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SAN DIEGO (KGTV) - It’s getting harder and harder to buy a home in San Diego. But according to Veterans United Home Loans, VA loans in California are surging, and they’re up 15 percent this year in San Diego.Navy veteran Robert Streets and his wife Corrie are part of that surge."There was a large cabinet that came out here, and we knocked that down," says Streets in his recently remodeled kitchen.The Streets are proud to show off their new home. After renting for years, they're first time home buyers as of July, purchasing a condo in the heart of North Park.RELATED: Making It in San Diego: Sailor gets proactive to find housing"I remember the first feeling that I got when we got our keys, and we got into the house, and I was like, 'Wow,'" adds Streets with a sense of relief. "I own this, and I can do whatever I want. I don't have to ask somebody if I can put a hole in the wall or hang a picture."While Millennials are struggling to buy in San Diego, Millennial Veterans are surging in home purchases, up 61 percent according to Veterans United with an average purchase price of almost 0,000. And for the Streets, it was made possible using a VA Loan. "They got all the paperwork together, all the legal stuff sorted out, and they actually made the condo VA qualified so that we were able to use our VA loan. Which wouldn't have ever been in here if it wasn't for that," says Corrie Streets.The Streets are far from alone. VA purchase loans in California are up 66 percent from 2013 to 2018."This is either the most financially advantageous path or, in some cases, it’s the only feasible path to homeownership," says Chris Birk.RELATED: Making it in San Diego: Millennials outpace Generation X in both total debt and long-term savingsBirk is Director of Education at Veterans United Home Loans. He says in some cases veterans and service members, if they qualify, can get a VA loan for no money down. The average 30-year rate for June was 4.2 percent, better than most conventional loans. "They don't have to build pristine credit,” adds “Birk. “And one of the biggest benefits is that so many veterans and service members aren't weighed down by student loan debt."And then there are vets like Wendell Stone. He and his wife Tessie rented for 30 years. That's when their daughter-in-law Aurora Perez, a realtor at Century 21, helped them understand they could qualify for a VA loan."They were able to purchase a home with my help in the Temecula area,” says Perez. "And then they were able to purchase another home in Oceanside and turn that into an investment property."Currently, there is a 0,000 cap on VA loans in San Diego County. But Perez says the laws are about to change and next year if a veteran or service member can qualify, there will be no cap for VA loans.Are you a veteran or service member in the market for a new home? Here’s your complete guide to the VA Home Loan. 2911

SAN DIEGO (KGTV) - Living in San Diego is already expensive, and paying for satellite or cable TV can make it even more costly. Now, a growing number of residents are saying goodbye to cable and satellite, and subscribing to more affordable streaming services. "Really for us, I just felt guilty flipping through those channels all the time because I knew we're paying for them, but at the same time if it's not Game of Thrones we're not really watching anyway," said Jason Stump, who got rid of cable about four weeks ago. Stump, who lives in La Mesa, kept his cable for years because he feared not being able to watch live sports. But everything changed when he discovered that YouTube TV offered Fox Sports San Diego, which carries the Padres, four versions of ESPN, and the local channels. The price tag? a month, down from the 0 he was paying monthly for cable. RELATED: Cord cutters say they save money and get hundreds of viewing options"You cut a couple of costs there, next thing you know - our move from a one bedroom to a two bedroom apartment didn't increase anything," Stump said. Stump isn't alone when it comes to so-called cutting the cord. A study by Emarketer says about 22 million Americans ditched cable and satellite in 2017, looking to get rid of the average 5 per month bill, which also had added fees. There are plenty of streaming devices around, including Roku, Apple, Amazon Fire, and Android TV. They connect you to many popular streaming services.Plus, people can get local channels free over the air by buying an antenna, which can go for less than . Jim Willcox, senior electronics editor at Consumer Reports, says often times the signal over-the-air is better because it's not compressed by cable company transmission. RELATED: Hulu drops price of basic streaming plan, increases rate for live-TV streamingNow, cable companies themselves are offering streaming services. ATT Watch TV is as low as a month, but doesn't include sports. YouTube TV is a month and has local channels and unlimited DVR. Meanwhile, SlingTV goes for about a month but has no local channels. Instead, people can buy antennas to get over-the-air HD, which is free and can have a better signal. San Diego's COX Cable offers a Contour streaming service for subscribers. "We work hard to make sure customers are paired with the services that they want and need," the company said in a statement. "With other services, you may need multiple subscriptions, additional hardware, inputs and passwords which are often inconvenient and provide less programming choices at potentially the same or increased cost, depending on how many subscription services you need to get all the content you want."Still, there are drawbacks to cutting the cord. Willcox said cable is convenient and reliable. For instance, streaming services can lag or crash during highly watched events like the Super Bowl or a Game of Thrones premier. RELATED: How to stream thousands of movies — freeHe also added people may not get all the channels they want, leading to them spending more for add-ons. "You might get one of the cable cutting services a month, but you want to add HBO, and that's a month," he said. "There may be other channels you want a la carte, so you need to add all of that up and then see how much you're really saving."For now, Stump says he loves streaming those live sports. This fall, however, he'll have to make a choice. He wants NFL Network, but unlike his former cable service, YouTube TV doesn't provide it. You can stream all 10News newscasts live for free on your streaming platform. Watch breaking local news, see exclusive 10News stories, and get San Diego’s most accurate forecast all on the 10News Roku, Amazon Fire, Android, and Apple TV streaming apps. Get detailed instructions for downloading the apps here. See how to watch 10News on Roku here. 3898

SAN DIEGO (KGTV) — In a typical year, California teachers spend an average of 4 of their own money on classroom supplies, but with districts preparing for distance learning this fall, educators are facing a different set of expenses.In the Vista Unified School District, 5th-grade teacher Keri Avila said she had to create a home office, starting with upgrading her internet.“I think in the beginning it was an oversight. The schools did a really good job making sure students had connectivity and I think you expect teachers would have the connectivity they need. But a lot of us didn’t,” said Avila, who is also the vice president of the Vista Teachers Association.Many teachers in the South Bay Union School District had to upgrade their internet bandwidth, especially with other family members working from home simultaneously, said Vanessa Barrera, a 3rd-grade teacher, and president of the Southwest Teachers Association.In a survey at the beginning of the pandemic, 1% of the teachers in her district said they had no internet at all. Twenty-five percent said they lacked a home office workspace, she said.Although districts provided laptops for educators, some teachers purchased office furniture, web cameras, specialty applications, and other equipment to facilitate lessons.“In our district, we were just provided with our laptop," Barrera said. "We were not allowed to bring home the printers, document cameras, Elmos.”An Elmo is similar to an overhead transparency projector that connects to a computer. Barrera said some teachers in her district had to rig together solutions of their own, using cell phones and flexible stands purchased online.Districts have pledged to roll out mobile hotspots to teachers with connectivity issues, but the cost of upgraded home internet continues to be the subject of negotiations between districts and unions, Avila and Barrera said.Classroom costs could rise once students return to campuses because of CDC guidance that kids should not share supplies.“Previously you might have bought a pencil box for a table to share, well that’s not going to be acceptable now,” said Barrera. “Whatever the cost will be for the coming year will depend on what this school year will look like, but as teachers we just forfeit the money to make sure students have what they need.” 2328

SAN DIEGO (KGTV) - Immigration rights advocates in San Diego are worried about the impact of President Trump's promised mass deportation. In a pair of tweets Monday night, President Trump said that U.S. Immigration and Customs Enforcement would next week "begin the process of removing the millions of illegal aliens who have illicitly found their way into the United States."Benjamin Prado is the program coordinator for the U.S. Mexico Border Program with the American Friends Service Committee. Prado says the tweets are causing concern and confusion.“We’re not sure because of the tweets, they are just so random, and very limited in scope and depth," said Prado. ICE agents carried out an immigration crack down at the Zion Supermarket in Clairemont Mesa back in February. Twenty-six workers were detained. "Our communities have experienced all kinds of things, whether it be on transportation, roving patrols, that border patrol has done in the past,”said Prado. He said his members started watching their communities long before the president's latest tweet. "Our community members are mobilizing, have been mobilizing even before this tweet, and have been out in the community, making sure Immigration and Customs Enforcement doesn’t go and separate families," said Prado. Immigration attorney Edward Orendain said the enforcement action would likely target people who have skipped out on their hearings or who have been given final deportation orders. "Apparently, this is going to be targeted more toward people who already have outstanding deportation orders or orders of deportation. Initially, that may seem to be a good thing, but I know, because I have several clients, that a significant number of the people who already have final orders of deportation are under supervised release, which means local immigration already knows of them, but they’re allowed to stay in the United States usually for humanitarian purposes," said Orendain. Orendain says he has one client, who was given final deportation orders, but is on supervised release because she has an ill son who is a U.S. citizen. "She's been removed a couple of times, but she has a U.S citizen child who has severe medical and developmental issues and really can’t get the standard of care in his home country,so the government knows about her, knows that she has final orders of removal or deportation, but allows her to stay here as a humanitarian issue," said Orendain. It's estimated more than 200,000 undocumented workers are in San Diego County. Orendain said he hopes the president's tweet has more to do with politics than any actual plan. "Maybe it was a way to stoke the fires in his base, but because of the office that he holds, it has to be given attention." 2758

SAN DIEGO (KGTV) — Merritte Powell hired six new people once his downtown restaurant got the green light to serve indoors again.But now, those workers could be in for some bad news. The three or four shifts they thought they’d get each week at La Puerta could instead be reduced to one, if that.“The hardest part is just the emotions and the mental health of the people working in the industry,” Powell said.It’s because San Diego County is in danger of falling into the state’s most restrictive purple tier of coronavirus restrictions, which would ban restaurants from serving indoors. That would be the latest setback in the region's push to return to normal amid the outbreak.“It feels like they're just playing games with us at this point, and it's getting frustrating,” Powell said.The twists and turns are taking a big toll, not just on day-to-day operations, but also when it comes to hiring in the future.“You're not going to hire people back, you're being extremely cautious,” said Ray Major, SANDAG’s chief economist.Major said restaurant owners have it especially hard. Not only do they have to be concerned with whether they can break even, but also if a future move into a less restrictive tier would only be temporary."We're really going to have to get into the orange or the yellow tier, and we're going to have to be able to stay there, and businesses are going to have to have the confidence that we're not going to shut them down again before they start rehiring people," Major said.SANDAG says the region's jobless rate was 13.3%, with 226,000 unemployed workers as of Sept. 5. As for Powell, he said he certainly would not have hired six people if he knew more restrictions were on the way. 1718