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Attention homeowners: if you haven't refinanced in the past year, you may want to think about it.Mortgage rates have dipped to a new low for the 11th time this year.This time, they're at the lowest point they've been since Freddie Mac started tracking rates almost 50 years ago.The national average for a fixed 30-year mortgage is 2.8%, and 2.33% for a 15-year mortgage.That's great news for people who are already in homes and want to stay there, but it won't help most buyers.Home prices are up an average of 15% over last year, as the inventory of available homes continues to fall. 593

At least three people were killed and a dozen others injured Tuesday after gunfire erupted near a Christmas market in the center of the French city of Strasbourg, French authorities said.Strasbourg police said an armed person entered the perimeter of the Christmas market by the Corbeau Bridge around 8 p.m., heading toward the Rue des Orfèvres. The suspect then opened fire, police said. Police said they have identified the shooter, who remains at large.Here are the latest developments: 497

BALTIMORE — Romance scams have nearly doubled this year, according to the FBI. The holidays coupled with the pandemic have many people feeling lonely. Dating sites help singles connect, but it's not always who you think it is.A Montgomery County man thought he was in a relationship with a woman named Brandy Bowens, instead, he lost ,000 in a romance scam. "It’s like there are claws in you that you can't seem to get out," he said.He didn't want to be identified but wants to warn others about how his five-year relationship ended in financial ruin."It's hard. I lost the money and it messed up everything in a financial way for me, trying to build my credit back, just so much that that has screwed up for me," he said.His better judgment took a back seat when he was asked to be the go-between for the woman's art business. The FBI later informed him that he was involved in a money-laundering operation."That's a huge problem and continues to be a problem," said Supervisory Special Agent Keith Custer with the FBI Baltimore field office.Custer estimates that romance scams are up 30 to 50 percent. It's also one of the highest dollar value scams, and victims rarely get their money back.Custer is warning anyone with an online dating profile to research the person's photo and profile. Start by doing a reverse google image search, and look for scammers to make up excuses on why they can't meet in-person or video chat."Saying my phone is broke or my camera doesn’t work," the Montgomery County man said.And never send money to anyone you don't know personally."More people are being isolated and are online looking for companionship, so naturally that fraud and those scams are going to continue," said Custer.If you think you might be a victim of a romance scam, contact your local FBI office or file a report online.This story was first reported by Mallory Sofastaii at WMAR in Baltimore, Maryland. 1920

Authorities have removed 23 passengers from a Carnival Cruise Line ship in Australia after a series of brawls, New South Wales police and Carnival said in statements.Cellphone video from the ship shows passengers tussling with each other, and with security officers, outside a nightclub and by a swimming pool amid shouting and screams from alarmed onlookers.Carnival said police on Friday removed "a large family group who had been involved in disruptive acts aboard Carnival Legend. Our security team responded in several instances to extremely unruly behavior by these guests. One particular altercation in the nightclub began when the group physically attacked other guests."Police said they were told several men fought in the early morning hours Friday while the ship was about 220 kilometers (137 miles) off Jervis Bay. Security officers on the ship intervened and detained the men before notifying police, police said.  940

ATLANTA, Ga. - According to multiple media outlets, Cardi B has reportedly filed for divorce from her husband, rapper Offset.People reports that Cardi B filed for divorce at the Fulton County Superior Courthouse in Atlanta on Tuesday.A court hearing has been scheduled for Nov. 4, according to US Weekly.TMZ reports that Cardi B is seeking primary physical custody of their daughter.Hollywood Unlocked, who was the first to report the divorce filing news, said the couple dealt with cheating allegations throughout their relationship.In Dec. 2018, Cardi B announced that she had broken up with Offset after they "grew out of love," but later reconciled.They secretly got married in Sept. 2017 and welcomed a baby together in July 2018. 743

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