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Synthetic weed tainted with rat poison has made its way to Milwaukee and it’s been linked to at least three illnesses in the city in 24 hours. Dr. Jon Meiman with the state health department says the effects of the fake drug can be “unpredictable,” with side effects ranging from nausea to seizures and even death. "The synthetic cannabinoids that we're seeing here are causing severe bleeding, and that's very unusual,” Meiman said. The synthetic pot can be found at gas stations and other convenience stores sold under names like K2 or Spice. The drug is meant to minim the effects of marijuana but can be far more dangerous. "They work on the same parts of the brain that marijuana does, but they can have very different effects depending on the specific chemicals," Meiman said. The health department says it’s sent two people to the hospital in Milwaukee. In nearby Chicago, the poison-laced product is linked to three deaths. Health officials are trying to trace the source of the rat poison-synthetic pot.  1061

Texas State University moved to suspend all fraternity and sorority activities Tuesday, a day after a 20-year-old fraternity pledge died following an off-campus social event.San Marcos police said they were called at 11:35 a.m. Monday to respond to a person not breathing at an apartment complex. Matthew Ellis, a pledge for the Phi Kappa Psi fraternity, was found unresponsive and declared dead less than an hour later. Police said he was discovered by friends just after 11 a.m.An autopsy is being conducted, but a preliminary investigation indicates alcohol may have been a factor in his death, police said. 618

The average debt among undergraduate students with loans in the class of 2019 is ,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy.That debt marks a slight decrease from ,200 for the class of 2018. The percentage of students in the class of 2019 who took out loans also dropped compared with 2018, from 65% to 62%.Debbie Cochrane, executive vice president of TICAS, says these shifts align with a general flattening of debt levels in recent years, due in part to increased state investment in higher education. But this trend and that funding could end due to the economic effects of COVID-19.“These students graduated in 2019,” Cochrane says. “We’re now in the middle of an economic and health crisis that puts all those gains in jeopardy.”Average student debt over timeAverage student debt growth has slowed, but indebtedness has increased substantially since TICAS issued its initial report on the subject 15 years ago.“What’s clear is that despite the flattening in recent years, debt has not been flat in the longer period,” Cochrane says.In 2004, the average student debt was ,550 — roughly 56% less than it is for the class of 2019. TICAS says inflation was 36% over the same period of time.Average debt has increased even faster in some states. For example, TICAS found that debt among graduates in New Jersey has grown 107% since 2004, rising from ,223 to ,566.The pandemic will likely accelerate this growth.“Students who are still in college or considering college now have frequently seen their family’s ability to pay for school change dramatically because of the economic crisis,” Cochrane says.She says it’s unclear what policymakers will do to support these students.Managing federal student debtRelief is available to most federal loan borrowers, as their payments are suspended interest-free through Dec. 31.But once payments restart, if you owed the average debt of ,950, your monthly bills would be roughly 0, assuming an interest rate of 4.5% and a 10-year repayment term.That may be difficult to afford if you’re facing an economic hardship.You could continue to pause payments, but pay interest for doing so. A better long-term solution is enrolling in an income-driven repayment plan.“Income-driven plans usually can fit someone’s budget,” says Betsy Mayotte, president and founder of the nonprofit Institute of Student Loan Advisors.These plans set federal loan payments at a percentage of your discretionary income, typically 10%. Monthly payments can be Taylor Swift was once the sweetheart of Nashville and a frequent attendee of the CMA Awards.She racked up 11 wins and 26 nominations before crossing over to becoming a global pop star. Since that time she has moved away from her country roots. In fact, she has not seen a CMA nominee since 2014 when she was nominated for Female Vocalist of the Year. She is back on the CMA ballot this year not as a performer but as a songwriter. She wrote Little Big Town's chart-climber "Better Man", which is up for Single of the Year, Song of the Year and featured on a nomination for Album of the Year.Little Big Town is also nominated for Vocal Group of the Year. The Song of the Year nomination is what has Music Row talking about whether they will see Swift at this year's award show. That particular award is given to the writer of the song, not the performer.That means if the song is a winner tonight at Bridgestone Arena it would make sense to see Swift on stage to accept the award.Her last appearance at the show was just a year ago for the 50th anniversary when she presented Garth Brooks with the award for Entertainer of the Year.?Swift is in the middle of a busy week. In the past 24 hours she released the full track list for her upcoming album and also shared videos from a private listening party she had for lucky listeners at home.Swift's new album, "Reputation" drops Friday.To find out if she will make an appearance at the 51st Annual CMA Awards, tune in tonight at 7p.m. (CT) on ABC.  1518 if you earn below a certain amount.Options for private loan borrowersRoughly 16% of graduates in the class of 2019 have nonfederal loans, according to TICAS. If you’re among them, contact your lender immediately if you can’t afford payments.“I wouldn’t call after your first bill is due,” Mayotte says. “I would call before that and let them know you’re struggling.”She says you may be able to pause payments or make interest-only payments temporarily. You could also ask your co-signer for help, if you used one.Another option would be refinancing private loans at a lower rate. But you or a co-signer will need steady income and a credit score in at least the high 600s to qualify.For example, refinancing ,950 from 4.5% to 3.5% would reduce your monthly bill by and save you ,652 over a 10-year term. If you needed more wiggle room in your budget, you could refinance to a 15-year term to lower your payments by — but you’d pay ,249 more overall as a result.Use a student loan refinance calculator to help find the right repayment terms for you.If you have federal student loans, don’t refinance them until at least the payment suspension ends. Refinancing costs you access to that payment pause and other government programs like income-driven plans.More From NerdWallet2020 Student Loan Debt StatisticsIncome-Driven Repayment: Is It Right for You?How to Get Student Loan Relief During the Coronavirus and BeyondRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4103

STERLING HEIGHTS, Mich. -- A Michigan police officer is being called a hero after the harrowing rescue of a 3-week-old girl was caught on the officer's dashcam.Just before 11 p.m. Thursday, officers were called to a home in Sterling Heights on a report of an infant not breathing.Officer Cameron Maciejewski was the first to arrive and jumped into action. The officer was met by the family outside the home and took the baby, who was not breathing, into his arms.Officer Maciejewski is seen on video calmly taking the baby in his arms and performs back thrusts in an attempt to clear her airways. After a few seconds, the baby coughs up the obstruction and begins the cry.The baby was then turned over to the Sterling Heights Fire Department and transported to the hospital for evaluation.“If it wasn’t for Ofc. Maciejewski’s quick, calm, lifesaving actions, the outcome of this incident could have been tragically different. Not only did the officer save the baby, but the officer did an outstanding job consoling the family,” said police in a statement.This story was originally published by staff at WXYZ. 1116

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