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An adviser to President-elect Joe Biden on the coronavirus is floating the idea of shutting down businesses for four-to-six weeks, and paying people for lost wages."With historic low interest rates, we could pay for a package right now to cover all of the wages, lost wages for individual workers, for losses to small companies, to medium-sized companies or city, state, county governments. We could do all of that," Dr. Michael Osterholm told Yahoo Finance. "If we did that, then we could lock down for four to six weeks."He said a four-to-six week lockdown could get Americans “cruising into the availability of the vaccine in the first or second quarter of next year, and open the economy before that.” 713

Apple has defended its tax arrangements after reports revealed it had shifted its mountain of offshore cash from Ireland to a tax haven in the English Channel.A trove of documents known as the Paradise Papers have reportedly shed light on Apple's search for a new place to store the huge sums, after more than two decades of benefiting from artificially low taxes in Ireland. The company has resisted bringing the money back to the U.S. because of the massive tax bill it would face.Coverage of the documents is being coordinated by the International Consortium of Investigative Journalists, which has shared them with major media outlets including The New York Times, The Guardian and the BBC. 702

An online predator who WPIX first exposed six months ago is still prowling the internet, targeting middle aged women.WPIX was contacted last month by his latest victim. She is too frightened to reveal her identity but she wants to tell her story as a warning to others.She met him a few months ago on Tagged, one of many dating sites that are free to join. He told her his name was Kevin Brown. He also calls himself "Big Daddy."Those are the same names he used in January, when WPIX first reported about his scam, sometimes called catfishing. In that incident, he used the dating site POF (Plenty of Fish) and scammed the woman out of more than 0.As reported then, WPIX learned the man is a career criminal. His real name is Kevin Beamon. He’s served 21 years in prison for attempted kidnapping, robbery, and grand larceny.Released just three years ago, he now scams trusting women on dating sites, gaining their trust, then asking for money.With this latest victim, after seeing her profile on Tagged, he reached out, said he liked her picture and began romancing her with frequent texts and phone calls and posting pictures of himself with his mother, friends, and his dog.“He seemed sincere. He seemed honest. He’s very good at what he does and I’m too trusting," she said.He told her he was an NYPD officer and asked her to come with him on a boat trip with some of his fellow cop friends. She said yes, but was surprised when he then told her he was short on cash and asked her to wire him 0 for her ticket. She did.Soon he asked for 5 to buy her ticket to see "Pretty Woman" on Broadway for his upcoming birthday. It was only when he requested 0 to help buy food for adult daughter, that she began to get suspicious.“I said I don’t have it and he said he’d have to find some other way and he abruptly hung up on me,” she said.Still, she agreed to meet him at what he said was his condo in Jersey City the day of the supposed boat ride. She says the place seemed as if no one was living there.He then told her it was his friend’s place, then said it belonged to his sister. When she asked about the dog picture online, her told her there was no dog and he didn’t have any details about the boat tripShe suspected something was wrong,“I said 'this is a farce. You’re lying. I want my money back.' He said 'I don’t have your money.' I said 'well I gotta go.'”She says when she stood up from the dining room table and began to walk toward the door, “I had on a denim shirt and he grabbed the sleeve and started to pull on my arm. I started to scream ‘let me go, let me go’, but he wouldn’t let go.“She grabbed a bottle of Windex on the kitchen counter and sprayed it in his eyes."He loosened his grip and I was able to get away.”She ran out the door, jumped in her car, and drove around the block, where the stopped and called the Jersey City Police Department.Two officers arrived and questioned each of them separately. Apparently, Beamon told them that they were outside and she had never been inside the condo. She says she could have proven that’s a lie by describing the inside of the apartment, but the police never asked.He also said Beamon reeked of Windex, another indication she was telling the truth.She says the male police officer told her to cut her losses since she hadn’t lost that much money and suggested she drop the whole thing. His female partner told her this was a bad part of New Jersey and she should leave and never come back again.“I wanted them to take him into the precinct for questioning, “ she says, but that didn’t happen. When she got home, still shaking from fright, she posted Beamon’s picture on another internet dating site as a warning. Someone told her they’d seen the guy on WPIX.She found our report online and says she felt embarrassed and ashamed she too had fallen for his scam. But she also feels relieved.“I didn’t know if I was going to die," she said. "I’m grateful to be here and I’ve learned a very valuable lesson.”Open these links for valuable information about the rapidly growing problem of online Romance Scams.FTCFBIID WatchdogSex Crime LawyersThere is one simple rule that can eliminate practically any chance of your being scammed on an internet dating site: Never give money until after you have met the person.This story was originally published by Arnold Diaz at WPIX. 4354

An Indonesian passenger plane carrying 189 people, including one child and two infants, crashed into the sea close to the capital Jakarta, 13 minutes after takeoff.The Lion Air flight JT 610 disappeared from radar during a short flight from Jakarta to Pangkal Pinang on the Indonesian island of Bangka on Monday morning, according to Indonesia's National Search and Rescue Agency (SAR). It was carrying 181 passengers, as well as six crew members and two pilots.The flight made a request to air traffic control to return to base about 12 miles out from takeoff, but did not indicate there was any emergency, Yohanes Sirait, spokesman for AirNav Indonesia, the agency that oversees air traffic navigation, told CNN.The spokesman added that the aircraft would have been given priority landing upon such request, but that air traffic controllers lost contact with the plane shortly after. The plane had not turned back, according to the radar. 948

As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782