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North Korea has agreed to refrain from conducting nuclear and missile tests while engaging in dialogue with South Korea, Seoul's national security chief Chung Eui-yong said Tuesday after returning from a meeting with North Korean leader Kim Jong Un.Chung added that Pyongyang also expressed willingness to talk to the United States "in an open-ended dialogue to discuss the issue of denuclearization and to normalize relations with North Korea."Chung said that as part of the dialogue, the two Koreas would hold a summit next month, the first of its kind in more than a decade.The last inter-Korean summit was in 2007, when South Korean President Roh Moo-hyun met Kim's father, late North Korean leader Kim Jong Il.The meeting will be held at the Panmunjom Peace House on the South Korean side of the demilitarized zone that divides the two countries, Chung said.Pyongyang and Seoul will also open a communication hotline that will enable Kim and South Korean President Moon Jae-in to speak directly.Moon sent Chung and four other top government officials to Pyongyang Monday, when they met with Kim and some of his top aides.It's believed to be the first time the young North Korean leader has ever met with any officials from South Korea since taking power in 2011.Developing story - more to come  1312

Nine months into the COVID-19 pandemic and many people are inching by by making minimum payments on credit cards.But with Pandemic Emergency Unemployment Compensation set to expire next month, staying in good standing with your credit card companies may be getting harder.Many credit card companies are willing to set up a payment plan and waive fees or lower interests on your payments for a certain period of time, but there’s always fine print. There are other options without impacting your credit score.Getting by by making minimum payments on her credit cards, Jana Krause is feeling financially strapped."I'm finding myself in a position that I was able to make my credit card payments on time. Now I'm concerned that that’s not going to be a happening thing coming up in the next months," Krause said.With the Pandemic Emergency Unemployment Compensation set to expire next month, Krause reached out to her credit card companies hoping she can lower her minimum payments without having to go into a hardship program that would freeze her account and potentially impact her credit score."I'm stuck between a rock and a hard place," Krause said. "I've never experienced something like this in my life. I've never been out of a job."At 74, Krause is considered high risk for COVID-19, and going back to teaching wellness classes is not an option for her.Sara Rathner, a credit card expert at the finance company Nerd Wallet, said Krause is not alone."You can look into other options to free up cash in your budget to fulfill other obligations," Rathner said. "Turn to your utility companies, your landlord, your mortgage company, see what sorts of help they can provide. Maybe by freeing up cash in that way you’ll still be able to meet the minimum payments on your credit card."And if that’s not possible, research personal loans or debt consolidation programs. But beware of scams."You can start with non-profit credit counseling that can help you come up with a debt repayment plan and debt consolidation, or even just get help reworking your budget to see if you can free up money to pay your bills," Rathner said.Krause said she’s already cost-conscious doing groceries."I'm not going to one of my favorite stores and getting my favorite treats, nothing. I mean, all that’s been cut out," Krause said.Hardship payments programs may not be for everyone, but Rathner said weigh your priorities before you knock it."In an emergency, your credit score doesn’t need to be your first priority," Rathner said. "You can get yourself into a more stable situation and then focus on rebuilding your credit from there. Right now if what you need to do is keep a roof over your head, keep the lights on, and keep food on the table, that’s your number one priority."This story was first reported by Michelle Quesada at WPTV in West Palm Beach, Florida. 2856

NEW YORK (AP) — Fans have remembered John Lennon on the 40th anniversary of the former Beatle's death with flowers, candles and songs in New York's Central Park. In the Strawberry Fields section steps from where he was shot, musicians played Tuesday. Photos of Lennon and other memorabilia ringed the inlaid "Imagine" mosaic. Lennon's wife, Yoko Ono, posted on social media an image of Lennon's bloody eyeglasses and listed the number of people she said has been killed by guns in the U.S. since his death. Living bandmates Paul McCartney and Ringo Starr both made posts with images of them in their younger days with Lennon."A sad sad day but remembering my friend John with the great joy he brought to the world. I will always be proud and happy to have known and worked with this incredible Scouser! X love Paul," McCartney tweeted. 843

North Korea is getting increasingly angry at the US, as talks are deadlocked and tensions between the two countries are on the rise, a source familiar with the discussions told CNN.US and foreign sources close to the talks paint a picture that's starkly different from the image President Donald Trump sought to convey Wednesday, when he told reporters the administration is "very happy with how it's going with North Korea. We think it's going fine."Trump had been asked about the administration's announcement, in the middle of the night as Tuesday's midterm elections results were coming in, that Secretary of State Mike Pompeo's Thursday meeting with a key aide to North Korean leader Kim Jong Un had been postponed."We're very happy with how it's going with North Korea. We think it's going fine. We're in no rush. We're in no hurry," Trump told reporters at a White House press conference. "The sanctions are on. The missiles have stopped. The rockets have stopped. The hostages are home. The great heroes are home." 1030

NORFOLK, Va. - The first presidential debate of 2020 was all some voters needed to watch before heading to the polls.“[I] tuned into most of the debate last night, and that really solidified my decision to vote today,” said William Jimenez.But the thought of this year’s election is nerve-wracking for some voters.“Regardless of political persuasion and who you intend to vote for, people across the political spectrum are all experiencing that kind of stress,” said Gary Roftus, the director of Fairfield Psychological Associates.Jimenez says this election is important.“A lot is on the line. A lot is at stake,” he adds.Election stress - according to the American Psychological Association, it’s affecting more than 50% of Americans.Gabrielle Harrell felt the pressure at the polls Wednesday.“It’s been very stressful. As I was filling out the ballot, I was triple-checking to make sure I’m checking the right box,” Harrell said.Roftus says people are already stressed with the coronavirus.“We’ve never had an election where we are told is the most important election ever in the middle of a pandemic,” he adds.As we get closer to November 3, Roftus says politics comes up in his counseling sessions.“Inadvertently or directly because it's bothering them, people are bringing up the election all the time,” he adds.Roftus says the additional voting options are affecting stress levels.“Sometimes some people are uncertain as to where they should vote, whether they should vote by mail, is their ballot going to be accepted?"For people who want to get rid of some of that election stress, voting early is an option.Roftus says it gives some people some comfort and relief. Some voters agree.“I do feel better having done it,” Harrell adds.Experts say it’s also best to take a break from politics if you can, but most importantly, take care of yourself.“Try to get enough rest and eat properly,” said Roftus.This story was first reported by Nana-Séntuo Bonsu at WTKR Norfolk, Virginia. 1993

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