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Following economic shutdowns to slow the spread of the coronavirus, and with the US still dealing with the spread forthe pandemic, experts from the UCLA foresee a US economic depression into 2023.The researchers say that unemployment levels of 10% could persist into the fall, and 6% unemployment could remain through the end of 2022.US unemployment was below 4% earlier this year."To call this crisis a recession is a misnomer. We are forecasting a 42% annual rate of decline in real GDP for the current quarter, followed by a 'Nike swoosh' recovery that won't return the level of output to the prior fourth quarter of 2019 peak until early 2023," writes UCLA Anderson Forecast senior economist David Shulman in an essay titled "The Post-COVID Economy."The researchers note that the economy has already hit rock bottom. But GDP and employment levels won’t see a quick recovery.But Shulman said that the entire economic meltdown cannot be blamed on the coronavirus. Shulman and UCLA researchers say the pandemic has accelerated economic trends that were already moving toward increased digitization of business functions and online commerce. 1149

For nearly a decade, 26-year-old entrepreneur Zachariah Reitano had only talked to one person about his erectile dysfunction: his doctor, who also happened to be his father.But over the past seven months, Reitano has told business partners, his girlfriend of four years, investors, and now the world.He's even created a business, called Roman, to help men discretely seek treatment. The startup connects them with doctors online who can diagnose ailments and write prescriptions, and Roman sends medication to their doorsteps. The startup has received .1 million in venture capital. 592

FREDERICK, Colorado – With the case documents currently sealed by a judge regarding the investigation into why 33-year-old Chris Watts allegedly killed his pregnant wife and two young daughters, more information about the family is filling in holes in the timeline surrounding the killings.Local, state and federal law enforcement officials said at a Thursday morning news conference they are still working to piece together the investigation surrounding the deaths of 34-year-old Shanann Watts and her daughters, 3-year-old Celeste and 4-year-old Bella.PHOTOS: Chris Watts arrested, charged for family deathsBut many questions remain about what might have led to the killings and when they occurred. Here’s everything we know so far: 742

For most of the pandemic, people have enjoyed record low interest rates, making way for a boom in mortgage refinancing. But experts say the upcoming election could have a major impact on whether those rates stay low."I think for a lot of reasons there will be even more volatility. You have the backdrop of the pandemic, you have quite a rivalry," said Josh Stech, Co-founder and CEO of Sundae, a company that helps people with homes in bad condition get their properties sold. Stech says the pandemic has created even more of a wedge between the two parties and interest rates will be impacted."I would say that we’re cautiously optimistic that we’ll see a strong 2021 regardless of who wins but there’s always that looming uncertainty of who wins and also what policies that follow that, that could impact unemployment, that could impact tax rates, that could just change consumer behavior again," said Stech.Matthew Garcia, a Senior Loan Officer with Supreme Lending, says historically, interest rates waver before an upcoming presidential election. "Last election in 2016, rates were in the lower threes. Literally, two to three days later rates went into the fours. That’s how violent and how rapid interest rates can move. A lot of folks', mistakes people make is they think the government makes interest rates. They don't. Interest rates for mortgages are controlled by bond market activity," said Garcia. Specifically, Garcia says, treasury bonds and mortgage-backed securities."Now, at some point, depending on what the next president decides to do, if that affects monetary policy by the Fed(eral Reserve) and the Fed has already come out and said we don't plan on changing anything but the president has the ability to influence that. If they make a decision that could ultimately affect what the Fed’s decision on monetary policy is, we would see a rapid increase in interest rates according with that," said Garcia.Another potential big influence on interest rates? "If COVID-19 is cured, you’re going to see rates spike overnight. Or any kind of change in economic policy or even, too, the economy itself being affected by COVID has the potential to drive interest rates a lot higher. So, there’s definitely on the horizon two major components, the election and COVID cure that are going to affect interest rates going forward," said Garcia.Garcia says it's best to take advantage of interest rates while they're low. Experts recommend speaking to a loan officer or financial advisor before taking out a loan. 2531

FLORHAM PARK, N.J. (AP) — The New York Jets, Indianapolis Colts, Washington Football Team, Broncos, Bears, Titans, Cardinals and Green Bay Packers all canceled practices in an apparent response to the shooting of Jacob Blake, a Black man, in Wisconsin. The Jets provided no immediate details on their decision to not practice Thursday. The Colts posted a statement on Twitter, saying they would not hold their scheduled practice session.“Instead, the team will use the day to discuss and work toward making a lasting social impact and inspiring change in our communities,” the statement said.The Denver Broncos held a team meeting and decided to not practice, and instead use the time to focus on social justice reform. Players with the Chicago Bears "decided to pause our football activities" on Thursday it discuss with each other where they stand on racial injustice.The Washington Football Team was scheduled to practice at FedEx Field. Blake was shot by police officers, apparently in the back, on Sunday as he leaned into his SUV, three of his children seated inside.The protests weren’t limited to the NFL. The Milwaukee Bucks opted not to play in their playoff game Wednesday, and two other games were postponed later in the day.Three Major League Baseball games were also postponed. Games between the Cincinnati Reds and Brewers in Milwaukee, Seattle Mariners, and Padres in San Diego and the Los Angeles Dodgers and Giants in San Francisco were called off hours before they were set to begin.Players and teams from the WNBA, MLS, and tennis also sat out their competitions Wednesday night. 1607

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