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Things at grocery stores seem relatively calm now, in comparison to how it was back in March. Remember the toilet paper fiasco?But as we hear talk about another wave of coronavirus infections, some are wondering if grocery supplies will take another hit.We went to experts who track grocery data. They say what we saw earlier this year was historic.“Those mid-March weeks were the largest we've seen in the history of grocery shopping. I don't expect to ever see big waves like that again,” said Anne-Marie Roerink, President of 210 Analytics.People first stocked up on just cleaning items and then they started stocking up on all types of items, including pantry foods and that precious commodity – toilet paper.Roerink says that while it is possible people will stockpile again later this year, toilet paper may not be on the list. Cleaning items may become hard to find again. The timing of all this really depends on the virus and how cases evolve.“Should it come down to where the virus is big enough of a wave or we might go back down to a shelter in place, or where people feel more safe at home than they do out and about, I can see where our grocery spending will go back up,” said Roerink.Earlier this year, holidays like Mother’s Day and Father’s Day actually contributed to the clearing of grocery shelves. They’re typically holidays where we go out to eat, but that wasn't really an option in most places. So, people had to improvise.“All of a sudden, retail had to absorb all those dollars to take care of mom and cook her a fun brunch or dinner, so we had an enormous peak again for Mother's Day and Father's Day,” said Roerink.That means holidays like Thanksgiving and Christmas could change how things work out at the grocery store as well.Generally, supply and demand has started to normalize, but grocery sales are still about 10% higher than what they normally are. Though, prices could still change depending on the demand. 1952
The U.S. Department of Agriculture announced on Thursday that it is looking for ways to transition some people off of the department's Supplemental Nutrition Assistance Program (SNAP).Specifically, the USDA is looking at beneficiaries who are not disabled and who don't have any dependents.“Long-term dependency has never been part of the American dream,” said U.S. Agriculture Secretary Sonny Perdue. “USDA’s goal is to move individuals and families from SNAP back to the workforce as the best long-term solution to poverty. Everyone who receives SNAP deserves an opportunity to become self-sufficient and build a productive, independent life.”Related:?Trump administration proposes Blue Apron-style overhaul for food stamps 773
Tinder's parent company Match Group is suing competitor Bumble, accusing the female-friendly dating app of patent infringement and stealing trade secrets.The lawsuit, filed Friday in Texas, says Bumble is virtually identical to Tinder, the app that popularized the swipe right to like, swipe left to dislike functionality.Bumble copied the "world-changing, card swipe-based, mutual opt-in premise" of Tinder, the lawsuit says.The complaint also says that Bumble's co-creators are ex-Tinder employees, and the app has rolled out two new features that were "learned of and developed confidentially while at Tinder."Bumble has become a fierce competitor to Tinder since it launched in 2014. Bumble's differentiating factor is that only women can make the first move. But Match confirmed last month it plans to launch that feature in its own app.In the complaint, Match says it "applauds Bumble's efforts at empowering women, both in its app and offline" and "cares deeply both about its women users and about women's issues generally.""This case is simply about forcing Bumble to stop competing with Match and Tinder using Match's own inventions, patented designs, trademarks, and trade secrets," it says.The lawsuit is the first time that Match Group, which also owns dating sites Plenty of Fish and Match.com, has enforced the patents it secured on swiping and double opt-ins for dating matches on Tinder, according to a company spokesperson.Tinder and Bumble have had a complicated history.Bumble was launched by Whitney Wolfe Herd, an early employee at Tinder.Wolfe Herd left Tinder in 2014 after alleging sexual harassment and discrimination. The case was eventually settled. Ex-Tinder employees Chris Gulczynski and Sarah Mick joined Herd to start Bumble more than three years ago. Gulczynski and Mick, who are designers, are at the center of the stolen secret allegations in the suit.The two had knowledge of an "undo" button talked about at Tinder, according to the complaint. That feature was "nearly, if not literally, identical" to Bumble's backtrack feature, the lawsuit says. The backtrack feature allows users to go back in time to "like" someone they may have accidentally passed on.Gulczynski and Mick also helped implement photo messaging at Bumble, something Gulczynski had allegedly mocked up a design for while at Tinder.In a statement, a Match Group spokesperson said the company is "committed to protecting the intellectual property and proprietary data that defines our business,"Bumble did not immediately respond to request for comment. According to the Linkedin accounts for Gulczynski and Mick, both have left Bumble. They did not immediately respond to messages seeking comment about the lawsuit.Axios was first to report that Match Group had filed the suit.It's been widely reported that Bumble once turned down a buyout offer from Match Group. Match Group was reportedly still interested in Bumble's business as recently as November of last year.Match Group said it doesn't comment on mergers and acquisitions speculation.In an interview with journalist Gayle King at the SXSW festival last week, Wolfe Herd declined to talk about any conversations — past or present — with Match Group, the parent company of Tinder. 3251
Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952
This LeBron James card just sold at @GoldinAuctions for .8 million, the record for a modern day card. Winner is @LeoreAvidar, who says purchase is part of strategy to “bring something big to the collectibles and alternative asset business in the coming months.” pic.twitter.com/rN9lepvVpE— Darren Rovell (@darrenrovell) July 19, 2020 343