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Staff members at JP Morgan Chase came back from the Labor Day weekend to an email allegeding some employees and customers of the large bank may have acted in ways “that does not live up to our business and ethical principles — and may even be illegal,” according to a company memo obtained by multiple media outlets.The bank’s operating committee, led by CEO Jamie Dimon, sent the email Tuesday morning. It talked about how the pandemic has brought out the best in many workers, however there have been instances where, the company believes, customers have abused the government’s coronavirus relief programs.“This includes instances of customers misusing Paycheck Protection Program loans, unemployment benefits and other government programs. Some employees have fallen short, too,” the memo reads, according to CNBC.JP Morgan Chase has issued nearly 300,000 loans, for a total of almost billion under the Paycheck Protection Program, according to ABC News.No further details about what kind of “misuse” or unethical behavior the bank is citing. They only said they are working to “identify those instances, and cooperate with law enforcement where appropriate.”Accusations of fraud or otherwise problematic loans have come up all summer. In June, when some of the businesses who received loans became public, some names raised some eyebrows, including Kanye West’s fashion brand.The House Select Subcommittee on the Coronavirus Crisis announced that it has identified other possible fraudulent activity within the PPP program, including more than billion awarded to businesses that received multiple loans.Another billion was given to companies who reportedly didn’t include complete information from applicants. 1732

Some jails across the country are treating inmates with controversial medication to help them battle their addictions. Critics argue the method is just trading one drug for another. But authorities, health officials and former inmates argue it’s a step in the right direction.For inmate Matthew Bardier, huge life changes led him to become an IV heroin user at the age of 23.“My father passed away,” Bardier recalls. “I ended up going through a separation, going through a divorce."Bardier had previously been a successful electrician.At the Franklin County Jail, two hours west of Boston, inmate Nelson Lacap has a similar story. After serving in the military, Lacap spent years fighting a different type of battle. His addiction to pain pills led to him to heroin.Both inmates have tried to beat addiction, but they ended up using again and finding their way into handcuffs.But now there's a new sense of hope, thanks to a combination of two drugs: Buprenorphine and Naloxone. One is an opioid that help cuts heroin cravings and give addicts a sense of calm.However, the medication is stirring controversy, with critics saying the patients aren’t quitting opioids all together. Instead, they argue it’s trading one drug for another, because Buprenorphine does give someone a high.Does it work?Sheriff Christopher Donelan with the Franklin County Sheriff says there have been benefits."Well, it's working here by some of our measuring standards,” says Sheriff Donelan. “For example, fewer discipline."The sheriff says experts need to study how patients do long-term and once they’re out of jail. But in his county, results look promising. His jail is one of about 30 prisons and jails nationwide that offers programs with the drugs."Think about the cost of an overdose, the cost of police, the EMS, the human cost, the cost of the emergency room,” says Sheriff Donelan. “You know, financially the community has a vested interest in us trying to deal with this issue."In two years, Franklin County has treated more than 200 inmates at a cost of about ,500 per inmate per year. Public and private insurance pays for the drug after patients are released from jail."They will not overdose, they will not die,” says They will be able to hold the job and take care of their family responsibilities."Former inmate George Ballentine can attest to the strain addicts put on the system."I've overdosed three times and been hospitalized and had to be NARCAN’ed 15 other times in a 2-year period," Ballentine recalls.Ballentine was prescribed Buprenorphine and Naloxon while in the Franklin County Jail, and he says he’s certain he'd be dead without the drugs. He's been free for four months and not using heroin.For recovering addicts, many of them say the once-a-day drugs amounts to the best chance they have at finding a path back to the life they loved, with the people they love."I'm an amazing father when I'm sober,” Ballentine says. “All that attention that goes to drugs goes to my kids, goes to myself and my family, and I just want to be back to the that person. And I believe it all starts now."The drug is not a simple fix. With the drugs comes counseling. The cost is covered by insurance, including Medicaid or state funded public health programs.  3269

Small businesses employ roughly half of all Americans, but new data is showing many of these businesses are closing permanently.“It’s an excruciatingly hard decision,” said Martha Studstill. “You know small business owners put their heart and soul into their business.”For more than a decade Studstill has owned a small gift shop, Uptown Gifts, in South Carolina.“Until COVID came along we were buzzing,” said Studstill.Originally, in March, the plan for Uptown Gifts was to close temporarily for a few weeks. However, the shop has now been closed for more than three months. She has only been able to list items online, resulting in sales being down by 75%.However, sales aside and more importantly to Studstill, the danger of COVID-19, especially for someone her age, hasn’t subsided.“When we closed on March the 16, I really had no idea we would be where we are at today,” said Studstill.Studstill thought she would be reopening, not only earlier, but to fewer cases of COVID-19.Cases have actually been on the rise in her state. The uptick started most distinctly after reopenings. So, with the financial risk and uncertainty added to Studstill’s health risk of running the shop, she feels closing is her only choice.“I think if I were younger, I would not have made the same decision, but I am where I am at,” she added.Around the country, there is a wave of permanent business closures happening. One report done by Yelp shows more than 143,000 businesses listed on its platform closed between March and June. Now, roughly 35% of those businesses have indicated their closures are permanent. Most of those businesses closing are small businesses.“The numbers that are coming out are really sad,” said Frank Knapp with Small Business for America’s Future.Knapp heads the newly formed organization, pushing for better help for small businesses in Congress’ next stimulus package.“Our proposal for Small Business for America’s Future is that we need to put together grants for the really small businesses to help them get through this recession so that they are healthy on the other side and our economy can get back up and running again,” said Knapp.Saving small businesses could save jobs and be the fastest way to rebound the economy.“Small businesses hire about 50% of all workers in this country,” said Knapp, “We know from the last recession, it was small businesses that got us back on our economic feet again, not big businesses. Small businesses did the hiring right away.”“I think that this could be a defining moment where the general public could see just how important small businesses are to their community,” added Studstill. 2651

SHERMAN HEIGHTS, Calif. (KGTV) - A storage facility for homeless people to keep their belongings is at capacity, leading some people to call for expansion.The facility is in Sherman Heights, near 20th Street and Commercial. It opened in June of 2018 with room for 500 bins.It was full by Halloween.Now there is a 200 person waiting list. The city initially wanted to put 1000 storage bins in the warehouse, but pushback from neighbors led to a compromise of just 500.Neighbors worried that the facility would be a magnet for homeless people, drawing them to the area.Six months later, people who spoke to 10News say the opposite has happened. They still see homeless people in the area, but not any more than before the facility opened.They also say the amount of clutter on the streets and sidewalks has decreased dramatically.Crime has also gone down in the area. According to the crimemapping.com website, there were 188 crimes reported within 1500 feet of the facility in August of 2018. In December, that number had dropped to 73 (see chart above).Part of that is from extra police patrol. A recent police department report says that SDPD is spending nearly million on overtime to add patrols in the neighborhood of the facility.City officials told the San Diego Union Tribune they have no plans to expand the facility. But at a meeting last month at the University of San Diego, several homeless advocated said it's an idea worth looking into. 1460

Senate Majority Leader Mitch McConnell believes the allegations against Alabama Republican Senate nominee Roy Moore and that Moore should leave the race, the Kentucky Republican said Monday."I believe the women, yes," McConnell told reporters in Kentucky.McConnell, the Senate's top Republican and a frequent target of Moore on the campaign trail, said, "I think he should step aside."Last week, The Washington Post published a bombshell report based on interviews with more than 30 people, saying Moore pursued relationships with teenage women while he was in his 30s. One woman said she was 14 years old when Moore initiated sexual contact with her.Moore has denied the allegations, and on Sunday night, he claimed he would sue the Post.The report increased pressure on Republicans to disavow Moore, who was already controversial due in part to his history of racially-charged and homophobic commentary.In the immediate wake of the story, some Republicans, like Arizona Sen. John McCain, said the report was enough for them to call for Moore to drop out of the race. Many Republicans, like McConnell, said Moore should step aside from the race if the allegations are true. McConnell's comments on Monday brought his position a step further, saying he believed the allegations and that Moore should go.McConnell on Monday said the party is looking to see if a write-in option could be successful.Documents filed to the Federal Elections Commission on Friday showed the National Republican Senatorial Committee -- one of the party's main campaign arms -- cut its fundraising ties with Moore.RELATED: Conservatives defend Roy Moore against sex predator charges 1667