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WASHINGTON, D.C. – In small to large protests, Americans from coast to coast are exercising their right to free expression. In some cases, though, protests that started out peaceful have turned violent.“Injured three people, cuts and bruises,” said Mat Davis, a protester in Indianapolis, who saw a vehicle strike several protesters. “It was bad.”In Michigan, Bailee Majeske experienced a protest get out of hand.“There was a lot of rioting, just cars parked in the street were getting smashed,” she said, “and then there was a brick thrown at my head and my friend was stabbed.”So, what happens if you are injured during civil unrest? Getting medical attention is a first priority but knowing exactly what your health insurance covers is key.“You'd need to know what is in the policy - what is covered and especially what is not covered,” said Ray Farmer, who heads up the National Association of Insurance Commissioners (NAIC). “If a protest happens to turn violent and include some rioting, I think that would be extremely difficult for an insurance company to prove that those injuries occurred due to an excluded act, even if the policy had such a provision.”Some policies, though, do have exclusions, like if you take part in “illegal acts” or participate in “civil unrest.” How that’s specifically defined would be up to an insurer, but it could range from vandalism and property damage to violating a community’s established curfew, or failing to leave an area if police order you to do so.However, Farmer says there are some things a consumer should be aware of, in the event they are denied coverage for the treatment of injuries sustained during civil unrest. One – ask the insurance company to point out the specific language being used to deny a claim, and two – reach out to your state’s department of insurance for help navigating the process.“That's our job is to regulate the insurance industry, but more importantly to protect consumers,” he said.While Farmer said there are no reports of protesters’ claims being denied so far, before it even gets to that point, it’s important understand the details in your health insurance coverage.“You certainly don't want any surprises,” he said.As for those who have been caught by surprise, there’s some advice from them, as well.“If you notice there are riots breaking out, it may be time to go home and support from a distance,” Majeske said.For more information on your state’s Department of Insurance, click here. 2485
WASHINGTON (AP) — The Justice Department’s subpoena to Hunter Biden sought information involving more than two dozen entities to examine some of his foreign business ties, including with Ukrainian gas company Burisma. That's according to a person familiar with the matter who spoke to The Associated Press. The subpoena was issued this week as part of the Justice Department’s tax investigation of the president-elect’s son. It’s unclear what the significance is of the Burisma-related request — whether Biden’s work there is a central part of the investigation or whether prosecutors are simply seeking information about all the entities he has worked with in recent years.As part of the same investigation, prosecutors have also been scrutinizing some of his Chinese business dealings and other transactions. 818

WASHINGTON, D.C. -- The intersection of a global pandemic and a national opioid crisis is a place Alvin Dutruch knows well.“This kind of came out of nowhere,” he said.Dutruch is a recovering opioid addict who spent time in prison in Louisiana, but now he works to coach others dealing with addiction.“I have 33 months of clean time, which is the longest period clean time that I've had in the last 15 years,” he said.However, he added that it’s the past six months that have been some of the toughest of his recovery.“The only thing I'm doing is I'm just secluded here and I'm in my head,” Dutruch said. “And that is the worst thing that a recovering addict can do is get in their own head because in all this self-doubt starts coming around.”It’s a seclusion stemming from something we saw first-hand this summer in Vermont: the pandemic forcing recovery treatment centers to close their doors.“The pandemic hit and, of course, everything just went, everyone just retreated to their homes,” Gary de Carolis, director of the Turning Point Center of Chittenden County, Vermont, told us in July.Experts say that isolation is likely leading to more opioid overdoses.The full picture of 2020 is still unfolding, but according to the Association of American Medical Colleges and national lab service Millennium Health, which recently analyzed a half-million drug tests taken during the pandemic from March to May, there was an increase of 32% in non-prescribed fentanyl, a synthetic opioid, found in those tests.Overall, drug overdoses increased 18% during that same time.The numbers don’t surprise Dutruch.“You didn't take a self-help class or life-skills class to ever get you prepared for a pandemic that is going to cut off all of your recovery resources to you,” he said.Though he admits it’s not perfect, Dutruch said telehealth and virtual meetings can help, anything to give someone in recovery a connection to someone else. He also credits BioCorRX Recovery Program, which in addition to medication, offers peer support, which he says has helped him stay clean.“You are not alone,” he said. “When I had that ability to somebody say, ‘Alvin, we are here, we're going do this together,’ that's what helped me.”It’s a comfort that can be a potential lifeline for those struggling with addiction in isolation. 2317
We don’t agree with Speaker Pelosi that “nothing” is better than “something” for workers.Senators will vote on more relief next week, including more PPP money to stop layoffs. We’ll be able to pass it before we turn to Judge Barrett's nomination unless Democrats block it again. pic.twitter.com/paJFhx5HcI— Leader McConnell (@senatemajldr) October 13, 2020 374
WEST ALLIS, Wisc. – A 15-year-old boy was arrested after he ran from police and hid in a tree in West Allis, Wisconsin.The incident started when West Allis Police was called to the 2000 block of S. 116th Street for a report of a disruptive teen -- who also possessed marijuana.According to police, the teen ran into Greenfield Park before they arrived at that address. Officers eventually located him, but the teen swam out to an island in the middle of a lagoon. He then climbed to the top of a tree and refused to come down.Police said the teen eventually came down and he was then arrested. 606
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