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As images spread of children gasping and convulsing, aid groups and international leaders are denouncing the Syrian regime for their alleged role in a suspected chemical attack.More than 70 people were reportedly killed Saturday in Douma, the last rebel-held town in Eastern Ghouta, the?International Rescue Committee said Sunday."The evidence points toward yet another chemical attack by the regime," said Maja Kocijancic, spokeswoman for European Union Foreign Affairs and Security Policy."Almost a year to the day of the horrific attacks in Khan Sheikhoun, it is a matter of grave concern that chemical weapons continue to be used, especially on civilians."The International Rescue Committee said the latest incident "only serves to further demonstrate that the government of Syria will stop at nothing to win this war."But the Syrian government and its key ally, Russia, vehemently denied involvement in Saturday's attack. Instead, they accused rebels in Douma of fabricating the chemical assault claims in order to hinder the army's advances and provoke international military intervention.Russia's Foreign Ministry called the reported attack a "hoax" that interfered with a deal to end fighting in Douma and evacuate civilians. Dozens of buses entered Douma on Sunday evening to take detainees released by Jaish al-Islam, the last remaining rebel group in Douma, to government-held territory, according to Syrian state TV. The vehicles will also transport rebels and civilians to northern Syria, state TV said.Iran, another ally, also defended the Syrian regime."The Islamic Republic of Iran strongly condemns the use of such (chemical) weapons by any party and anywhere in the world," Foreign Ministry spokesman Bahram Qasemi told the state-run Islamic Republic News agency.He said the allegation that the Syrian regime is behind the attack "is not compatible with reality."But anti-government activists claimed Syrian military helicopters dropped barrel bombs filled with chemicals on the town, suffocating some residents and sending others into violent convulsions.Graphic footage shot by rescuers and activists show victims -- including children -- dead and injured, some ghostly white and foaming at the mouth in makeshift clinics. Others were found suffocated in their homes, according to first responders.At least 48 people died and 500 others displayed symptoms similar to exposure to "toxic gas" in the Douma area, the White Helmets rescue group and the Syrian American Medical Society charity group said in a joint statement.Other groups have announced varying death tolls in the wake of the attack. CNN could not independently verify the authenticity of the footage or the reports.US President Donald Trump described the attack as "SICK" and criticized Russian President Vladimir Putin and Iran for supporting Syrian President Bashar al-Assad. He threatened that there would be a "big price to pay" for the attacks.Saturday's attack occurred almost a year to the day after the United States struck a Syrian airfield in response to a chemical attack on the rebel-held town of Khan Sheikhoun.The State Department described the incident in Douma as "horrifying" and said that if the use of chemical agents in the attack was confirmed, it would "demand an immediate response by the international community."The US, United Kingdom, France, Poland, the Netherlands, Sweden, Kuwait, Peru and Cote d'Ivoire will participate Monday in an emergency UN Security Council meeting, the US mission to the United Nations said."The Security Council has to come together and demand immediate access for first responders, support an independent investigation into what happened, and hold accountable those responsible for this atrocious act," US Ambassador to the United Nations Nikki Haley said in a statement.Following the attack on Saturday night, doctors in Eastern Ghouta saw patients shaking uncontrollably and some who appeared to be paralyzed and unresponsive, an official from the Union of Medical Care and Relief Organizations (UOSSM) told CNN.The official, who asked to be identified as Dr. Jad, is in touch with local doctors and said one of the affected areas was the residential area of Masaken, where hundreds of civilians reside in underground shelters. 4305

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

Apple iPhone fans love the edge-to-edge glass of the new X models. But some phone testers claim the new iPhone XS and larger XS Max are easier to break if they are dropped.  A new test from the electronics insurance company SquareTrade is raising questions about that glass and the durability of the new phones.In SquareTrade's drop from 6 feet, (which the insurance company claims simulate the height it would fall from if it slipped while you were talking) the XS screen shattered, resulting in loose and separated glass.A tumble test resulted in hairline cracks and scratches.SquareTrade calls the iPhone XS "high risk" for breakage, much higher than the older iPhone 7's and 8's, which did not have edge-to-edge glass.Others question SquareTrade resultsHowever, other reviewers say these tests may not be that realistic for most people.Apple says the new XS has "the most durable glass ever built into a smartphone."Other testers say unless you are in the NBA, most people don't drop their phones from a 6 foot height. They tend to drop them 3 feet, from pocket or purse level, such as when you are rummaging for keys. The tech review site CNET conducted its own tests, and says the phones sustained no damage from a 3-foot level onto a sidewalk.Panicking over this may be a case of "doesn't that stink."CNET says the new phones should be fine if they're inside a case and dropped from your pocket or tabletop. Bottom line: Buy a good case for any new phone, one that is rated for drop protection and is not just decorative.That way it stays safe and you don't waste your money._______________"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps")."Like" John Matarese on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 1901

ANZA, Calif. (KGTV) - Did you feel it? A 3.8 earthquake shook Southern California Monday morning.The quake happened about 10:44 a.m., 18 kilometers east-southeast of Anza, in Riverside County.10News received reports of shaking in Escondido, Spring Valley, and San Marcos.There are no reports of damage or injuries, according to Riverside County Sheriff's Deputy Armando Mu?oz.10News is monitoring breaking developments. 432

America's oldest department store is officially closing.Lord and Taylor announced Thursday they would be shutting down their remaining 38 stores. The high-end retailer began as a Manhattan dry goods store in 1824. It was sold last year to the French rental clothing company Le Tote Inc.Lord and Taylor filed for bankruptcy on August 2.The company said the initial plan was to leave some stores open but decided it was a better financial decision to close all the stores.The liquidator for the company said customers could expect deep discounts on merchandise both in stores and online."This Going Out of Business event gives shoppers the opportunity to take advantage of exceptional savings on notable brands at rarely seen discounts," a spokesperson for the joint venture stated. "Customers will continue to experience the superior service and value they've come to expect from this iconic retailer."The company said going out of business sales at the remaining stores will begin Thursday. 998