers could hit 1,500 within 10 years if left uncontrolled.The Grand Canyon is still working out details of the volunteer effort, but it's taking cues from national parks in Colorado, the Dakotas and Wyoming that have used shooters to cut overabundant or diseased populations of elk. The Park Service gave final approval to the bison reduction plan this month.Sandy Bahr of the Sierra Club says she's hopeful Grand Canyon will focus mostly on non-lethal removal.The Grand Canyon bison are descendants of those introduced to northern Arizona in the early 1900s as part of a ranching operation to crossbreed them with cattle. The state of Arizona now owns them and has an annual draw for tags on the Kaibab National Forest. Nearly 1,500 people applied for one of 122 tags this year, according to the Arizona Game and Fish Department.The bison have been moving in recent years within the Grand Canyon boundaries where open hunting is prohibited. Park officials say they're trampling on vegetation and spoiling water resources. The reduction plan would allow volunteers working in a team with a Park Service employee to shoot bison using non-lead ammunition to protect endangered California condors that feed on gut piles.Hunters cannot harvest more than one bison in their lifetime through the state hunt, making the volunteer effort intriguing, they say."I would go if I had a chance to retain a portion of the meat," said Travis McClendon, a hunter in Cottonwood. "It definitely would be worth going, especially with a group."Grand Canyon is working with state wildlife officials and the Intertribal Buffalo Council to craft guidelines for roundups and volunteer shooters, who would search for bison in the open, said Park Service spokesman Jeff Olson.Much of the work would be done on foot in elevations of 8,000 feet or higher between October and May when the road leading to the Grand Canyon's North Rim is closed. Snowmobiles and sleds would be used to remove the bison meat, and helicopters in rare instances, park officials said.Carl Lutch, the terrestrial wildlife manager for Game and Fish in Flagstaff, said some models require volunteers to be capable of hiking eight miles a day, carrying a 60-pound pack and hitting a paper plate 200 yards away five times.The head and hide of the bison would be given to tribes, or federal and state agencies.Lutch said one scenario discussed is splitting the bison meat among volunteers, with each volunteer able to take the equivalent of meat from one full bison. Anything in excess of that would be given to tribes and charities, he said. A full-grown bull can have hundreds of pounds of meat.Theodore Roosevelt National Park in North Dakota used volunteers in 2010 for elk reduction, selecting 240 people from thousands of applicants, said park spokeswoman Eileen Andes. Some quit before the week was over, she said."We had quite a bit of snow, so you're not in a vehicle, you're not on a horse," she said. "You're hiking through snow to shoot elk and haul them out. It was exceedingly strenuous." 3664

The interest rate on the 30-year fixed-rate mortgage remained near record lows in June and is likely to stay there in July.The 30-year fixed averaged 3.33% APR in the first four weeks of June, a smidgen lower than the 3.37% average APR in May and 3.36% in April. June’s rate average was the lowest in the four-year history of NerdWallet’s daily rate survey.A mission to reduce ratesMortgage rates were remarkably anchored from April through June after the Federal Reserve intervened to stabilize rates and push them down.But the Fed’s intervention hasn’t been entirely successful: Although mortgage rates have been remarkably stable, they’re stuck at a higher-than-expected level. To put it more bluntly, rates should be lower.Since March, the central bank has bought billions of dollars’ worth of Treasurys and mortgage bonds “to sustain smooth market functioning, thereby fostering effective transmission of monetary policy to broader financial conditions,” as the Fed explained in a June 10 statement.Dissecting that short passage:The Fed is saying that its goal is to push interest rates, including mortgage rates, lower. That’s what “transmission of monetary policy to broader financial conditions” means.It’s trying to accomplish that goal by buying Treasurys and mortgage bonds to calm and stabilize those markets. Stabilizing markets is a method, not the goal.? MORE: How mortgage rates are determinedFed failed to make a bigger splashThe Fed has succeeded in calming the waters. That’s why there were ripples, not waves, in fixed mortgage rates from April through June. But it has only partially succeeded in its goal to push interest rates lower. For the Fed to declare victory in “fostering effective transmission of monetary policy to broader financial conditions,” mortgage rates would have to fall another half a percentage point or so.With its intervention, the Fed decreased Treasury yields and mortgage rates. But the results are unequal: Since January, the 10-year Treasury yield has fallen a little over one percentage point, while the 30-year mortgage has fallen about half a percentage point. Normally, the two would fall roughly the same amount.Rates slow to sync with TreasurysWhy haven’t mortgage rates fallen further? You might guess that lenders are keeping rates elevated to offset the risk of mortgages going into default during the COVID-19 recession. But mortgage rates tend to fall during recessions.? MORE: What COVID-19 means for mortgage ratesMaybe mortgage servicers, the companies that collect monthly payments and work with past-due borrowers, want to be paid for the increased risk they bear, and it’s translating to higher rates. Maybe an undetected economic force keeps a floor on mortgage rates, preventing the 30-year fixed from falling below 3% and lingering there.A more plausible theory is that mortgage rates will follow historical patterns and shamble lower until they’ve fallen roughly the same as Treasury yields. That’s the conclusion that Bill Emmons, economist for the Federal Reserve Bank of St. Louis, makes in a paper titled “Why Haven’t Mortgage Rates Fallen Further?”Using history as a guide, Emmons writes, “we would expect a further decline in mortgage rates of perhaps 0.5 percentage points.” If he’s right, mortgage rates might drop in July.Don’t count on it, though. Not after these two months of stability; rates might continue to tread water.More From NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 3623

The pandemic has raised awareness about convalescent plasma donation to treat coronavirus patients. But for hundreds of thousands of people who rely on regular plasma infusions to survive, a looming shortage is raising alarm bells.Mother, wife and rare disease advocate Deborah Vick lives with myasthenia gravis, a neuromuscular disorder that disrupts nerve to muscle communication.“The messages are no longer being able to reach the muscles to make them work--whether that is to walk or move or swallow or breathe--it's all interconnected,” described Vick.There is no cure, so every two weeks, she requires plasma infusions.“Being in crisis is the worst time to have to wait for treatment,” she explained. “I know, for me, my treatments are every two weeks and days before my treatment starts, my breathing is extremely labored.”Many types of primary immunodeficiency disorders like Vick’s result in an inability to produce antibodies or immunoglobulin to fight off infection.“There's about 250,000 of us in the United States alone,” said John Boyle, president and CEO of the Immune Deficiency Foundation.Canceled drives and fear of COVID-19 exposure, he says, have contributed to a drop in plasma donations for non-COVID therapy.This comes as the Red Cross says hospital distributions of convalescent plasma have increased 250 percent in November compared to September.“To not meet the rising demand is one thing, but to actually have less plasma is potentially very, very, very problematic,” said Boyle.Experts say it takes seven to 12 months to turn around plasma for patient infusion therapies. We are now nine months into the pandemic and a crisis say some could be around the corner.“There is a growing concern about the ability to meet patient clinical need,” said Amy Enfantis, president and CEO of the Plasma Protein Therapeutics Association.She says while the call for convalescent plasma therapies for COVID-19 has raised awareness, there is still an increased need for other rare-disease patients.“Our companies are making therapies every day for patients who have a perpetual need for plasma,” said Enfantis. “And that is ongoing regardless of a pandemic.”For those who rely on plasma donation and infusion treatment like Vick, it could mean the difference between life and death.“The biggest fear is not having the treatments that keep me alive. I mean, reality is I don't know what kind of life I will have, if any, how it will function without my infusions.”It’s why so many are hoping those who can, will give. 2536

The gunman who killed 12 people at the Borderline Bar & Grill in Thousand Oaks, California, was a 28-year-old veteran of the US Marine Corps who had previous run-ins with the law, officials said.Here's what we know about Ian David Long so far: 255