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The second presidential debate scheduled for October 15 will no longer take place at the University of Michigan.It will instead be held at the Adrienne Arsht Center for the Performing Arts of Miami-Dade County in Miami, Florida.The University of Michigan concluded that it is not feasible to host the debate as planned, the Commission on Presidential Debates said.View the full schedule for presidential debates below: First presidential debate:Tuesday, September 29, 2020University of Notre Dame, Notre Dame, INVice presidential debate:Wednesday, October 7, 2020The University of Utah, Salt Lake City, UTSecond presidential debate:Thursday, October 15, 2020Adrienne Arsht Center for the Performing Arts, Miami, FLThird presidential debate:Thursday, October 22, 2020Belmont University, Nashville, TN WXYZ was first to report this story. 859

MONTPELIER, Vt. – Among the maple trees in west Vermont, on the outskirts of Montpelier, sits Morse Farm and Sugar Works. Elliott Morse and his brother Burr Morse run the farm. Their families have been farmers in the region for seven generations. “We were dairy farmers for most of those generations,” said Burr. “My father didn’t like dairy farming, that just wasn’t what you wanted to do.” Under Harry Morse senior, Burr’s father, the farm focused on tapping maple. When it was Burr’s turn to run things, he thought the land was suited to do something else too. The farm had enough land and the right topography for cross country skiing. “This was a junction here and really the main entrance to the ski system,” Burr explained as he walked the farm’s ski trails. “Skiing livened the place up in the winter.” Cross-country skiing on Morse Farm became a popular local attraction in Montpelier for more than two decades. “Families had fun and year after year they’d come up to ski,” Burr added. However, Morse Farm had to close its ski trails last year as the weather has become more unpredictable, and the snowfall amounts have been inconsistent. Over the past decade, Vermont has had almost 200 inches of snow one year, and barely 50 inches the next. “It’s not easy, it’s not easy at all. Skiing was with us for 20 years and now it’s like it died,” said Burr. The change has been tough for Burr Morse to accept, but necessary. Now he can focus all his attention to maple sugaring in hopes of minimizing the unpredictable weather’s effect on that business. “There are a lot of sugar maker walking around like, there’s not a problem. Nothing’s wrong, nothing’s wrong. I don’t have the patience for that,” he said. “I am a realist. I have my eyes open on the farm and darn it all I am concerned.” He’s concerned over how long technology, like vacuum pumps hooked onto maple trees, will work to draw sap from the trees when the weather is unseasonable. But he’s also concerned over how many more generations of the Morse family will be able to enjoy running the family farm. “I have just one grandchild 6-year-old girl and we love her to pieces and if she wants to carry on this place someday that would be great,” Burr said. “But will the place be here for her if she makes that choice I don't know and that's what I worry about.” 2347

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

It's no secret that voting in this year's election is entirely different from what we've done in years past. With that, there are many concerns about mail-in ballots, and whether or not they favor one political party over another.Bakersfield College political science professor Allen Bolar says the rumor has always been that mail-in voting favors Democrats. He says that rumor hasn't historically been true, until now."The Republican party is gonna be sending mail-in voter ballot applications to its voters, but on the other hand, the top of its ticket is saying that you can't trust the mail-in voting," Bolar said.This year, votes received by mail will likely be more skewed favoring democrats, Bolar said. The professor explaining that mostly has to do with the rhetoric coming from the White House for months, denouncing the mail-in vote system's integrity."You have tremendous potential for fraud and abuse," President Donald Trump said about mail-voting this summer.Bolar says some Republicans, heading President Trump's words, may avoid casting their vote via mail. Meanwhile, Democrats are expected to be turning out in higher numbers. Democrats have cast about 51% of the early votes, according to a predictive analysis by the data firm TargetSmart, which uses voter data to project turnout trends. That's compared with 38% by Republicans. Bolar says republicans will mostly vote in other ways, like at the poll on election day."Many Republican voters are die-hard Republican voters. They're going to show, and do whatever they need to do," he said.Bolar says the one advantage that may come out of this for Democrats, is that when a party's base votes early, it allows the party to focus their campaign calls and mailers on a smaller set of people who haven't voted."Whereas the Republican party is going to have to keep worrying about its whole set of voters, or at least a large number of them, and its efforts are going to be a little harder to concentrate," he said. This story original reported by Austin Westfall on Turnto23.com. 2071

A Utah man got quite the scare while hiking in Slate Canyon near Provo, Utah, over the weekend.Kyle Burgess, 26, was minding his own business in the Utah County wilderness around 5 p.m. Saturday when he came across some mountain lion kittens.Seconds later, their mom came around the corner — protective and aggressive. He caught the whole thing on video:“I didn’t really know what kind of cubs they were or what animal they were,” said Burgess. "Once I did realize what they were, I was like, that’s mom right there. I’m screwed.”What made it worse for the Orem man was that the encounter was a lengthy one. The video shows the animal shadowing Burgess for at least six minutes as he walked down the trail.At certain times, the mountain lion lunged at Burgess. But officials said Burgess did all the right things by not turning around, making himself "bigger," and making a lot of noise.The mountain lion kept following Burgess down the trail before he bent down and threw a rock, sending the animal running away. This article was written by Hailey Higgins for KSTU. 1089