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The National Retail Federation expects the average shopper to spend roughly ,000 on gifts this Christmas —up about from the year before.You could end up spending even more, depending on how you pay for it.According to the U.S. Federal Reserve, nearly half of Americans say they couldn't cover an emergency expense over 0. Consumer protection attorney Gordon Leech explains how the interest rate can vary wildly after those flashy offers expire."Good credit helps you it certainly helps you but it doesn't mean that whoever you're getting the credit from is actually giving you the best rate you ought to get," Leach said.Layaway is another option to get what you want without it affecting your credit or paying interest.The Better Business Bureau Serving Wisconsin points out the drawbacks include down payments and fees."What if you're halfway through and you decide you don't want it anymore what kind of refund do you get? Do you get any of it back do you get all of it back?" said Jim Temmer, president of BBB Serving Wisconsin.The number one point the BBB president says is to make sure to stick to your budget. As hard as it is, do not buy what you cannot afford. 1191
The Great Bambino, the King of Rock and Roll, and the former leader of "America's Team" are among those set to receive the highest honor that a president can bestow on a civilian.The White House announced Saturday that President Donald Trump will award the Presidential Medal of Freedom to seven people next week. The list, which names three posthumous recipients, includes sports and entertainment legends such as Babe Ruth and Elvis Presley as well as political and charitable luminaries such as philanthropist Miriam Adelson, Utah Republican Sen. Orrin Hatch and the late Supreme Court Justice Antonin Scalia.Adelson, the wife of billionaire Republican donor Sheldon Adelson, is cited by the White House for founding research centers committed to fighting substance abuse and, with her husband, establishing the Adelson Medical Research Foundation, which supports research on life-threatening illness. She has also supported Jewish schools, Holocaust memorial organizations, and Israeli military personnel and veterans, the White House noted.The Adelsons were among the Republican Party's largest benefactors this midterm election, donating a whopping 2 million to GOP super PACs through September.The White House also lauded the accomplishments of Hatch, one of the longest-serving senators in US history, citing his four decades of legislative accomplishments and his leadership on judicial confirmations.Scalia, a conservative judicial icon, was cited by the White House for "insisting that the role of federal judges is to uphold the original meaning of the Constitution — never to impose their own beliefs on the country."The news release praised Presley as a musical icon who defined American culture to adoring fans around the world and "fused gospel, country, and rhythm and blues to create a sound all his own, selling more than a billion records." It also noted his two years of Army service.Ruth, meanwhile, is celebrated for setting baseball records that lasted for decades, creating the Babe Ruth Foundation, which sought to help underprivileged children, and for raising money for the war effort during World War II. "His legacy has never been eclipsed, and he remains the personification of 'America's Pastime,' the White House said.Two football Hall of Famers are also among the honorees: former Dallas Cowboys quarterback Roger Staubach, who also volunteered to fight in the Vietnam War and later became a businessman and champion of charitable causes such as the United Way; and defensive tackle Alan Page, who would later go on to become the first African American to serve on the Minnesota Supreme Court.The Medal of Freedom is awarded to those who have made "especially meritorious contributions to the security or national interests of the country, to world peace, or to cultural or other significant public or private endeavors," the White House said.This is the first time Trump is presenting the Presidential Medal of Freedom. He has awarded the Medal of Honor, the nation's highest military honor, as recently as October. 3061
The new iPhones have officially debuted. And yes, facial recognition software is no longer just science fiction — it’s real and it’s on the X.Apple unveiled the iPhone 8, the iPhone 8 Plus and the iPhone X in a Sept. 12 keynote address at the new Steve Jobs Theater.What should you do now that the waiting game is over? Here are three options. 366
The National Hurricane Center has given the area in the Gulf of Mexico a 30 percent chance for sub-tropical or tropical development within two days and a 40 percent chance in the next five days. RELATED: WPTV Hurricane Survival Guide A tropical or subtropical storm is not completely out of the question as this low moves north toward the Florida Panhandle and then over land by Thursday.Regardless, South Florida's forecast for heavy rainfall remains the same.The National Hurricane Center is scheduled to release an update at 11 a.m. Monday. 597
The head of the U.S. effort to produce a coronavirus vaccine says the first immunizations could happen on Dec. 12.A Food and Drug Administration advisory committee is set to meet Dec. 10 to discuss Pfizer Inc.’s request for an emergency use authorization for its developing COVID-19 vaccine.Pfizer and its German partner BioNTech recently announced that the vaccine appears 95 percent effective at preventing mild to severe COVID-19 disease in a large, ongoing study.Dr. Moncef Slaoui, head of the Operation Warp Speed, the coronavirus vaccine program, says plans are to ship vaccines to states within 24 hours of expected FDA approval.Slaoui told CNN he expects vaccinations would begin on the second day after approval, Dec. 12 737