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It will cost a little less to buy Obamacare coverage in 2019.The average premium for the benchmark silver plan will decline by 1.5%, the Centers for Medicare & Medicaid Services said Thursday.It's the first time average premiums have fallen since the Affordable Care Act exchanges opened in 2014 — but the decline comes after a 37% spike for this year's benchmark silver plan.Americans who buy those plans will save a month over this year's rate, on average, but will still be paying 5 more a month than in 2017.Premiums vary across the 39 states that use the federal exchange. The biggest drop will be in Tennessee, where premiums will fall by more than 26%.The vast majority of Obamacare enrollees are not affected by annual premium changes because they receive federal subsidies to offset the cost. 819

In updated guidance, the CDC said that those who have recovered from the coronavirus do not need to be re-tested for the virus for three months after their infection barring they’re asymptotic.The refreshed guidance suggests that the CDC expects those with previous coronavirus infections are unable to spread the virus for three months.“People who have tested positive for COVID-19 do not need to quarantine or get tested again for up to 3 months as long as they do not develop symptoms again,” the guidance says. “People who develop symptoms again within 3 months of their first bout of COVID-19 may need to be tested again if there is no other cause identified for their symptoms.”In a statement to CNN, the CDC clarified that does not automatically mean someone is immune for three months. The updated guidance comes after much discussion and speculation on the possibility of becoming infected for a second time with the virus.The guidance is “based on the latest science about COVID-19 showing that people can continue to test positive for up to 3 months after diagnosis and not be infectious to others,” the statement read. 1138

INDIANAPOLIS (AP) — University of Notre Dame students are now subject to mandatory coronavirus testing with stricter penalties if they leave town before getting their test results after thousands of fans stormed the football field and threw parties to celebrate a double-overtime upset over Clemson.Notre Dame President, the Rev. John Jenkins, said in an email Sunday that students must undergo coronavirus testing before leaving South Bend, Indiana, for the winter break.Jenkins says if a student is exposed or tests positive, they must quarantine on campus for two weeks. Students who don't complete the test can't register for classes.According to the Associated Press, students will face "severe sanctions" if they host a large gathering.As of Monday afternoon, the university's online COVID-19 dashboard showed six new cases reported on Sunday, giving the school 1,382 total positive cases among students and staff members. Of that total, the school estimated 221 active cases.In a resolution passed Thursday, Notre Dame's Faculty Senate formally expressed disappointment in Jenkins for failing to wear a mask at Amy Coney Barrett's nomination ceremony at the White House Rose Garden, the AP reported. Jenkins tested positive for COVID-19 in October. 1263

Isaiah Wright, one of the stars of season one of the Netflix series "Last Chance U" has been arrested in connection with a Tennessee murder.The Knoxville News Sentinel reported Camion D. Patrick, 22, and Isaiah S. Wright, 20, were charged with one count of criminal homicide in the July 25 death of 18-year-old Caleb Thomas Radford. 340

Instead of planes, trains, automobiles, and hotels, more and more travelers are considering renting an RV for upcoming trips.After all, there is virtually no risk of contracting COVID-19 when you are sleeping and eating in your own home on wheels.But while it appears a great way to travel, you need to know the pros and cons before you rent a camper (that you pull) or motor home (that you drive).It's the vacation rage of 2020, according to Money magazine, which calls RV's "virus friendly," since you drive across the country with your own bedroom and kitchen.But Money says many people end up surprised at the total cost, which can total a lot more than you first think.Know the real costRV rental can range from 0 to 0 per night, similar to a hotel room.Campsites are another to as much as 0 a night, depending on location and amenities.Gas can cost to 0 per day, even with today's low gas prices, as most motor homes get just 5 to 10 miles per gallon.Your auto insurance may not cover the full value of that RV, and your credit card may not cover it at all. That means you may have to pay or more per day for RV insurance.Add it up and you can end up spending 0 - 0 per night, though it is still cheaper than a 0 a night luxury resort.One other downside: many rental RV's are budget models, without all the high-end amenities you see at RV shows. Tour the model first, before you rent.Pull-behind camper or motor home?Campers that you pull tend to rent for less than models you drive.But think twice about a pull-behind camper if you have never towed a vehicle before. You will need an SUV or pickup built for towing, with a tow package that includes brake light hookups.And if you have never towed anything, you could be in for a surprise when you try to back up.A small or mid-size motor home that you drive is usually best for first-timers, experts say.And you have your own COVID-free accommodations, which can be well worth the cost.Bottom line: Campers are a great way to travel safely during the pandemic. Interested? Check a major rental firm like Cruise America. Or rent directly from owners at RV Share.Just know all the costs involved, so you don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2534

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