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It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

In the days and weeks following the February 14 shooting at Marjory Stoneman Douglas High School in Parkland, Florida, the National Rifle Association saw a significant spike in donations.In fact, reports from the Federal Election Commission show donations to the NRA's Political Victory Fund tripled from January to February.In January,?the NRA collected almost 8,000 in individual contributions. In February,?they collected more than 9,000.It's no secret that interest in guns and gun sales -- as evidenced by anecdotes and manufacturing numbers -- have until recently gotten boosts from mass shootings. So it would stand to reason that donations to the NRA would get a bump as well. 723

In some ways, thanks to the COVID-19 pandemic, Cyber Monday began weeks ago when online retailers began pushing holiday sales in mid-October. But forecasters are still projecting that Monday will be the biggest day of online sales ever recorded in the U.S.Online retailers are projected to sell .7 billion in goods on Monday, a figure that would represent year-to-year growth of 35%. Sales on Cyber Monday would outpace those made on both Thanksgiving and Black Friday.Several major retailers announced earlier this year that they would remain closed on Thanksgiving in the hopes of avoiding crowds, marking a stark change from recent years. In addition, the Associated Press reports that Black Friday crowds were thin across the country, as many Americans shopped online to avoid crowds. In fact, retailers like Walmart and Best Buy made Black Friday deals available online to limit the number of people in stores.However, Americans don't appear ready to slow down spending for Cyber Monday. Adobe Analytics predicts that Cyber Monday spending will break the billion for the first time in 2020. For context, the first time Americans spent billion on Cyber Monday came in 2012.Adobe also reports that 42% of online shopping will be done by smartphone this year — a year-over-year increase of 55%. 1314

INDIANAPOLIS -- After Papa John's CEO John Schnatter blamed the NFL and protests during the national anthem for his company's falling pizza sales, he gained some new fans -- just ones he doesn't want. After Schnatter's comments, neo-Nazi website The Daily Stormer claimed Papa John's was the official pizza of the alt-right. The website posted a photo of a pizza with pepperoni in the shape of a swastika.Papa John's has since denounced its new supporters. 494

Iranian investigators have located the site of Sunday's plane crash that killed all 65 people on board, state TV reported Monday.Bad weather had thwarted a recovery mission on Sunday, when a rescue helicopter was forced to turn back.It was not immediately clear if search and rescue teams were able to reach the crash site on Monday.  347