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SAN DIEGO (KGTV) - The cycle of debt is something a lot of people are desperate to break. One of the biggest challenges is keeping up with credit cards, payments and beating the interest rates. Now, a San Diego startup is offering people an opportunity to make purchases on items they may need for themselves or their families, without interest rates, credit checks, or penalties. Marc Schneider is the CEO of Zebit, an online shopping site designed to help people facing financial hardships, get on track, make payments and get what they need. “We’re trying to provide sort of an Amazon for the under-served,” said Schneider. RELATED: San Diego Workforce teams up with UCSD Extension to offer student loan alternativeWhile growing up, Schneider and his family faced financial struggles of their own. “I’ve supported my mother since I was 15 years old. I grew up in a mobile home with a separated family. Ended up being homeless on food stamps,” said Schneider. Now, Schneider is a successful entrepreneur, with Zebit hitting million in 2017, and million last year. “Zebit was built to change how consumers get access to credit, to give them a fair deal and have zero gotchas,” Schneider said. In order to make purchases on Zebit, you first need to create a profile which includes providing your current employment status and driver’s license. The company then uses that information to verify your employment and determine how much of a Zebit line you will receive. The Zebit line is similar to store credit or having a credit card, but without the interest rates and penalties and with the chance to make payments for purchases over a 6 to 12 month period of time. RELATED: Realtors expect busy spring for buyers and sellersFor example, a MacBook Air on Zebit may cost around ,273. The may break down to 8 upfront with 12 payments of a month. A five-piece dining set may cost around up front, with monthly payments around dollars.“We’ve heard stories like you save my Christmas, my daughter wouldn’t have had a birthday present if it wasn’t for you, I couldn’t get married because I didn’t have a way to finance an engagement ring,” said Schneider.Some of the items on Zebit can cost 5 to 10 percent more than some items on Amazon, however the company still stresses that their interest-free model and competitive prices makes it a great shopping experience that was designed with people who may not a lot of money, or struggle with credit card payments and interest rates. “I wanna build a big company that makes an impact on a consumer base, a consumer base that tends to be invisible that tends to be neglected and a consumer base that tends to really rip people off over time,” said Schneider. Schneider hopes his company will help others break their own cycle of debt. 2808

SAN DIEGO (KGTV) -- The Grossmont Union High School District is investigating an Instagram page reportedly used to rate female students. According to a spokesperson for the district, officials were recently alerted about the page’s existence, which reportedly rates the studnts based on certain features. Based on information shared with 10News, the posts rate young girls on looks and personality, among other categories. A parent within the district also posted in a Rancho San Diego neighborhood watch group on Facebook about the page. The parent said her daughter, who attends a different high school in the district, was told about the page via mutual friends. Read the district’s full statement below: 716

SAN DIEGO (KGTV) - Surgeons at UC San Diego are using new technology that offers more options for patients who have complex thoracoabdominal aortic aneurysms. UC San Diego Health System is the first on the West Coast to use Dynamic Morphology Correction, a type of 3D imaging. It allows surgeons to compare scans taken before the procedure to real-time pictures during the surgery.Dr. Mahmoud Malas, Chief of Vascular and Endovascular Surgery at UC San Diego, says this type of technology uses minimal iodine contrast which lessens the chance of kidney problems for 25 percent of patients dealing with aneurysms.The data from this technology helps surgeons across the country.Dr. Malas adds, " They create prediction models that helps future surgeons perform procedures more accurately." 795

SAN DIEGO (KGTV) — The holiday season gets underway this week, as several holiday events head to town.Thanksgiving offers families the chance to run off the turkey before dinner time with several Thanksgiving runs and races around San Diego. For those not planning to cook at home, there are plenty of buffet-style dinners host at local restaurants to enjoy.After Thanksgiving, Liberty Station and Seaport Village start the holidays with a tree lighting and by welcoming Surfin' Santa to town.RELATED:San Diego holiday tree lightings to catch this seasonTurkey trots, holiday runs in San Diego this seasonSkate away on one of San Diego's outdoor ice rinks this holiday seasonChristmas on the Prado also takes over Balboa Park this weekend, while Julian celebrates their own Country Christmas in the mountains.Outside of the holiday fun, the San Diego Jazz Festival brings the smooth, hip, and swaying sounds of music to town for a multi-day festival. And the SoNo Chili Cook-Off pits the area's best cooks head-to-head in a chili showdown.THURSDAYFather Joe's Villages Thanksgiving Day 5K Where: Balboa Park; Cost: - The 18th annual Thanksgiving Day 5K benefits Father Joe's Villages food services program to serve homeless individuals in San Diego. Stick around post race for live music, a beer garden, and Disney character meet-and-greets.MORE Thanksgiving Day races around San DiegoThanksgiving at Bleu Bohème Where: Kensington; Cost: -Enjoy french cuisine this Thanksgiving at Bleu Bohème, where chefs are serving crab croquette, roasted turkey, King salmon, short ribs, fresh beats and more on their menu. Dinners are per person and .95 for children 12 and under.MORE Thanksgiving Day dinners around San DiegoFRIDAYLiberty Station Tree Lighting Where: Liberty Station; Cost: FreeThe holiday fun gets started at 5 p.m. in Liberty Station before the district's 88-foot tree is switched on by a patient family of Rady Children's Hospital. Visitors can enjoy live entertainment, shopping, and outdoor viewing of "How the Grinch Stole Christmas."Surfin Santa at Seaport VillageWhere: Seaport Village; Cost: FreeSurfin' Santa makes his arrival at Seaport Village after the Thanksgiving holiday, sporting his favorite Hawaiian shirt and wet suit. Visitors can pose for free pictures with Santa on his giant surfboard under a six-foot wave. Guests can also enjoy a festive parade on the boardwalk, live street performers, and fun at Seaport's shops.SATURDAYChristmas on the PradoWhere: Balboa Park; Cost: FreeChristmas on the Prado brings tons of Christmas fun to Balboa Park's Organ Pavilion and International Cottages, including holiday kids crafts, photos with Santa, music, delicious seasonal treats, and a tree lighting.Holiday Lights on MainWhere: El Cajon; Cost: FreeDowntown El Cajon is bringing the holidays to Main St. with carnival rides, ice skating, live music, delicious food, and more during Holiday Lights on Main. Visitors can also visit with Santa in his village and check out the grand tree lighting.Julian's Country ChristmasWhere: Julian Pioneer Park; Cost: FreeKick off the holiday season in Julian with sleigh rides, gathered around an open fire, Christmas decorations, and a visit from Santa during a tree lighting ceremony.SUNDAYSoNo Fest & Chili Cook-OffWhere: North Park; Cost: -It's not a "holiday" event, but chili is best enjoyed when its cold outside! The annual cook-off features delicious chili, three stages of live music, and vendors with handmade holiday gifts.Winter Wonderland at the GrandWhere: Fairmont Grand Del Mar; Cost: Free to attend, some attractions cost moneyThe Fairmont Grand Del Mar hosts a free winter wonderland of fun, with a Ferris wheel, carousel, 25-foot tree, photos with Santa, ice skating, or lounging by a fire for some S'mores.San Diego Jazz Fest & Swing ExtravaganzaWhere: Town and Country Resort & Convention Center; Cost: -5(Thursday - Sunday) San Diego celebrates its 40th San Diego Jazz Fest over the Thanksgiving holiday, bringing amazing acts performing traditional jazz, swing, ragtime, and more to San Diego. Guests can take part in dance demonstrations, a swing extravaganza, a "pianorama" and more for jazz fans. 4226

SAN DIEGO (KGTV) - The City of San Diego Public Utilities department has spend almost 8 million since 2013 to repair and replace 116 miles of water transmission and distribution pipes as part of a program to upgrade it's aging water system, according to documents given to 10News.Most of those repairs (72 miles) were on cast iron pipes, the oldest ones in the system."We have more than 3,000 miles of pipeline," said department spokesperson Brent Eidson, "To do it properly, we're probably always going to be replacing pipes."The project began in 2007 with a rate increase to pay for the work. As older pipes have been replaced, city officials say the number of water main breaks has decreased.The Public Utilities Department gave 10News the following numbers about the amount of breaks over the past 6 years:2012: 1022013: 952014: 742015: 632016: 852017: 66 (as of October 20)"We know we're not going to stop every break," said Eidson. "But if you look at our track record and our pace of replacement, we've seen a significant decline in the number of breaks that we've had."The project replaces aging pipes made out of cast iron or concrete with new PVC pipes. Eidson said that's the industry standard and they have a life expectancy of 50-75 years. He says economics and budgeting led to delays in the older pipes not being replaced sooner.That changed when the rate increase was approved. Now the goal is to replace 30 miles per year.The city says its water system extends over 400 square miles and moves approximately 172 million gallons per day. It includes 49 water pump stations, 29 treated water storage facilities, three water treatment plants and more than 3,300 miles of pipelines.Through the replacement project, the department hopes to have all of the cast iron distribution lines (6-12 inches) replaced by 2018-19. Their goal for the larger cast iron transmission mains (16 inches or bigger) should be finished by 2023.Right now, they say there are still about 46 miles of cast iron pipes in the system, some of them almost 100 years old.Once the cast iron lines are replaced, they'll shift the focus to the older concrete lines."I look at it like painting the Golden Gate Bridge," said Eidson. "You're never finished." 2261

来源：资阳报