濮阳东方医院妇科评价高(濮阳市东方医院看病不贵) (今日更新中)

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

Alejandro Rodriguez and Edward Perea are the owners of Summit Tacos. At the restaurant, you can expect authentic Mexican street food.“Let them see what real Mexican food is, and not just what they think Mexican food is,” Perea said.Their recipes are tested and approved by well-traveled customers.“I used to go to Mexico City every now and then in my younger years and just missed the food,” a customer said.“One of the things that has been one of our really good sellers has been our Pambazo,” Rodriguez said.The business started with humble beginnings as a food truck named Adelita, after a group of strong and independent women during the Mexican Revolution.“We built it ourselves,” Rodriguez said. “Nothing fancy, but it’s ours.”Then they found a place to call home.However, similar to many other restaurants across the country, they faced financial difficulties when the pandemic struck.“We had to shut down our dining room and patio and we relied on the community to order takeout and delivery from us,” Rodriguez said.It’s the community that ended up keeping the restaurant alive.“Everyone that lives here, they saw the struggles, and started coming in and purchasing gift cards," Perea said. "That was the most gift cards we sold was in the first couple weeks.”According to the latest Economic Impact Report from Yelp, 60% of restaurants that were open in March have permanently closed. Mexican restaurants are among the types of restaurants hardest hit.Jennifer Rodriguez is the President and CEO of the Greater Philadelphia Hispanic Chamber of Commerce. The U.S. Hispanic Chamber of Commerce is an organization dedicated to supporting the development of the growth and development of Latino-owned businesses in the nation.She says many Mexican restaurants are family businesses owned by immigrants.“They tend to not have ready information about relief programs that are available," Rodriguez said. "When they are available, language access or the lack of relationship with banking institutions have demonstrated obstacles for these businesses to reach the resources available and necessary.”Rodriguez says many cities have created relief programs for small businesses – in fact, Summit Tacos benefited from a grant for businesses owned by people of color.She recommends business owners get in contact with lawyers, certified accountants, and banking institutions who are aware of these relief programs. But when it comes down to it, the community is what will help these restaurants thrive.“The food is great, the people are hospital, they’re very family oriented," Rodriguez said. "So whether you’re Latino or not, going and experiencing Latino hospitality is just really a fun way to do something that would be great for your economy and your community.”“It’s important, not so much for people to support us because we’re people of color, but support us because we’re part of the community, we’re neighbors and this is home for us,” Alejandro Rodriguez said. 2978

According to a Tweet from a new bride, Supreme Court Justice Ruth Bader Ginsburg officiated the wedding of a family friend on Sunday.The photo is the first public sighting of the Supreme Court's oldest justice since the COVID-19 pandemic forced the high court to conduct business from home, NBC News reports.According to USA Today, Ginsburg presided over the wedding of Barb Solish and Danny Kazin on Sunday."2020 has been rough, but yesterday was Supreme," Solish wrote in a tweet, which included a photo of Ginsburg presiding over the ceremony.According to The Associated Press, a Supreme Court spokesperson said that Ginsburg is a family friend of one of the families and that the ceremony took place at a private residence. Solish later added on Twitter that "we tested negative," presumably for COVID-19. 817

After a group of demonstrators posted Fox News Host Tucker Carlson's home address on Twitter, the network stopped tweeting.It is seen as a silent protest from the network, according to Politico. The account has 18.3 million followers, which gives it a huge audience reach.Fox News hasn't officially said why it stopped tweeting. There have been no tweets from the largely followed account since Nov. 8.Politico reports 1.4 percent of FoxNews.com traffic in October came from Twitter, including all of the network's official accounts. That information comes from a tracker called SimilarWeb.Data shows nearly 70 percent of FoxNews.com traffic is from direct clicks on the website. Twitter may not be providing enough meaningful impact to the network's digital business, experts say. 809

All overseas travelers, except mainland China, will have to quarantine in a hotel for 14 days upon arriving in Hong Kong, the government announced as COVID-19 cases continue to surge.The new changes will go into effect Nov. 3 and remain until further notice, government officials said in its coronavirus tab on its website.The government said anyone who has stayed in high-risk countries Bangladesh, Ethiopia, France, India, Indonesia, Kazakhstan, Nepal, Pakistan, the Philippines, Russia, South Africa, the United Kingdom, and the United States of America must provide the following documents upon arrival:A negative COVID-19 test result, in English or Chinese, was issued by a laboratory or healthcare institution 72 hours before landing in Hong Kong. Lab results must bear the traveler's identical name listed on their valid travel documents.Suppose the report isn't in English or Chinese. In that case, passengers must show a written confirmation in English or Chinese issued by the laboratory or healthcare institution with the same name as on travel documents. Must also present negative COVID-19 test results.Must prove in English or Chinese that laboratory or healthcare institution is ISO 15189 accreditedMust show you have reserved a hotel room in Hong Kong for no less than 14 days beginning the first day of arrival in Hong Kong.Failure to comply with said new guidelines will result in a ,000 fine or six months imprisonment, the government said.On Tuesday, Hong Kong's Centre for Health Protection reported nine new COVID-19 cases, bringing its total to 5,345. 1585

来源：资阳报