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An 11-year-old boy is dead after being shot by his brother Monday night in Streetsboro, Ohio, according to authorities.Streetsboro police were called to Alden Drive just before 10 p.m. for reports of a shooting.Streetsboro Police Chief Darin Powers said an 11-year-old boy was shot by his 13-year-old brother in what "appears to be a premeditated act."The weapon used was a handgun that the 13-year-old stole from his grandfather's home, according to police.The police department said paramedics took the 11-year-old to University Hospital Portage Medical Center, where the victim was pronounced dead from a gunshot wound.The 13-year-old brother was arrested and charged with aggravated murder and was taken to the Portage County Juvenile Detention Center.It appears the 11-year-old boy was shot in the back, according to police.Police are not releasing any names because they are juveniles.Lieutenant Patricia Wain, of the Streetsboro Police Department, spoke to reporters on Tuesday about the fatal shooting."It doesn't happen here. It's traumatizing. A lot of our officers here have kids that age so to have to walk into that and see that and take that call, it's very difficult," Wain said. 1242

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

As cases of COVID-19 surge among members of FC Dallas, the MLS announced that it has postponed the team’s match against the Vancouver Whitecaps scheduled for Wednesday.Six players from FC Dallas in the last week have tested positive for COVID-19.The MLS is resuming play this week in Orlando, Florida as part of a tournament after the league shutdown in mid-March, less than two weeks into the 2020 season.. The entire league is staying in Orlando, and will play all matches at the Wide World of Sports complex.Four of the positive tests have cone since the team has arrived in Orlando, prompting concerns that the virus could spread within the protective bubble the league has established.All FC Dallas players are quarantining themselves in their hotel rooms.The match has now been pushed back to July 15.“In consultation with MLS medical officials, FC Dallas took proactive steps to isolate the newly-affected players as well as all FC Dallas players and staff in Orlando out of an abundance of caution. All members of the club delegation are following MLS health and safety protocols and will remain quarantined in their hotel rooms pending the results of further COVID-19 testing,” FC Dallas said in a statement. 1225

An explosion from an electronic cigarette has killed a man in St. Petersburg, Florida, according to authorities who are investigating the circumstances surrounding his death.Tallmadge D'Elia, 38, was found dead this month after a fire alarm went off at his home and officers arrived on the scene, according to his autopsy report. Officials found him with a wound to his top lip area and areas of burns to his body. His death has been ruled accidental.The cause of death is identified as a projectile wound to the head, Bill Pellan, director of investigations at the Pinellas County Medical Examiner's Office, said Tuesday.The projectile was from a section of an e-cigarette. The autopsy noted that the e-cigarette was manufactured by Smok-E Mountain and was a "mod" type device.E-cigarettes are battery-operated devices that produce an aerosol by heating a liquid, usually containing nicotine, flavorings and other chemicals, according to the US Centers for Disease Control and Prevention. Users inhale the aerosol.More than one in every 10 adults has tried an e-cigarette even just one time, according to the CDC. E-cigarettes can come in many shapes and sizes; some are made to look like regular cigarettes, while others are larger devices such as tank systems or "mods."The exact causes of e-cigarette explosion incidents sometimes are unclear, but evidence suggests that battery-related issues may lead to explosions, according to the US Food and Drug Administration.E-cigarettes that are similar in size and shape to traditional cigarettes come with a smaller wattage unit and therefore may not have the power to fail as dramatically, said Thomas Kiklas, chief financial officer of the Tobacco Vapor Electronic Cigarette Association.Larger vaporizers -- such as the device found in the St. Petersburg case -- come with much larger and more powerful batteries."The two major causes of dramatic failures with the larger units are overcharging of the battery and then the shorting of the battery," Kiklas said."Lithium ion batteries fail in other devices as well, but in a laptop, it's on your lap," he said. "In this case, with an e-vapor product, it's close to the face."Though such incidents are rare, this isn't the first time a spontaneous e-cigarette explosion has raised concerns.There were 195 separate e-cigarette fire and explosion incidents in the United States reported by the media between 2009 and 2016, according to data released last year by the US Fire Administration.For example, in 2015, an e-cigarette exploded in a man's face in Naples, Florida, burning his face, chest, hands and lungs. In 2016, an e-cigarette exploded in a New York man's pants pocket. He suffered third-degree burns.Also that year, a 14-year-old girl had mild to moderate burns after an e-cigarette exploded in the pocket of a person nearby while on a Harry Potter ride at Universal Studios in Orlando, Florida.None of those cases was fatal.Kiklas said there are two steps e-cigarette users can take to avoid the risk of an explosion."We've put the caution out before," Kiklas said."Make sure that you use the charger that comes with the battery, and make sure the charger has a shutoff device, an automatic shutoff device, so it's not overcharged. That's typically the biggest issue which causes batteries to fail," he said. "And two, never carry a battery alone, out of its case, in your pocket with change or keys, because that's another way the batteries can short themselves out."The FDA also recommends replacing batteries if they get damaged or wet. 3627

Art often provokes emotion and helps us travel back in time, teaching us about our ancestors.“Hola, my name is Claudia Moran and I’m the Executive Director for Museo de las Americas,” Moran said.At Museo de las Americas in Denver, Colorado, Latinx artists are given a space to represent their culture.“Art is very powerful in the influence of Latinx artists and the history of art in the United States,” Moran said.In the midst of National Hispanic Heritage Month, Museo is hosting an exhibition called Rhythm and Ritual.“It’s an exhibition that showcases a pre-Columbian collection that focuses on musical instruments. And yes, it’s a very, very rare exhibition because we’re able to see many pre-Columbian exhibitions everywhere, but none that only focus on music,” Moran said.The goal is to demonstrate the value of music since the pre-Columbian times and educate people on the type of music that was played 1,500 years ago. Museo de las Americas commissioned a local Hispanic artist to help tell that story. David Ocelotl Garcia is a sculpture and painter.Garcia grew up in Colorado, but his parents are from Mexico.“My mother is from Guadalajara, Jalisco, and my father is from Leon, Guanajuato,” Garcia said.He says he feels connected to his culture and finds it beautiful.“My heritage is very significant in my work, so I’ve learned to really study that and use it so that I can tell my own stories about where we are today.”For the Rhythm and Ritual exhibition, he painted a mural he admired as a child.“He reproduced an original mural from Bonampak in Mexico from the state of Chiapas, and this mural is a very accurate replica of a group of Mayan people playing different instruments,” Moran said.“I believe they’re probably participating in a ceremony, so there’s many characters playing different instruments that many people, including myself, have never seen,” Garcia said.Garcia says it’s important for people not to forget where they come from.“Make sure we embrace our roots and our traditions and the way we do things and use that as a part of the way we advance and move forward,” Garcia said.As we move forward as a society, Moran says we can learn from our ancestors and appreciate what different cultures have to bring to the table.“We all should be very, very open to new ideas, don’t be scared of them, and embrace them because that’s what is going to take us through arts and our artistic lives to a whole new level,” Moran said. 2462