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As COVID-19 cases surge across the country, an increasing number of couples are suddenly revamping their living wills to include specific language about what to do if someone in their family catches the novel coronavirus and may not be able to make medical decisions for themselves.“I think like a lot of people it certainly caused us to take a step back and say, ‘wow, these types of black swan events happen,’” said Adam Neale, who recently updated his living will.Neale and his wife, Dorean, say the grim reality of COVID-19 pushed them to finish estate planning they had been putting off for years. But the pandemic hasn't only led to a spike in families planning out their estates, it's also changed the way couples are looking at end-of-life care.“What we’ve seen is this heightened sense of awareness of people’s mortality, which has created a heightened sense of urgency in the market, explained Denise McCarthy, an estate attorney in the Boston area.“I don’t think people have thought about ventilators the way they’re thinking about them now.”McCarthy is now recommending couples write in COVID-19 specific language to their wills, like what to do if one spouse ends up on a ventilator. She also says it's important to appoint a healthcare proxy, clearly putting a spouse or family member in charge of your medical care. It’s something that has become more important now than ever as many hospitals are barring visitors because of COVID-19.“It’s one less source of stress in a very tough time,” she said.Nationwide, only about 30 percent of couples have any kind of living will.That now includes Dorean and Adam Neale, who fully admit a pandemic pushed them to plan for the inevitable.“For me, the peace of mind was checking the box on something you were supposed to do and something that you should do,” said Dorean Neale. 1841
An Australian energy company is giving hundreds of female employees a raise to make sure they get paid the same amount as their male counterparts.It's "not right or fair to expect women to have to wait any longer for the pay gap to close -- so, we're fixing that right now," said Catherine Tanna, managing director of Energy Australia, said in a statement announcing the move.Around 350 women at the electricity and gas supplier will receive a one-off adjustment to their salaries, with an average increase of about 3,500 Australian dollars (,740), according to the company. About 80 men who earn less than colleagues doing the same job will also get a salary bump.The raises will add an extra 1.2 million Australian dollars (0,000) to the company's annual salary bill. It announced the investment Wednesday, on the eve of International Women's Day.The changes will be made quickly. Energy Australia said the new pay packages will go into effect next month, effectively closing the company's current 2% gender pay gap.But addressing the broader issue of unequal pay across Australia will take a lot longer.Australian women earn on average about 84 cents for every dollar that men earn, according to government figures. The gap widens once annual bonuses and other additional payments are included, with women earning about 73 cents for every dollar that men earn.That means men working full time earn nearly 27,000 Australian dollars (,000) a year more on average than full-time women employees, according to Australia's Workplace Gender Equality Agency.Everyone is playing catch up to Iceland.The Nordic country made it illegal to pay women less than men earlier this year, requiring companies to proactively get equal pay certification from the government.Iceland ranks first among 144 countries for gender equality across politics, education, pay and health policies, according the World Economic Forum's annual report on the issue.Australia comes in at 35, while the US is ranked 49. 2009
As children return to school, security experts want parents to add one more thing to their yearly checklist – safeguarding their child's identity.Monday is Child Identity Theft Awareness Day.“This is a huge problem that frankly no one is aware of if they're not paying attention to it, because it feels like an adult crime and it couldn't possibly happen to a child, but it does,” said Eva Velasquez, President and CEO of Identity Theft Resource Center.Recent studies show over 1 million children are impacted each year, with losses over .6 billion.This year, new government programs for COVID-19 relief have created new vulnerabilities.Children are prime targets because thieves can use their credentials to build credit history over time, then take out loans, open credit cards and max them out.It can take months or even years for parents to realize their kids now have bad credit.“The detection methods adults use just by engaging in the outside world, those aren't there for children and the thieves realize that and they know it can go undetected for long periods of time,” said Velasquez.The center says it's never too early to start monitoring your child's identity.Teach them cyber safety as they get older and watch for red flags.If you get something in the mail for your kid that looks like it should be for adult, don't write it off as a mistake.The biggest recommendation is to freeze your child's credit. It won't solve everything, but it will significantly lower risks. 1494
Army Sgt. Bowe Bergdahl teared up at his sentencing on Monday as he apologized to service members who searched for him after he deserted his outpost in Afghanistan in 2009."My words can't take away what people have been through," Bergdahl, 31, told an audience at his court martial that spilled into an overflow room. "I am admitting I made a horrible mistake."Bergdahl pleaded guilty October 16 to desertion and misbehavior before the enemy. His lengthy testimony began after the presiding judge rejected his attorneys' request to dismiss the case over President Trump's criticism of him during his campaign for the White House. 647
An auction house in New Jersey is offering bidders the chance to blow up an Atlantic City casino and hotel once owned by President Donald Trump.Bodnar's Auction Sales says it will open auction bidding Saturday for the chance to press the button that will ignite the controlled implosion of the Trump Plaza Casino and Hotel.According to a description on the live bidding website, all proceeds from the auction will "benefit" the Boys & Girls Club of Atlantic City."Ever since the start of this pandemic they have seen an increase of young children and adolescents benefit from the services of The Boys & Girl Club and are in need of all the assistance they can get for the community," Bodnar's said in its item description.Bidding for the chance to implode the building is open to anyone, and Bodnar's adds that the demolition can be conducted "anywhere in the world as well as close to the Plaza as we can safely get you there."Trump Plaza Hotel and Casino opened in 1984 — Trump's first property on the famed Atlantic City Boardwalk. However, the casino closed in 2014 and has sat abandoned ever since.In June, Carl Icahn — the senior lender for the Trump Plaza's mortgage — submitted plans to Atlantic for the casino's planned demolition. The city asked that the building be demolished because it had fallen into disrepair, and debris was falling to the boardwalk below.The implosion of the casino is currently slated for early February, according to CNN. Bidding in the auction is slated to open at 7 p.m. ET on January 19. Click here to participate. 1569