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SAN DIEGO (KGTV) - The federal watchdog agency that aims to protect consumers from unfair, deceptive, or abusive practices is suing a San Diego-based company.On Tuesday, the Consumer Financial Protection Bureau (CFPB) sued Encore Capital Group and its subsidiaries, claiming they violated the terms of a 2015 legal agreement.The CFPB claims, “Since September 2015, Encore and its subsidiaries violated the consent order by suing consumers without possessing required documentation, using law firms and an internal legal department to engage in collection efforts without providing required disclosures, and failing to provide consumers with required loan documentation after consumers requested it.”The lawsuit says after the effective date of the consent order, “Encore filed more than 100 lawsuits to collect consumer debts after the applicable statutes of limitations had expired."The lawsuit also claims Encore failed to disclose that consumers might incur international-transaction fees.In response to the lawsuit, the company's Executive Vice President, General Counsel, and Chief Administrative Officer Greg Call said Encore is built on a foundation of treating their consumers fairly and respectfully."We are disappointed that the CFPB has chosen to file this lawsuit on outdated issues, but we will continue to engage with the CFPB and work to ensure that we maintain policies and practices that fully comply with all applicable legal requirements. We believe that there will be no material operational impact as a result of the suit," said Call. "We fully corrected the issues underlying the allegations in this lawsuit years ago and are unaware of any unresolved consumer impact."DEBT COLLECTION LAWSUITSPart of the complaint talked about debt-collection lawsuits.In July Team 10 discovered a 157% increase in the number of rule 3.740 collections lawsuits filed in San Diego County court from 2015 to 2019. That involves any debt collection company."If you look not just in the county of San Diego, throughout the state of California, and in fact the dockets throughout the nation, we have a massive epidemic right now," said attorney Abbas Kazerounian during a July interview.Kazerounian said if someone's been sued or contacted by a debt collection company, they need to know their rights."The amount of debt is irrelevant," he said. "It's the method of collection that's controlled by these statutes."RESOURCES:Coping with debthttps://www.consumer.ftc.gov/articles/0150-coping-debtHelp available for renters, homeowners struggling to pay for housing during pandemichttps://www.10news.com/rebound/coronavirus-money-help/help-available-for-renters-homeowners-struggling-to-pay-for-housing-during-pandemic 2724

SAN DIEGO (KGTV) -- The growing concerns over the coronavirus are impacting the daily routines of people across San Diego. Some businesses are changing the way they do things. CorePower Yoga has dozens of studios across San Diego. Monday morning, the company sent an email to its staff and clients outlining several precautions. Chloe Delehanti works out at the Mission Valley location."I've lived through SARS and Swine Flu, and I don't remember it being this serious of a concern, certainly never getting emails from my gym, or travel alerts, so it's definitely concerning," said Delehanti. The email stated the company is increasing its cleaning protocols and reducing the use of props and physical contact between teachers and clients. "Obviously, I really like adjustments and having that component in class, but I think it's a good idea to be as safe as possible, considering that it is a really growing concern, and there's a lot of new cases," said Delehanti.A salon in Hillcrest is also changing the way it does business. Stylists at Brightside Barber will now have the option of turning away customers who appear sick. "From here on out, not to feel like you can't turn someone away, if they are visibly sick with a fever, coughing," said Angelic Corona. She's been in the business ten years and said she's never seen anything like this. "I was relieved, cause you know, in customer service, it's kind of always been the customer is always right, but in this scenario it's health and safety for everyone," said Corona. A few doors down at Ralphs, shoppers, like Tyler Armstrong, were stocking up on cleaning supplies. "I think it's crazy, and I think a lot of people aren't taking it as serious as they need to, and I think we have something serious on our hands," said Armstrong. 1800

SAN DIEGO (KGTV) - Sunday morning's rain caused crashes on roadways, damage to construction zones and danger in Sunset Cliffs.One of those crashes had Cristal Ramirez in the passenger seat. "I was supposed to drive for brunch but my friend picked us up and I was glad because I didn't want to drive in the rain," she said.She said as they took the connector from the 163 to the I-8 West they started sliding, "I think we were driving a little too fast because of the rain." Ramirez said they grazed the guardrail. The tires were out of alignment, making it necessary to call for a tow truck."We were like what the heck this is wild!" She said.The group didn't let the accident ruin their afternoon, they continued on in Ramirez's car to Sunset Cliffs.The danger still lurking behind yellow caution tape, draped along the edge of one part of the cliff. From where she and her two friends stood, you could see the cliff carved away underneath the seemingly solid edge."I didn't think about it, I was like 'Oh we're close to the edge.' and we started playing around and I was like, 'Oh we probably shouldn't be playing this close to the edge," Ramirez said when she realized the danger.South of Sunset Cliffs, another problem at the Silver Strand State Beach exit off SR 75. The rain caused metal plates covering trenches in a construction area to bend inward.Crews rushed out to reinforce the plates to make them safe, adding wood supports. An engineer told 10News the construction should be finished by next week, if the weather doesn't delay the work. 1559

SAN DIEGO (KGTV) — Summer is right around the corner, San Diego.For younger San Diegans, that means week of adventure and learning at summer camp! And there's something for every interest around San Diego County. Whether it's a traditional day camp with fun activities or something specific (did someone say Circus Camp?)RELATED: Events to enjoy with your toddler in San DiegoHere's a look at a variety of camps — specialty or traditional — around the county this summer:Summer Critter CampWhere: Helen Woodward Animal Center; When: June 10 - Aug. 30Kids will get to experience animal encounters and summer camp activities, animal-themed games, crafts, songs, and get a free Critter Camp t-shirt.YMCA Overnight and Day CampsWhere: Various locations; When: June - AugustYMCA branches across San Diego County offer up a variety of day and overnight camps, from traditional to specialty, and camps just for sports, leadership, adventure, and more.Mesa Rim Climbing CampWhere: Mesa Rim locations; When: March - AugustKids can hit the ropes at Mesa Rim's two San Diego locations, learning yoga, top roping and bouldering skills, or enjoying non-climbing activities like a ninja obstacle course, scavenger hunts, and more.San Diego Zoo and Safari Park Summer CampWhere: San Diego Zoo and Safari Park; When: June - AugustCampers will get to enjoy a wide variety of animal adventures at the San Diego Zoo or Safari Park, with options for various grade levels and featuring a variety of exhibits, tours, games, crafts, and more.Girl Scout CampsWhere: Various locations; When: Various datesWhether or not your child is a Girl Scout yet, they can jump into summer day camps, resident camps, weekend camp outs and more, all featuring educational activities and leadership building fun. Circus CampWhere: San Diego Circus Center; When: June 17 - Aug. 9Kids will learn the fundamentals of circus arts at the San Diego Circus Center's summer camp. Everything from aerial tricks, tumbling, juggling, and clowning to help build strength, teamwork, and focus.Wildlife Day CampWhere: Living Coast Discovery Center; When: June 10 - July 26Campers will experience animal encounters, games, arts and crafts, outdoor exploring, and more while learning about wildlife, conservation, and science.Outside the LensWhere: Liberty Station; When: June 21 - Aug. 23Interested in photography? Kids can jump into a variety of digital media camps throughout San Diego County, designed to build photography and filmmaking skills, promote creativity, and encourage collaboration.Science Summer CampWhere: Fleet Science Center; When: June - AugustA variety of science-themed activities await covering STEAM topics, wildlife, energy and physics, coding, space, and much more through experiments and hands-on learning.Youth Programs at La Jolla PlayhouseWhere: La Jolla Playhouse; When: June - JulyChildren will take part in a series of interactive theatre training programs that cover acting, musical theater, stage movement, improvisation, or behind-the-scenes tasks like costumes and props, set design, and technician support. 3098

SAN DIEGO (KGTV) — The future of Horton Plaza was teased in a new set of renderings released by the firm that purchased the aging mall.Stockdale Capital Partners purchased Horton Plaza in June 2018 with the aim of revitalizing the center into a mixed-use high-tech office and retail space. Wednesday, the firm gave a glimpse at The Campus at Horton, showing a completely transformed Nordstrom building from a concrete facade into a glass-covered office space. The building will also see an addition 150,000-square-feet of space added to the existing structure.RELATED: Time's up: Horton Plaza says goodbye to iconic Jessop's Clock“The Campus at Horton is exactly what we hear some high tech companies are seeking in San Diego,” Mark Cafferty, President and CEO of the San Diego Regional Economic Development Corporation, said in a release. “The existing open floor plans and expansive square footage of the current Horton Plaza are perfectly suited to the design and layout of modern office spaces.”Another addition teased is an "amenity deck" that will take the current place of the mall's food court. The firm says several food and beverage options and green outdoor space will be added for visitors and onsite employees.Stockdale Capital Partners says the revamp's office space will house 3,000-4,000 innovation economy jobs.RELATED: As other Horton Plaza stops hang on, Regal movie theater closes its doors“The Campus at Horton is the type of visionary placemaking we need to make downtown San Diego an even more incredible place to live and work,” said Betsy Brennan, President and CEO of the Downtown San Diego Partnership. “Moving this project forward with expediency will benefit our entire community and promote its economic vitality.”The city's Economic Development and Intergovernmental Relations committee will consider the plan during their Thursday meeting. Stockdale Capital Partners hopes to begin construction later this year, with plans to complete the overhaul in 2020. 1996