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CVS Health is encouraging employers to cover Sleepio as an employee benefit. This app is supposed to help people with insomnia. Through a six-week program, it’s supposed to help people fall asleep faster and stay asleep by using cognitive behavioral therapy. It's encouraged by doctors because it tackles sleeping habits by changing people's negative thinking patterns. But do sleep apps really work? One expert at the University of Colorado says they do help provide certain information that your doctor may not have, like how long you're sleeping every night. But there are other things sleep apps can't do. “Where they fall short is when they're sort of estimating your sleep stages,” says Christopher Depner, a sleep expert at the University of Colorado. “That's gonna be your light sleep, your REM sleep and your deep sleep. In some people they're accurate, in other people they're less than 50% accurate. So, for right now, we really can't use them medically to assess sleep staging.” If an app alerts you that you're getting less than seven hours of sleep, talk to your doctor. These sleep apps are not actual medical diagnostic devices because they're not approved by the FDA. That's not to say they won't ever be approved, but right now, app makers are having a hard time getting the green light.The same applies to any other app that intends to treat other conditions. 1391

"It's weird being a 16 year old these days," Reid Sotkin said. You could say Sotkin is just your average kid. He's a junior at Jenks High School who likes to hang out with friends. And oh, by the way, he's an investment guru."I just googled what books Warren Buffet recommended and that's kind of how I got my start," Sotkin said.One of his favorite books?"Actually this book right here," he said. "'The Intelligent Investor' taught me quite a bit."Sotkin is so passionate about investing, he's become a source of advice for friends young and old."I started investing myself and then all my friends started asking me what they should invest into and stuff," he said.Now, he's combining his love of investing and his passion for coding to develop an app to teach people how to invest wisely."There's a feature on the app where you put in your salary and how long until you retire, all your bills and everything," Sotkin said. Sotkin's app, "Calculating The Future," is an award winning app."It tells you how much you have to put in each month into each of them and it tells you how much money you'll have when you retire," he said. Sotkin appeared before a panel of judges on a Zoom call, answered all kinds of questions, and won the 2020 Congressional App Challenge."I guess they just chose me to win and then Congressman Hern gave me a phone call one afternoon. Yeah, I was pretty surprised," he said. Sotkin puts his money where his mouth is. He plans on living comfortably. So, he's investing now."I do a couple hundred dollars every month," Sotkin said. "So, I just do that so that way I'll have a couple million dollars by the time I retire just sitting in the background."During our Zoom interview, I just couldn't resist getting some advice about my own investment advisor, 2 Works For You's Chief Meteorologist Mike Collier."He's kind of been giving me some stock tips and they've been kind of terrible," I said as Sotkin laughed. "So, give Mike some advice on how he should invest in the stock market.""Basically, unless you're very smart and spending a lot of time, you're not going to beat the market," Sotkin said.Sotkin said he likes the S&P500. It represents 500 very reliable companies."That's gone up an average of 9.8% since its inception," Sotkin said. "That's the way to go. Just put it in index funds and let it accumulate over 30, 40, 50 years."The future is looking bright for this young entrepreneur and it could be for you, too. Sotkin said it's all about starting early, being consistent, and taking advantage of compound interest."Do you mind if I ask about your net worth right now," I asked."Yeah, but ah... I don't want to say right now," he answered.This story originally reported by Mike Brooks on KJRH.com. 2763

If you’re on a budget, but still want to celebrate your love this weekend, you’re in luck. Several different businesses in the United States are offering special Valentine’s Day deals. Here are a few: 217

Sex crimes detectives in Las Vegas arrested 52-year-old Terry Gray for multiple counts of lewdness with a minor on Friday. Authorities say Gray was a gymnastics coach in Las Vegas between 2009 to 2015 and in 2019 he was suspended from coaching by USA Gymnastics. Anyone who may have been a victim of Gray or has information about his crimes was urged to contact the Sexual Assault Section at 702-828-3421 or Crime Stoppers at 702-385-5555. KTNV's Jordan Gartner first reported this story. 508

WASHINGTON COUNTY, Minn. -- Authorities in Minnesota have charged former police officer Derek Chauvin and his estranged wife, Kellie, with multiple counts of felony tax evasion.Chauvin has been thrust into the spotlight after a cell phone video showed the officer arresting George Floyd and pinning him down with a knee to his neck. That caused Floyd to lose consciousness and the 46-year-old man was later pronounced dead.Floyd's death caused protests across the country demanding action against police brutality.Documents from the Minnesota Department of Revenue show investigators started building their case in June. Documents show the couple did not file their tax returns for 2016, 2017 and 2018. The Chauvins' 2014 and 2015 returns show they did not accurately file taxes.Records account for incidents that led to these charges, like Derek not reporting or overestimating money made as security detail for stores and bars around town, and Kellie not reporting her income from her photography business.Prosecutors say they bought a BMW for more than 0,000 and registered it with their Windemere, Florida address. They showed up to the dealership with Florida driver's licenses.They avoided nearly 0 in fees by paying Florida taxes instead of Minnesota taxes. During an interview with investigators, Kellie told them it was cheaper to register the vehicle in Florida than Minnesota.When asked by investigators why she didn't file returns, Kellie said "it got away from her."According to authorities, they under-reported their income by more than 4,000. Between the taxes the Chauvins owe -- the late payment and penalty fees, fraud penalties, and interest -- the couple owes the state government nearly ,000.Scripps station WFTS in Tampa previously reported that questions had been raised about Chauvin's voting record, after records show him voting in Orange County in-person in 2016 and 2018. He did not claim homestead on his Windemere property, but did claim the tax break on his home in Oakdale, Minnesota in 2018. PREVIOUS COVERAGE: Ex-officer Derek Chauvin voted in-person in Fla. twice despite being a permanent Minn. residentThis article was written by Jasmine Styles for WFTS. 2223

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