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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

CANARY ISLANDS -- Imagine rowing almost non-stop across the Atlantic Ocean with a group of four people. No bathroom, no shade and a limited supply of food. “You’re totally exposed to the elements,” said Evan Stratton, a U.S. veteran. Evan and three others rowed across the Atlantic Ocean from the Canary Islands off of Spain to Antigua, near Puerto Rico, as part of the Talker Whiskey Atlantic Challenge — a yearly ocean rowing race. The path is 3,000 nautical miles. “Our row took 50 days, 11 hours, and 35 minutes,” he said. “Which seems like a really long time, but we actually set a world record for our boat class.” The team, titled Fight Oar Die, was the only American team to compete this year. More than just a physical challenge, the race is a test of the mind as well. We sat down with Evan, who walked us through it. “It’s really a challenge in mental strength,” he said. “It’s an introspective look at yourself whether you want one or not because you remove all inputs,” he explained. “There’s no work phone calls, no e-mails, no TV, no radio.” Through their journey, psychologists are hoping to learn something. “We got involved as part of that research component,” said Dr. Trey Cole, a clinical psychologist and former veteran himself. Dr. Cole oversees the researchers from the University of Denver that have been working with the Fight Oar Die rowing team throughout their experience. “There’s a lot to do with motivation and sleep and purpose and those type of factors we’re trying to take a closer look at,” Dr. Cole said. He helped the men prepare beforehand too — with conflict resolution, stress management, and other skills. “It’s hilarious to be sitting in your off shift in the cabin hearing two guys on the boat yell at each other but they’re still just rowing,” Evan said. “The end goal is you gotta get there.” It was a team effort with personal mental challenges each rower dealt with individually. Part of Evan’s way of getting through was the photos and cards his wife packed for him, cards he could open when he hit “the wall,” when he was “almost home,” and on his son’s first birthday that he missed while rowing. Evan said a challenge like this took the support of his family, but it all starts with motivation. “It just takes getting out and doing it,” he said.Evan spent four years of his life as a Marine earlier on in his life. “I went through my own battles with PTSD and mental health,” he said. Bringing awareness to mental health was part of his motivation for joining the rowing team this year. “We really wanted to show veterans that life doesn’t end after the military, that you can still go out and do really big things and really hard things and really incredible things,” Evan said. This awareness is at the forefront of Fight Oar Die’s mission — to provide a platform for veterans' mental health issues.“The hope is that we can generate some conclusions from that that could be helpful in informing the future of veteran and service member care,” Dr. Cole said. Cole and other researchers will continue to look into the data from the rowing teams each year. 3122

CHICAGO – This past May, Harrisburg University won ESPN’s inaugural College Esports Championship. In 2018, the college became the first to award full-ride scholarships to its entire 16-player roster. With gaming programs expanding and an estimated million in esport scholarships up for grabs, elite players are finding themselves in high demand. Just ask 16-year-old Elgin, Illinois high school junior Jonathan Huffman. He’s been playing online since he was 13 and regularly spends hours at his bedroom gaming station. When asked how good a player he really is, Huffman wryly responds. “Very good. I don’t really say it too much but I’m one of the best in the world I would think,” he said. In fact, Huffman is so good he needs a live camera trained on his hands during gameplay streaming to prove to others he’s not hacking the system. “Whenever people accuse me, they just look at the hand-cam and it kind of fixes the issue,” he said. Huffman’s game of choice is Overwatch. Online he’s known as “MyCrazyCatOW.”He regularly ranks among the top 50 competitive players in the world. As a result, colleges and universities are clamoring to recruit players like him. “To give an analogy – like in professional basketball he’s up there in the echelons of the Steph Currys, the Lebron Jameses of the world,” explained Alan Gadbois. Gadbois is a recruiter for Next College Student Athlete the official recruiting partner of the 1443

DENTON, Texas – Get ready for some major closet envy. An impressive collection of clothing, shoes and accessories archives hundreds of years of fashion history. Some even go back 1,000 years. Step inside the 13,000 square foot space and you’ll find endless racks of clothing and accessories packed from floor to ceiling. “These are important parts of fashionista history that need to be preserved,” said Annette Becker, the director of the Texas Fashion Collection at the University of North Texas. The entire collection has been built through donations. “We have pieces that are examples of French couture from the most elite parts of the fashion design world to things that were made on someone's kitchen table by their grandmother,” said Becker. Started in 1938, UNT took custody of the collection in 1972. Since then it has grown to nearly 20,000 garments and accessories including 1,400 pairs of shoes, 2,500 hats and 750 handbags. Becker proudly shows off some of the collection’s most prized possessions. “This is a dress that Audrey Hepburn wore in the final scene of the film Charade and it was donated to us by Hubert de Givenchy who designed most of Audrey Hepburn's clothing for film,” she said. “We have a wide variety of examples from throughout fashion history in our collection and the oldest piece we have is a pre-Colombian textile fragment that's around 1,000 years old. We have to keep this really carefully stored in this acid free cardboard,” she explains. The piece was woven before synthetic dyes were even created. “So that red color really meant power and status,” said Becker. Today, the archive that spans primarily over 250 years is a valuable historical resource for researchers and students. But right now, it’s only available to visiting designers and research students. The ultimate goal is to document everything in the collection and make it accessible to anyone around the world. “Whether that's 8-year-olds who are thinking about a future career in fashion design to fashion curator curators from Paris who have come to our collection to do research,” said Becker. That means having every single item photographed and digitized so that anyone can see the collection online. Megan DeSoto, an Adjunct Photography Instructor at UNT, is spearheading the effort. “We're taking a lot of time to make these really high-resolution well-made photographs so that they're only handled once photographed once and then taken back to where they're being preserved,” said DeSoto. It’s a unique repository that Becker says will preserve centuries of fashion for generations to come.“Often in the world of fashion we think about these really elite designers and people walking the runways in Paris but really clothing is an art form that's in our everyday lives.” 2800

It's no secret that voting in this year's election is entirely different from what we've done in years past. With that, there are many concerns about mail-in ballots, and whether or not they favor one political party over another.Bakersfield College political science professor Allen Bolar says the rumor has always been that mail-in voting favors Democrats. He says that rumor hasn't historically been true, until now."The Republican party is gonna be sending mail-in voter ballot applications to its voters, but on the other hand, the top of its ticket is saying that you can't trust the mail-in voting," Bolar said.This year, votes received by mail will likely be more skewed favoring democrats, Bolar said. The professor explaining that mostly has to do with the rhetoric coming from the White House for months, denouncing the mail-in vote system's integrity."You have tremendous potential for fraud and abuse," President Donald Trump said about mail-voting this summer.Bolar says some Republicans, heading President Trump's words, may avoid casting their vote via mail. Meanwhile, Democrats are expected to be turning out in higher numbers. Democrats have cast about 51% of the early votes, according to a predictive analysis by the data firm TargetSmart, which uses voter data to project turnout trends. That's compared with 38% by Republicans. Bolar says republicans will mostly vote in other ways, like at the poll on election day."Many Republican voters are die-hard Republican voters. They're going to show, and do whatever they need to do," he said.Bolar says the one advantage that may come out of this for Democrats, is that when a party's base votes early, it allows the party to focus their campaign calls and mailers on a smaller set of people who haven't voted."Whereas the Republican party is going to have to keep worrying about its whole set of voters, or at least a large number of them, and its efforts are going to be a little harder to concentrate," he said. This story original reported by Austin Westfall on Turnto23.com. 2071

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