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Millions of small businesses are fighting off permanent closures, looking for every possible penny to help them stay afloat amid the pandemic. However, there is a little-known CARES Act rule that could net small businesses tens of thousands of dollars in just a few weeks, and it helps keep more people employed.Back in March, when Congress passed the CARES Act, most of the focus for businesses was on the billions of dollars allotted for Paycheck Protection Program (PPP) forgivable loans. Congress also included a temporary tax rule, at the same time, for businesses.“If you had a loss in 2018, 2019, or 2020, any of those years, you could carry it back up to five years to generate refunds,” said Chris Catarino, a CPA with the firm Drucker & Scaccetti in Philadelphia.Catarino explained that under the new rule, businesses can generate a tax refund by applying 2020 losses to taxes paid over the past five years, essentially making the tax burden in past years less, netting them the refund.Losses for 2020, though, can only be filed after Dec 31, 2020. However, the temporary rule also applies to 2019 and 2018. So, if a business had losses over those two years, they could carry back those losses to their respective five-year period and possibly generate a refund.Businesses can start filing for a refund on 2018 and 2019 losses now. Catarino explained they would have to file an amended return or 1045 form.“The 1045 is generally quicker,” said Catarino “The IRS is required to respond and process those within 90 days.”The tax refund, under the temporary net operating loss rule, could mean tens of thousands of much-needed dollars for some businesses. However, Catarino pointed out that the biggest refunds would be for businesses with the largest “swing” from the prior years.For example, take a business that did extremely well in 2019. It likely paid a high tax bill that year. Then, this year, it had a significant loss of business. That business could get most of the money it paid in taxes the year prior, possibly even all the money it paid but nothing more than was paid in taxes. The same principle applies to 2018 and 2019.“The idea that they could recoup some taxes that they already paid in the past, today, could really be significant,” said Todd McCracken with the National Small Business Association. “It could mean the difference between keeping your doors open or not.”Although the temporary tax benefit could save some businesses, there is concern that the businesses that may need it the most may not be aware of it.“It is the smallest companies that don’t know, that tend to deal with their taxes once a year,” said McCracken. "They don’t have an ongoing relationship with a CPA. They go have their taxes prepared in the spring and find out, ‘Wow, I could’ve had this benefit all along.’ Next spring, of course, could be too late.”It could be too late for many businesses, especially if another round of coronavirus-related closures occurs and a second stimulus package isn’t passed soon. 3031

Missouri Attorney General Josh Hawley has opened a criminal investigation in the duck boat accident that killed 17 people on a lake near Branson.The investigation into the July 19 tragedy at Table Rock Lake is being conducted under the Missouri Merchandising Practices Act, according to Mary Comptom, a spokeswoman for Hawley."We are working with investigators to determine the facts and whether any criminal charges are appropriate," she said in a statement.Word of the investigation comes days after the filing of a wrongful death lawsuit seeking 0 million in damages from the operator of the duck boat. When the Ride the Ducks Branson amphibious vessel started sinking July 19, the canopy entrapped the passengers and dragged them to the bottom of the lake, attorney Robert Mongeluzzi told reporters Monday. 821

My son, Bob, was a drug addict. He died of a drug overdose January 29, 2014 at the age of 29. He spent the last 9-10 years of his life battling drug addiction, in and out of jail for drug related issues, and living on the street in between trying to get the monkey off his back. Bob comes from a middle-class family. He has two sisters, two brothers, and eight nieces and nephews. I am a retired teacher and his dad is a general contractor who owns his own business. It’s hard to believe that this charming, articulate, smart, people magnet could find his way down into the miserable life of drug addiction.Bob was the cutest little boy. He had white blonde hair and the biggest grin. He was the most easy-going kid to raise. And boy could he talk! There was no such thing as a stranger to Bob. He would go up and start a conversation with anyone. People would be amazed that this little guy would carry on an interesting conversation with them. He went to great schools in a great school district and had wonderful friends. In high school, Bob and his friends went to parties and drank alcohol and smoked marijuana (as he told us later). But he didn’t get in any trouble and graduated from Clovis High School. It was after high school that the real trouble began. Bob moved in with some friends and somehow, found out about Oxycontin. A friend gave them some that he stole from his mom or grandmother who had cancer. They continued to buy them from him and probably other people. It got to a point where they started committing crimes to get money to buy the drugs. They robbed a pizza delivery person and broke into someone’s house to get the drug. This ended with Bob and some of his friends landing in jail. It all happened so fast we were shocked. At the time, no one knew much about Oxycontin. I talked to a police officer and he said this was something new to hit the streets and they didn’t know that much about it. At about this time, Rush Limbaugh was in the news with his problems with addiction to this drug. Bob and many of his friends from Clovis High and Buchanan High were caught in this first wave as the addiction to Oxy was a gateway to the harder drugs. Bob did his time in jail and entered a rehab program. He was there a year and did good in the program but eventually went back to drugs. He spent the next 9 years sliding down to a point where he was living on the streets just trying to do whatever he could to get drugs. It was heartbreaking for his family. We all tried to help him. He went back to rehab but walked out. He detoxed several times at home (what a horrible thing that is to experience) but each time he went back to drugs. His great big world got smaller and smaller until it was just drugs. At one point in this I just could not take anymore. I was driving to school and I just broke down and cried. I told God – I can’t carry this burden any longer. I felt a physical release as God took that weight off my shoulders. I felt him say, “I will carry this for you. I will help you every step of the way.” I didn’t get the sense that God was going to fix Bob. But that He would walk this road with me. This is how I was able to get through Bob’s journey. It is so hard when your child is struggling with addiction. It’s not something you talk to people about openly. You see people in the grocery store and talk about your family. Johnny is doing great in college; Suzy was just crowned Homecoming queen. What’s Bob doing? I’d make things up because I knew Bob did not want people to know, I was too tired to keep telling the story over and over, and I hated the pity I would see in their eyes if I did tell it. We miss him. His nieces and nephew miss him. We couldn’t figure out how to save him. We tried to do all the things you hear about – use tough love, make them hit rock bottom. But to be honest, its all bullshit. We took a tough stance with Bob and followed the rehab’s advice. Bob’s best friend’s parents did not go that route. They kept their son home and continued to enable him and try and keep him going. His friend died of an overdose a year and a half after Bob. His mom feels guilty for not following the advice to use tough love. I feel guilty for not keeping Bob home and with us. We both took different approaches and both of our beautiful boys are dead. So how did we get through this? We aren’t “through” this and never will be. While Bob’s pain is over, our pain continues. Our guilt continues. How is it possible that with all of Bob’s support – the people who loved him so much – we couldn’t help him? Mother’s are supposed to take care of their children. I failed. A few days after Bob died, I sat at my computer and wrote a long letter about Bob and his story. So many people knew Bob and I knew it would be like death by razor blades to have to talk about Bob. I figured if I gave them a copy of the letter and sent it out to my friends and co-workers, I wouldn’t need to explain in person what happened. I didn’t realize the effect this letter would have on people. I heard back from so many people who had been through or were going through a similar situation. It was an eye opener for many people. I was contacted by rehab programs asking permission to use the letter. I hope it helps someone. I think Bob’s experience taught us that addiction can happen to anyone. Addicts are from all walks of life and all socioeconomic levels. Yes, they make their own choices. We all make mistakes. I have the greatest respect for people who have overcome addiction or are in the process. They are super heroes because the pull of drugs is so very strong. The effect it has on the brain is so difficult, almost impossible, to overcome. I am angry at the creators of Oxycontin. They have destroyed so many lives. They knew what they were doing and they knew what was happening with their drugs. If I could talk to Bob, I would tell him how sorry we are that we could not help him. I would tell him how much he is loved and missed by his family. And I would tell him about his candy tree. Bob loved candy. Everyone always told him he would regret it when he was older if he kept eating so much candy. He had the last laugh. He never had to regret eating candy. Bob’s Grandpa made a candy tree in honor of Bob. It has baskets of all Bob’s favorite candy hanging on it and a picture of Bob on top. When Bob’s nieces, nephews, friends, and relatives come to visit, they all eat candy from Bob’s candy tree. This would make Bob happy. 6495

MSNBC host Joy Reid this week employed the same excuse as so many other public figures who have been embarrassed by something they had written online: she said she was hacked.But after widespread skepticism regarding her claims, Reid and her employer went further than most of those humiliated celebrities, providing analysis from her own cybersecurity consultant, who said that old, homophobic posts that appeared to have been published on Reid's now-shuttered blog were indeed the result of nefarious activity.Reid, a liberal pundit who hosts a program every weekend on MSNBC, said Monday that a number of posts unearthed by a Twitter user were placed online by an "external party."The claim was met with immediate and widespread skepticism; the doubt shifted to derision on Tuesday afternoon, when a representative for the Wayback Machine, a digital archive that stores old content, said that a review "found nothing to indicate tampering or hacking of the Wayback Machine versions."The backlash grew so severe that an LGBTQ advocacy group, PFLAG National, announced that it was rescinding an award it intended to give to Reid next month.But on Tuesday night, a spokeswoman for MSNBC shared several documents with CNNMoney, including a statement from an independent security consultant named Jonathan Nichols, who said he has "significant evidence" that some of the recently circulated posts are bogus.In his statement, Nichols said that he "discovered that login information used to access the blog was available on the Dark Web and that fraudulent entries -- featuring offensive statements -- were entered with suspicious formatting and time stamps.""At no time has Ms. Reid claimed that the Wayback Machine was hacked, though early in our investigation, we were made aware of a breach at archive.org which may have correlated with the fraudulent blog posts we observed on their website," Nichols said. "We simply wanted to ascertain whether that breach was related to the compromising of Ms. Reid's blog."He pointed out that the inflammatory blog entries in question didn't have reader comments. "If those posts were real, they would have undoubtedly elicited responses from Ms. Reid's base," he wrote.The MSNBC spokesperson also provided letters sent in December from Reid's attorney to Alphabet, the parent company of Google, which owned the site on which Reid's blog was hosted at the time of the disputed posts, and Internet Archive, which runs the Wayback Machine, to alert the companies of the alleged hacking. CNNMoney has reached out to Alphabet for comment. The MSNBC spokesperson did not respond to a follow-up inquiry regarding Alphabet's response.Nichols said that many of the posts in question were published at a time when Reid was hosting a radio show, and that the "text and visual styling was inconsistent with her original entries."He added that "some of the recently circulated posts were not even on the site at any time, suggesting that these instances may be the result of screenshot manipulation."Reid's attorney, John H. Reichman, highlighted what he said was another discrepancy in his letters to the companies, pointing out that Reid published posts on January 10, 2006 about the confirmation hearings for Supreme Court Justice Samuel Alito at 10:18 a.m., 11:34 a.m. and 11:41 a.m., but that the archive showed what Reichman described as a "lengthy, fraudulent entry" at 11:28 a.m."Ms. Reid did not have the superhuman blogging skills needed to do all of these posts simultaneously," Reichman wrote.A Library of Congress archive of the site shows that the "lengthy" entry contains only two sentences of text actually written by the post's author; the rest is a quote.The Library of Congress archive reviewed by CNNMoney -- which the Library says is created using a local installation of the Wayback Machine -- contains the disputed posts and lists them as having been archived on January 12, 2006. The documents provided by MSNBC to CNNMoney do not contain a letter to the Library of Congress regarding its archive.In his letter to Internet Archive, Reichman demanded that the site provide "the information needed to determine how the fraudulent posts came to be included in the archived posts." He asked Alphabet for "immediate assistance in determining how, when and by whom the Blog was hacked and the fraudulent posts entered."The controversy, one of the strangest in recent memory to ensnare a media personality, began Monday, when Mediaite reported on the blog posts, many of which contained homophobic sentiments. In one, the author wrote "most straight people cringe at the sight of two men kissing," and that it is in the "intrinsic nature" of straight people to find homosexual sex "gross."Reid told Mediaite in a statement that she "began working with a cyber-security expert who first identified the unauthorized activity," and that she "notified federal law enforcement officials of the breach."The claim was met with plenty of skepticism, at least in part because Reid had already apologized in December for other years-old anti-gay posts that appeared on the blog, which were found by the same Twitter user, @Jamie_Maz, who also unearthed this week's posts through the Wayback Machine.It didn't help Reid's credibility when the representative for the Wayback Machine rebutted her claim on Tuesday afternoon."When we reviewed the archives, we found nothing to indicate tampering or hacking of the Wayback Machine versions," wrote Chris Butler on the Wayback Machine's blog. "At least some of the examples of allegedly fraudulent posts provided to us had been archived at different dates and by different entities."Butler said "the point at which the manipulation is to have occurred, according to Reid, is still unclear to us," and that he and his colleagues "let Reid's lawyers know that the information provided was not sufficient for us to verify claims of manipulation.""Consequently, and due to Reid's being a journalist (a very high-profile one, at that) and the journalistic nature of the blog archives, we declined to take down the archives," Butler wrote. "We were clear that we would welcome and consider any further information that they could provide us to support their claims."  6251

NASSAU COUNTY, Long Island — A man allegedly faked his own death in order to avoid being sentenced in two open cases, according to the Nassau County District Attorney's office.Officials said Robert Berger, 25, used his attorney to provide a county prosecutor with a fake death certificate. The document had typos, which tipped off officials, according to the statement from the DA's office.“Typos and formatting errors gave up what we allege is a forged death certificated that this defendant used to avoid accountability for other crimes,” District Attorney Madeline Singas said in the statement released this week. “Submitting fake documents to prosecutors is always a bad idea, and while he’d have been caught regardless, failure to use spell check made this alleged fraud especially glaring.”In 2018, officials said Berger pleaded guilty to charges related to his possession of a stolen Lexus; he also pleaded guilty to attempted grand larceny for attempting to steal a pickup truck.On Oct. 22, 2019, attorneys for Berger told the court their client had died and provided the court with a New Jersey Death Certificate, stating the defendant died by suicide.The attorney said Berger's fiancé provided them with the document.Upon inspection of the certificate, officials said the font size and type were not consistent in the document, and the word “Registry” in the department name was misspelled as “Regsitry."After calling to verify the certificate with officials in New Jersey, investigators confirmed the certificate was fraudulent.A copy of the false death certificate was also provided to officials in Suffolk County, where Berger also had a pending criminal case, officials said.After the discovery, Berger was arrested on Nov. 14, 2019, in Pennsylvania and was held for charges including providing a false identity to law enforcement.Berger was arraigned Tuesday and is due back in court on July 29. Bail was set at but he was remanded in custody due to the previous cases that remain open.This story originally reported by Corey Crockett on PIX11.com. 2075

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