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Where the Mississippi River nears its end, sits a city that nearly faced its own end.“It’s a different kind of place,” said Louisiana native Hosea LaFleur.Nearly 15 years after Hurricane Katrina, New Orleans remains a city where the past never strays too far from the present. The storm is still felt by every homeowner here on their homeowners’ insurance bills.After the storm, insurance companies no longer wanted to offer homeowners insurance in parts of Louisiana that were vulnerable to hurricanes. They thought it was a money-loser.So, the state created Citizens Insurance. Initially controversial, it was funded by all the property owners in the state, including people who didn’t live anywhere near the damaged areas.“That certainly was a hard sell for those folks,” said Louisiana Insurance Commissioner Jim Donelon.Louisiana’s Citizens Insurance eventually helped stabilize the insurance market after Katrina and attracted more than 30 new insurance companies to the state. The number of homeowners on Citizens has also since plummeted, from 174,000 in 2008 to about 38,000 today, representing about 0.4 percent of the market there.“The policyholders are contributing fees, as well as the companies writing business contribute fees,” said Joey O’Connor, owner of the O’Connor Insurance Group and president of the Independent Insurance Agents and Brokers of Louisiana.Hosea LaFleur’s coastal home is on Citizens Insurance.“Just fell in love with it,” he said of the home. “Fell in love with the people, the things, the atmosphere.”It’s been hit by hurricanes twice: first Katrina in 2005 and then Gustav, three years later.“Knocked our walls down, everything down,” LaFleur said.Despite the repeated rebuilding, he wouldn’t dream of giving it up.“It's home to us,” LaFleur said. “We love it. We love everything about it.”Robert Allen is an adjunct professor at the School of Professional Advancement at Tulane University. His courses specialize in risk management and threat assessments. “That's going to start adding up,” he said, of rebuilding in vulnerable natural disaster areas. “Who foots the bill at the end of the day? You do. I do. Everybody else does.”Last year, the U.S. experienced 14 separate billion-dollar natural disasters: two hurricanes, two winter storms, eight severe storms, wildfires and a drought.From California wildfires to Midwest floods to coastal hurricanes, Allen said that as some insurance companies pull back from covering some areas, taxpayers will need to figure out if they want to keep footing the rebuilding bill.“At the end of the day is going to come down to money,” he said. “I mean, how much money is being put into that and at what point again do you decide this is enough?”Allen said one idea that’s been floated is to create a federal natural disaster insurance program, similar to the national flood insurance program. Taxpayers everywhere would be responsible for keeping it solvent.“There was talk or there is some kind of undertones about doing that with all hazards threats -- like doing that with the fires and just underwriting some of this stuff,” Allen said.It’s a challenge that taxpayers will have to confront, if they chose to rebuild areas hit over and over again by nature’s fury. 3259

WASHINGTON, D.C. -- President Donald Trump announced Tuesday that he has commuted the 14-year prison sentence of former Illinois Gov. Rod Blagojevich.The 63-year-old Democrat walked out of a federal prison in Colorado around 7 p.m. local time.“He’ll be able to go back home with his family after serving eight years in jail,” said Trump to reporters . "That was a tremendously powerful, ridiculous sentence in my opinion, and the opinion of many others.”Blagojevich was arrested on corruption charges in 2008 after the Justice Department alleged he ran a "pay to play" scheme when filling the Senate seat vacated by Barack Obama. In 2009, Blagojevich was impeached and removed from office.Blagojevich was then indicted by a federal grand jury on corruption charges in April 2009. He was later found guilty on one count of lying to the FBI. A mistrial was declared on 23 other charges. Blagojevich was sentenced to 14 years in prison and has been incarcerated since 2012.Blagojevich appeared on "The Celebrity Apprentice" — a television series hosted by Trump — in 2010.Trump has floated a commutation or pardon for Blagojevich in the past. In August 2019, Trump told reporters aboard Air Force 1 that he felt that Blagojevich had 1242

Tyson Foods, Inc. recalled more than 190,000 pounds of ready-to-eat chicken fritter products Friday because they may be contaminated with hard plastic, according to a 179

US District Court Judge Gray Miller ruled late Friday that the Military Selective Service Act's male-only registration is unconstitutional.The challenge was brought by a group known as National Coalition for Men and two men subject to the registration requirements.The Selective Service System had argued that the case was controlled by a 1981 Supreme Court ruling, Rostker v. Goldberg, that said women could be excluded from the draft because they were not "similarly situated" with men for draft purposes. That decision highlighted the fact that women could not serve in combat."In the nearly four decades since Rostker, however, women's opportunities in the military have expanded dramatically. In 2013, the Department of Defense officially lifted the ban on women in combat," Miller, of the Southern District of Texas, wrote."In short," he concluded, "while historical restrictions on women in the military may have justified past discrimination, men and women are now similarly situated for purposes of a draft or registration for a draft. If there ever was a time to discuss the place of women in the Armed Services, that time has based. Defendants have not carried the burden of showing that the male-only registration requirement continues to be substantially related to Congress's objective of raising and supporting armies."Miller did not issue an injunction against the federal policy.A National Commission on Military, National, and Public Service has been studying the issue.All men ages 18-25 are required by law to provide basic personal information to the Selective Service System. 1609

VANCOUVER, Wash. – Police in Vancouver, Washington, said Wednesday a missing teenager was killed by a man after he learned she was transgender.The family of 17-year-old Nikki Kuhnhausen reported her missing in June, telling police they hadn't heard from her since June 5.This month, investigators say, a person walking in the heavily wooded area of Larch Mountain near Vancouver found a skull, and searches by the Clark County Sheriff's Office and Clark County Search and Rescue yielded more human remains. Forensic analysis confirmed the remains belonged to Kuhnhausen.Investigators said Kuhnhausen had been strangled.Wednesday, investigators announced David Bogdanov, 25, has been charged with second-degree murder.Bogdanov's attorney, Erin Bradley McAleer, said his client has a January 2nd court date. It is both a bail hearing and arraignment."My client intends to plead not guilty at that time, " McAleer told CNN.Social media and phone records helped lead them to Bogdanov, after investigators discovered the two were messaging each other on Snapchat and met on the day of her disappearance.They obtained a search warrant for Bogdanov's cell phone records in July, police Lt. Tom Ryan said in a news conference Wednesday.Bogdanov said he picked up Kuhnhausen that morning, according to Ryan."David and Nikki went to a residence in the county and at that time (Nikki) confirmed to him that she was biologically male. David gave a statement saying that made him really, really uncomfortable and disturbed him, and he asked Nikki to get out of his van and she walked away," Ryan said.Prosecutors are reviewing the case.Bogdanov had his first court appearance Wednesday. He did not speak in court. Court documents were not immediately availableHe is being held without bail, 1790

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