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EL CENTRO, Calif. (KGTV) - Church leaders in San Diego, El Centro, and Brownsville, Texas were arrested Tuesday on suspicion of subjecting homeless people to forced labor, according to U.S. Department of Justice officials.U.S. Attorney for the Southern District of California Robert Brewer said those charged coerced the victims to give up their welfare benefits and forced them to panhandle up to 54 hours a week.Twelve people said to be leaders of Imperial Valley Ministries (IVM) are charged with conspiracy, forced labor, document servitude, and benefits fraud, said Brewer.“The indictment alleges an appalling abuse of power by church officials who preyed on vulnerable homeless people with promises of a warm bed and meals,” said Brewer. “These victims were held captive, stripped of their humble financial means, their identification, their freedom, and their dignity.” IVM is headquartered in El Centro and operates about 30 churches in the U.S. and Mexico including locations in Las Vegas, Phoenix, Los Angeles, Santa Ana, and San Jose. The church’s stated purpose is to “restore” drug addicts at faith-based rehab homes, the Department of Justice said in a news release. The church operated one group home in Chula Vista, along with others in El Centro and Calexico. Many victims were recruited in San Diego, officials said. Defendants include Jose “Chito” Morales of San Diego, Ana Robles-Ortiz, Jose Gaytan, Sonia Murillo, Arnoldo Bugarin, Azucena Torres (aka Susana Bugarin), and Sergio Partida of El Cajon, and Victor Gonzalez, Susan Leyva, Jose Diaz, Mercedes Gonzalez (aka Mercy Diaz), and Jose Flores of Brownsville, Texas. IVM leaders allegedly “inducted many to participate with offers of free food and shelter with the false promise that victims would be provided with resources to eventually return home,” according to the DOJ. The homeless people would check in to the homes and sign agreements to stick to the IVM rules such as “you are not to discuss things of the world” and “if any of the rules are broken there will be discipline”, DOJ officials said. Many victims claimed they were held against their will, officials said. The indictment claims church leaders used deadbolts to lock the victims into the homes, and confiscated identifications. Windows were also nailed shut at some group homes, according to the indictment. In one case, a 17-year-old victim broke a window to escape and run to a nearby home to call police. Prosecutors say church leaders also refused to allow a diabetic woman to obtain medicine and food in response to low blood sugar. She was able to escape and get help, officials said. In some situations, IVM members told the victims they would have to stay or they would face punishments, including having their children taken away from them, the DOJ said. Victims were also told loved ones had rejected them and they must stay because “only God” loved them, said officials. Punishments, including talking about the outside world, allegedly included the withholding of food. DOJ officials said IVM leaders also stole victims’ EBT cards and used them for improper purposes. The identified victims are now free and have access to necessary support services. 3214

EL CAJON, Calif. (KGTV) — A vehicle crashed into an East County restaurant Wednesday, before the driver fled on foot and left behind a massive mess.The vehicle careened through the Ali Baba restaurant at 421 E. Main St. before 2:30 p.m., before the driver fled the scene a short distance to park the vehicle and continued to flee on foot, according to El Cajon Police.No one in the building was injured, but photos from Thair Behnan, the manager of the restaurant, showed a massive mess of shattered glass and wall.The suspect was described as a Hispanic male, wearing a white shirt, and jeans.Anyone with information on the incident or who locates the suspect is asked to call El Cajon Police at 619-579-3311. 718

During a briefing Sunday evening, President Donald Trump seemed to indicate he would commit to a friendly transition of power after the election, should he lose."I think we’re going to have a tremendous victory. I don’t think there will be a transition. They say ‘will there be a friendly transition?’ Of course there will. But when we win they don’t call it a transition, do they," the president said. "Do we believe in a peaceful transition? We do," he added.Last week, President Trump would not commit to a peaceful transfer of power should he lose the election. When asked if he would commit to a peaceful transfer of power, Trump responded on Sept. 23, "we'll have to wait and see what happens." Sunday's briefing comes 24 hours after the president nominated Amy Coney Barrett for the vacancy on the Supreme Court. Justice Ruth Bader Ginsburg died on September 18.Trump acknowledges the confirmation process for Barrett may not go “smoothly.” She will begin meeting with individual senators this week. Proceedings in her hearing process could begin the week of October 12.“I think it’s going to go quickly. I don’t think I’ve seen the Republican party more unified," the president said during Sunday's briefing. Senate Majority Leader Mitch McConnell hasn’t yet said for certain whether a final vote will come before or after the Nov. 3 presidential election, just a little more than five weeks away, but Republicans are eyeing a vote in late October. 1464

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

EL CAJON (CNS) - A man who drove drunk and at high speed down a curving Campo roadway, causing a crash that killed his two passengers, was convicted Wednesday of second-degree murder and other charges.Ryan Renz, 26, faces up to 30 years to life behind bars when he is sentenced Dec. 20 for the Jan. 25, 2017, crash that killed his friends, 23-year- old Johnny Ray Meyer Jr. and 26-year-old Dillon Cody Wiltfong.Prosecutors said Renz -- who was on probation and driving on a suspended license due to a prior DUI conviction -- was drunk when he crashed Wiltfong's Volkswagen Jetta into a tree on Buckman Springs Road, near Lake Morena Drive, in the evening hours of Jan. 25.RELATED: Campo crash leaves two dead, driver facing chargesOne of the victims was ejected and the other was trapped inside the vehicle. Renz suffered minor injuries.Deputy District Attorney Laura Evans said Renz and the victims drank throughout the afternoon of Jan. 25 before the defendant got behind the wheel and drove somewhere between 85 to 96 mph down Buckman Springs Road, then crashed the Jetta into an oak tree. The passenger's side of the sedan -- where both Meyer and Wiltfong were sitting -- took the brunt of the crash, according to the prosecutor.Evans said the high speed of the Jetta caught the attention of Border Patrol officers stationed near the scene, some of whom pursued the sedan, but were unable to stop it before the crash. Officers arrived to a "very violent scene," in which the Jetta was found overturned and on fire, Evans said.Mechanical issues were ruled out as a potential cause of the crash by California Highway Patrol investigators, according to the prosecutor. 1677

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