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Student loan borrowers are getting another break.A recent executive order signed by President Trump extends the suspension of payments and interest on federally-held student loans from September 30 to December 31, but certain details are still unclear.“The language isn’t super clear, so we student loan nerds are anxiously awaiting the Department of Education’s guidance, which we are expecting in the next couple of weeks for sure,” said Betsy Mayotte with The Institute of Student Loan Advisors (TISLA).Borrowers have reported their loan servicers are also awaiting direction from the Department of Education.Aside from a break in payments, Mayotte said there are programs borrowers in default should take advantage of during this COVID period.“Loan rehabilitation is kind of an awesome and unique thing for the federal student loan program. If you make nine consecutive on-time payments in an amount that’s based on your income, so the payments can be as low as , not only are you taken out of default, but they remove the default line from your credit report like it was never there. And the collection costs are significantly reduced,” said Mayotte.And right now, suspended payments will count toward rehabilitation.According to the department’s Federal Student Aid office: “If you enter a new rehabilitation agreement between March 13, 2020, and Sept. 30, 2020, suspended payments that would have been made from the beginning of your agreement until Sept. 30, 2020, will count.” “They’re counting this period like you’re making those rehab payments even though you don’t have to make them,” said Mayotte.It's still uncertain whether the same treatment will continue under the president’s executive order.Mayotte added that private student loan borrowers may want to consider refinancing now that interest rates have gone down.And even though payments for many borrowers have been suspended, it doesn’t mean you shouldn’t pay anything, especially for those still employed.With interest waived, anything you pay now will go directly towards your principal, so when payments resume, interest will collect on a lower balance.If you have questions about your loan or need help with a dispute, TISLA offers free advice.Also, check out StudentAidPandemic.org for up-to-the-minute guidance on student loans and financial aid during the COVID-19 pandemic.If borrowers need additional assistance with their student loan servicer, they should contact the Maryland Student Loan Ombudsman by email at studentloan.ombudsman@maryland.gov or by phone at 410-230-6185.This story was reported by Mallory Sofastaii at WMAR. 2631
Tesla on Thursday recalled about 123,000 Model S sedans, asking customers with cars built before April of 2016 to have their power steering bolts replaced.A Tesla spokesperson said the company has observed "excessive corrosion" of the part in some cold climates where a certain type of road salt is used.No injuries or accidents have been reported in connection with the issue, the spokesperson said.A Tesla spokesperson said that if the bolts fail, the driver should still be able to control the vehicle. The issue can make the car more difficult to steer at low speeds and to parallel park, and it should "not materially affect control at high speed."The company sent out emails to Model S owners who have cars included in the recall.The Model S has been lauded for its safety ratings, but news of this recall comes at a rough time for Tesla.Its stock price has plunged more than 25% over the past month. Investors are worried about the startup's ability to deliver on its first mass-market car, the Model 3, which has been plagued by manufacturing woes.Tesla's stock sank nearly 4% during after-hours trading Thursday after news broke about the Model S recall. 1171
TALLAHASSEE, Fla. — A former Florida Health employee whose home was raided by state police in connection with a data breach could face prison time if charged and convicted, according to legal experts. In an exclusive interview, Rebekah Jones said she had nothing to do with the hack and claimed the raid against her is retribution by a state government angry over her attempts to expose an alleged cover-up of COVID-19 deaths. RELATED: Gov. DeSantis appointee quits over raid on ex-state worker's home"My husband woke me up, and he said, 'they're here,'" Jones said of Monday's police raid. "Since this summer, I've been expecting someone to come knocking on my door to just arrest me — take me away."Jones has spent months calling out state officials, alleging they're misrepresenting COVID-19 case numbers. When authorities arrived at her doorstep, she said she emailed her legal team and turned on a camera, capturing the raid on video."When I decided to build my own site, and after people cared that I did that and paid attention to that, I just assumed the governor would be coming after me," Jones said. 1118
TAMPA, Fla. (AP) — A Florida teen identified as the mastermind of scheme that gained control of Twitter accounts of politicians, celebrities and technology moguls has pleaded not guilty to multiple counts of fraud. Seventeen-year-old Graham Clark is accused of using the hijacked Twitter accounts to scam people around the world out of more than 0,000 in Bitcoin. He faces numerous charges including 17 counts of communications fraud and 11 counts of fraudulent use of personal information. Two other men were also charged in the case. Mason Sheppard, 19, of Bognor Regis, U.K., and Nima Fazeli, 22, of Orlando were charged separately last week in California federal court.Court papers in the California cases say Fazeli and Sheppard brokered the sale of Twitter accounts stolen by a hacker who identified himself as “Kirk,” and said he could “reset, swap and control any Twitter account at will” in exchange for cybercurrency payments, claiming to be a Twitter employee.The documents do not specify Kirk’s real identity but say he is a teen being prosecuted in the Tampa area.Twitter has said the hacker gained access to a company dashboard that manages accounts by using social engineering and spear-phishing smartphones to obtain credentials from “a small number” of Twitter employees “to gain access to our internal systems.” Spear-phishing uses email or other messaging to deceive people into sharing access credentials.The prosecution believes Clark called a Twitter employee and was able to convince the employee he was a coworker, according to the Wall Street Journal.A blog post from Twitter last week shared some details of the hack. "Using the credentials of employees with access to these tools, the attackers targeted 130 Twitter accounts, ultimately Tweeting from 45, accessing the DM inbox of 36, and downloading the Twitter Data of 7." Clark was arrested Friday and entered the not-guilty pleas Tuesday. He remains in jail with bond set at 5,000. A bond hearing is set for Wednesday. 2013
Stormy Daniels was "truthful about having unprotected vaginal intercourse with Donald Trump in July 2006," according to a polygraph test report from 2011.The report states that the "probability of deception was measured to be less than 1%." It was given to CNN by Michael Avenatti, Daniels' attorney and contains three pertinent questions: "Around July 2006, did you have vaginal intercourse with Donald Trump?," "Around July 2006, did you have unprotected sex with Donald Trump?" and "Did Trump say you would get on 'The Apprentice?'"Daniels replied yes to all three questions. The first two were analyzed to be truthful, the third question was "inconclusive" according to the polygraph examiner Ronald Slay.Polygraphs are generally inadmissible in court.The polygraph was performed at the request of Bauer Publishing, which owns Life&Style and InTouch magazines, according to the reporter who interviewed Daniels in 2011. Reporter Jordi Lippe-McGraw initially interviewed Daniels for Life & Style magazine. The interview was not published at the time, but Bauer Publishing released it in InTouch magazine earlier this year.Lippe-McGraw told CNN on Tuesday that Daniels passed the test in a broader sense. "Based off of the interview, we had her take the polygraph test to confirm the details of what she was telling us. There wasn't much in the way of physical evidence, per se," Lippe-McGraw said, adding that the big-picture question they wanted to confirm was that the affair happened, and that Daniels passed. Lippe-McGraw said that Daniels told her she had unprotected sex with Trump, because Daniels is allergic to latex and didn't have condoms at the time.Earlier Tuesday, Avenatti tweeted out a photograph of Daniels being administered the test.The Wall Street Journal first released the details of the polygraph questions and answers. 1871