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With down payments less than 10%, you’ll pay mortgage insurance for the life of the loan. With a loan-to-value equal to or greater than 90%, you’ll pay the premiums for 11 years. 181

in the family's lakeside backyard, according to the family."There was a giant eagle in the tree right there," Mark Smith said, pointing to a tree about a hundred yards from his backyard.Smith took a picture of the bald eagle in the afternoon and then went to dinner. Among them was Smith's soon-to-be daughter-in-law Amanda Harper, who had just moved to Colorado in September with her 3-year-old Pomeranian, Saint.When the family came back from dinner, they were greeted by only two of their three dogs."And I hear one of the most horrifying sounds of my life," Harper said. "I actually heard the bird kill my dog."Smith says he went in the back yard to find "a big pile of fur," "a lot of blood," multiple feathers, and several pieces of the dog."My dog was supposed to grow up with my children, he had 10 more years of his life, and now he's gone," Harper said.The family's backyard does have a double fence to protect from coyotes and motion lights."Never in a million years — we thought with all the natural prey for an eagle, that it would go after our pet," Smith said.The family says they decided to share their story with the hope it can prevent future incidents like this."I just think it's important, especially late at night. If you're letting your dog out, keep an eye on it, make sure there's light," Smith said."And I don't want this to happen to anyone else," Harper added. "Just hug your pets a little longer tonight."This story was originally published by Jason Gruenauer on 1494

Workers have a right to safety by law, but an advocacy group claims its new report proves those laws aren't being enforced.The National Employment Law Project (NELP) analyzed data from the Occupational Safety and Health Administration (OSHA) from April to early August and found more than 1,700 workers filed complaints, saying their employers retaliated against them for raising coronavirus safety concerns.NELP tells us they've even heard from workers who asked for masks and were fired. More than half of the complaints were dismissed without investigation, while 2% were investigated and resolved by OSHA.“Instead of an agency that's there to assure that workers have a safe workplace, it's there to assure that you know large employers that want to violate the law that they get off the hook,” said Debbie Berkowitz, Director of the NELP Worker Health and Safety Program.Berkowitz is one of the authors of the report. She worked at OSHA under the Obama administration. She says the agency should've acted with “emergency temporary standards” for safety during the pandemic.“But instead, the administration has done almost no enforcement in this pandemic to protect workers against employers that flagrantly violate the CDC guidelines, because they're just guidelines, they're not mandatory,” said Berkowitz.Berkowitz thinks there would be more complaints if workers felt protected.If you are punished for speaking up, she says you should still file a complaint with OSHA within 30 days. Even if it's dismissed, she's still advocating for people to share their stories.“We need to understand what working people are facing, especially our essential workers who are working outside of the home, and we need to make sure that we're protecting these workers,” said Berkowitz.In a statement to The Washington Post, OSHA said it's committed to these investigations. The agency says the amount of closed complaints related to the coronavirus have been consistent with its normal average. 1993

-- and three other law enforcement officers were shot and injured -- during a struggle with a suspect in Colorado Springs. The suspect died, police said.January 24Adams County (Colorado) Sheriff's Deputy Heath GummGumm and other deputies were chasing a man while investigating a report of an assault in Thornton, a city near Denver. When the deputies followed the man behind a home, the man pulled out a handgun and fired, 424

if they can get 51,000 retweets on Twitter.The company announced on July 15 that they would not be sponsoring the Area 51 raid, but on Wednesday they offered something else.Bud Light shared a photo of a black and neon green special edition of the beer can. There is also a generic alien-shaped head with a crown."We know of no space beer by any other life form which is brewed and aged to be more refreshing," the can reads.The company said if the tweet gets 51,000 retweets on Twitter, they will make the special edition beer cans.As of Thursday morning, the tweet had about 8,500 retweets. 593

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