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Anonymous artists in Salt Lake City have painted a mural honoring George Floyd, next to five others who were killed by police in Utah. 142
Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans. 4169

An "all clear" has been given after a portion of the pre-security terminal at Nashville International Airport was evacuated due to a suspicious bag. Photos: Pre-Security Terminal Evacuated At BNAThe incident was reported before 8 a.m. local time on Wednesday, after a bomb sniffing dog hit on a suspicious package.The airport's bomb squad has responded in an abundance of caution. 415
As a jazz musician who’s traveled the world with some of the best-known artists in the industry, your first assumption might be that Daryl Davis’ claim to fame is from being on stage. But the African American racial justice activist is better known for the work he’s done over the years helping Ku Klux Klan members leave behind a life of racism and white supremacy.It started back in the early 1990s when Davis arranged a meeting with a former wizard of the KKK. At the time, he did not know Davis was Black.Over the years, the two forged an unlikely relationship with one another. Davis would regularly be invited to Klan rallies across the country. He didn’t agree with their message, but he wasn’t there to join the Klan, he was there to help persuade members’ opinions on race.“You have ignorance and if you don’t cure that ignorance, that turns into fear because we fear things we don’t understand and if you don’t turn that fear, it escalates to hatred, because we hate the things that frighten us,” the 64-year-old explained.Having spent decades with members of the KKK, Davis doesn’t argue or even get frustrated with those he meets. Instead, Davis tries to plant a seed that he nurtures and helps grow over time. That seed, he says, is breaking down barriers that exist between KKK members and African Americans.As Davis spends time getting to known Klan members, he says that over time, many start to see him for more than the color of his skin, they see him as human.“If you have cancer in the bone, you can’t rub topical cream on top, you have to drill to the bone and put chemo or radiation to the source. And that’s what we have to do with racism. Go to the source, which is ignorance. It’s not inherited, it’s a learned behavior,” he said.To date, Davis has helped more than 200 Klan members leave the white supremacist group. Many send Davis their robes after they abandon the KKK. But Davis is quick to note that he never convinces anyone to leave.“I didn’t convert anybody, but I am the impetus for over 200 people to convert themselves. I planted the seed so they could come to the conclusion that, ‘I might need to be rethinking what I’m thinking,’” he added.As for the current state of racial unrest gripping the country, Davis sees this as a moment of reckoning where real institutional change on racism is possible.“We have never had this many white people join in our cause. This is a major change. We are turning another page in the history of this country and we have not turned a page in a long time,” said Davis. 2549
An army of 100 life-sized cutouts of Mark Zuckerbergs took over the US Capitol lawn ahead of the Facebook founder's Senate appearance Tuesday.The stunt is the work of global activist group Avaaz, which wants Zuckerberg, Internet CEOs and government regulators to fight disinformation campaigns across Facebook and other social platforms."We know Facebook is doing things to address the fake news problem, but they are doing it in a way to that is too small and too secretive," Avaaz campaign director Nell Greenberg told CNN.The Avaaz campaign also includes an open letter in response to Zuckerberg's apology, which more than 850,000 people across the world have signed. Zuckerberg took out full-page ads in several British and American newspapers to apologize for a "breach of trust" in the Cambridge Analytica scandal.The letter addresses four key elements the organization wants Facebook and other internet sites to address: tell the truth, ban the bots, alert the public and fund the fact-checkers."We want Facebook to tell the truth regarding the work that is being done to stop this and the scale of the fake news and fake post problem. We just want to know the transparency of the problem and what is being done to tackle it," Greenberg said.The group says the cutouts represents the hundreds of millions of fake accounts still spreading disinformation on Facebook.Each is wearing a shirt that reads "Fix Fakebook."This is the first time Zuckerberg will personally sit for questions from Congress. His testimony marks a pivotal moment for Facebook, as Zuckerberg will spend two days answering lawmakers' questions about what the company is doing to protect users' privacy. 1687
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