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At the age of 22, Purdue University graduate Andrew Hoyler accomplished his goal of becoming a pilot. But in doing so, his debt took off. He took on 4,000 in student loan debt. “It was tough to look forward to the future, just because 4,000 clouding over your head is not something that anyone wants,” he says. As a new pilot, he brings less than ,000 a month after taxes. Yet, less than two years after he graduated, he's been able to pay off more ,000. “Looking back, it's crazy that it's already come this far and that I’ve been able to pay off this much, but it hasn't been without sacrifice,” Hoyler says. Those sacrifices include living at home with parents, skipping out on vacations with friends and using a large chunk of a ,000 signing bonus to pay down his debt.“It was a little rough putting most of that towards the student loans,” he says. “But here today, I'm happy I made that decision and didn't go out and buy a new car.” Hoyler says he also uses his tax refunds to help pay down his debt. It's something anyone who gets a refund can do, whether it's for student loans, car payments or credit cards. “For many Americans, the biggest windfall they get all year is a tax refund, so this time of year, that is a great opportunity to really take out a big chunk of your debt,” says Arielle Oshea, a personal finance expert with NerdWallet. Oshea says for Americans struggling with debt, taking small steps like cutting cable, skipping eating out or not going shopping can add up.“Small amounts seem like they're going to be a drop in the bucket compared to your debt balance in many cases. But when you add them together and you make a cut here and make a cut there, and you maybe bring in some extra income, all of that adds up and it can very quickly lead to you being able to make bigger payments on your debt every month,” Oshea says. As Hoyler proves, small sacrifices can lead to a big payoff. 1940
Martha Firestone Ford is stepping down as the owner of the Detroit Lions, the team announced on Tuesday. Her daughter, Sheila Ford Hamp, will succeed her mother as the team's principal owner and chair.Martha, who is 94, has owned the team for six years."It has been a great honor for our family to be association with the Lions and with the National Football League. I am gratified that this family tradition, which my husband and I began almost six decades ago, will continue under Sheila's guiding hand. It is clear to me that Sheila will provide superb leadership and is fully committed to competitive excellence and community involvement," Martha said in a statement."My mother has inspired all of us since taking on the leadership of the Lions over six years ago. She has been a tireless leader to our family, our team, and our community. Her smart decisions have given me a solid foundation to take the team forward. On behalf of the family and the team, I want to thank her for her countless contributions. I look forward to leading the Lions to excellence on and off the field," Sheila said in a statement.When she took over for the team after her husband, William Clay Ford died, she became a fixture at practices and at games.“I’m so impressed by the way that she handles things, runs the team, is involved. She was out at practice last week, it was 90-some degrees, stood out there the whole practice. I mean, she might be in better shape than some of the players,” New England Patriots Head Coach Bill Belichick said during the NFL Films interview. He was speaking of a joint practice between the Patriots and Lions in the summer of 2019.“We have meetings, two or three times a week during the season. We’re at training camp together so we can talk about players that we see. It’s just such a big part of my life, I don’t know where it begins or ends,” she said in an NFL Films clip. “I don’t pretend to be an expert on coaching, but I know enough to be on top of what’s going on.”Ford was one of ten female owners in the NFL. WXYZ was first to report this story. 2098

PHILADELPHIA, Pa. – Around the world there are more than 100 safe injection sites, in countries like Canada, Australia and Spain. However, in the U.S. there are none. “In 2017, 1,217 Philadelphians died of overdoses. Last year about 1,150,” said Philadelphia’s former mayor, and the state’s former governor, Ed Rendell. Rendell has been leading a fighting for Philadelphia to open the first safe injection site in the country. He joined the organization Safehouse in this effort shortly after his best friend’s son overdosed on heroin. “When John Decker died, it became personal,” added Rendell. “Decker wasn’t my son, but I knew him since he was a 2-year-old boy.”Safe injection sites provide a place for users to inject drugs under medical supervision. The proposal has landed Rendell and supporters of the plan against the federal government. The Department of Justice sued Safehouse last year to block the site but then earlier this month this call happened. “It’s kind of a nuance. He just said it’s not unlawful activity,” said a board member of Safehouse who was on speaker phone in Rendell’s office. The call described a judge’s decision minutes earlier. The federal judge denied the Trump administration’s motion to block Safehouse from opening a safe injection site under the federal Crack House Statue. “It is clearly a victory,” said Rendell during the call. A victory against the D.O.J for now, but Rendell and Safehouse still have to win over the public. There’s a lot the criticism around the idea of a safe injection sites, some argue one in the U.S. would be promoting the use of opioid drugs rather than curbing it. “Ridiculous! No one is going to get hooked on opioids because they think of themselves well if I get her back and always inject in front of a medical personnel,” Rendell responds. However, many in the community of Kensington, where the safe injection site would be located, add additional concerns. Some neighbors fear a site would bring addicts from all over the city to a neighborhood already struggling and possibly take that neighborhood to a new low. “If you have time I’d say go out to Kensington and look at what’s there right now couldn’t get any worse,” argues Rendell. “My message to the neighbors is that we are going to bring it all indoors no one is going to be shooting up in front of your kid
MINNEAPOLIS, Minn. – Holly Vo works at a family-owned business in Minneapolis, Minnesota. “All these are small business – family owned,” Vo said. 1986 was the year Vo’s father started income tax and immigration translation services. His prices haven’t changed in decades. “He’s like, ‘we’re a minority business, we need to help the minority community,'” Vo said. It’s a minority community that is now mourning the horrific death of 46-year-old George Floyd. People seeking justice immediately took to the streets. But unfortunately, what started as peaceful protests, progressed into riots with looting and vandalism. “I understand the injustice, I understand the anger, but it’s just sad. This whole street was so dead during COVID, and we were trying to survive. Only to see this – I know these owners,” Vo said. Vo’s business was spared, but many others are beyond repair. Others who live in the community say they’re upset to see their neighborhood in shambles. “It was time to react, but this, all our buildings boarded up and everything. I feel like that wasn’t good to do to our neighborhood, or any neighborhood where people got to live. People can’t even go to the store. People need food,” a St. Paul local said. “I think it was Kennedy who said that ‘when non-violent revolution becomes impossible, that violent revolution becomes inevitable,'” Minnesota Psychological Association president Willie Garrett said. Dr. Garrett is a licensed psychologist and president of the 1498
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