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Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

WEST PALM BEACH, Fla. (AP) -- File it under pizza toppings only offered in Florida.State inspectors say they found an 80-pound iguana stashed in the freezer at a local pizza joint. Pizza Mambo in West Palm Beach was forced to close for a day last week following the inspection by the Florida Department of Business and Professional Regulation.A restaurant employee told the South Florida Sun Sentinel the reptile was gifted to the owner and stored in a separate freezer away from the restaurant's food.It was immediately trashed after they were informed it was a violation.Non-native iguanas are multiplying so rapidly that state wildlife officials encourage people to kill them. 687

When Hurricane Michael barreled through Florida's Mexico Beach, it reduced the beachside town to pile of rubble, mangled structures and splintered houses.These aerial images from NOAA offer a stark look at how there's nothing left in some parts where houses once stood.Most houses in the northern section of Mexico Beach, where the canal and marina start, aren't there anymore.The pier toward the bottom of the image, isn't either.Zooming in closer on the marina, the debris from houses is piled up on the northern shore of the canal.The boat moorings, gone. And the debris field extends into the trees beyond the canal. 628

White House officials were alarmed by Education Secretary Betsy DeVos' struggle to answer basic questions about the nation's schools and failure to defend the administration's newly proposed school safety measures during a tour of television interviews Sunday and Monday, according to two sources familiar with their reaction.Though DeVos was sworn in to her Cabinet position 13 months ago, she stumbled her way through a pointed "60 Minutes" interview with CBS' Lesley Stahl Sunday night and was unable to defend her belief that public schools can perform better when funding is diverted to the expansion of public charter schools and private school vouchers. At one point, she admitted she hasn't "intentionally" visited underperforming schools."I hesitate to talk about all schools in general because schools are made up of individual students attending them," DeVos said, as Stahl suggested that DeVos visit those underperforming schools.Things worsened as DeVos continued her cable television tour Monday morning. The White House released its proposals for school safety measures after a shooting in Florida killed 17 people. Part of the proposal includes a task force to examine ways to prevent future mass shootings, headed by DeVos. Though the proposals don't include raising the age limit to purchase firearms from 18 to 21 -- as President Donald Trump once suggested -- DeVos told Savannah Guthrie on NBC's "Today" show that "everything is on the table.""The plan is a first step in a more lengthy process," DeVos said, adding that she does not think that arming teachers with assault weapons would be "an appropriate thing.""I don't think assault weapons carried in schools carried by any school personnel is the appropriate thing," DeVos said. "But again, I think this is an issue that is best decided at the local level by communities and by states.""The point is that schools should have this tool if they choose to use the tool. Communities should have the tools, states should have the tool, but nobody should be mandated to do it," she said.The White House did not respond to a request for an official comment regarding DeVos' performance. It is unclear what Trump's own reaction to her interviews was, but officials in the West Wing said things went from bad to worse as DeVos continued her interviews.DeVos is just the latest member of Trump's Cabinet to come under scrutiny. Interior Secretary Ryan Zinke, Housing and Urban Development Secretary Ben Carson, Veterans Affairs Secretary David Shulkin and Environmental Protection Agency Administrator Scott Pruitt were all scolded by officials from the White House counsel's office and the Cabinet liaison after a series of embarrassing and questionable ethical behavior at their respective agencies.This isn't the first time DeVos has made headlines. She also struggled to answer education questions during her contentious confirmation hearing before the Senate last January. At one point, she told Democrat Sen. Chris Murphy that some schools may require guns to fight off grizzly bears."I will refer back to Sen. (Mike) Enzi and the school he was talking about in Wyoming. I think probably there, I would imagine that there is probably a gun in the schools to protect from potential grizzlies," she had said.In the end, Vice President Mike Pence had to break the tie to confirm her nomination, making her the first Cabinet nominee in history to require a tie-breaking vote by the vice president to be confirmed. 3545

White House press secretary Sarah Sanders privately berated the White House communications and press staff Friday after a leak the previous day of comments by aide Kelly Sadler about Sen. John McCain, according to several sources familiar with the meeting.In discussing McCain's opposition to CIA nominee Gina Haspel, Sadler,?a special assistant who handles surrogate communications for the White House, said in a private meeting Thursday that it doesn't matter "because he's dying anyway." It was a joke that fell flat, a White House official told CNN. 571

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