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For the most part, we've already been sheltering in our homes as we all try to get a grip on the pandemic. And this holiday season, which started Thursday with the first day of Hanukkah, families are looking for ways to make it special.Rabbi Robert Nosanchuk says his team is helping families celebrate Hanukkah safely at home through live stream services online.“Many participants will light candles together on Zoom. So, we'll literally light up the internet,” Nosanchuk said.And while you may not be able to give gifts in person this year, you can still offer the traditional monetary Hanukkah gift virtually.But this year, Nosanchuk is asking families to focus ways to build a more peaceful and just society.“Whatever faith you may be representing, I hope you'll know that your Jewish neighbors are holding their Hanukkah menorah by the window to publicize that miracles do happen,” Nosanchuk said. “I pray strongly that we'll all be healed. We'll feel well in the new year.”This story was originally published by Taneisha Cordell at WEWS. 1051

Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

Fired FBI Director James Comey said in an interview that aired Tuesday morning that the FBI's credibility is worse now than it was a few years ago but would be even worse had it not been for his actions leading the bureau."It's worse. But again, people can disagree about this. And people I respect will. But my judgment is it would be worse today had we not picked the least bad alternative," Comey said, speaking with NPR's "Morning Edition." "I think the decisions that we had to make and lots of other follow-ons, sure, the Department of Justice's and the FBI's reputation has been hurt," he continued. 614

Florida Governor Rick Scott will be in Tampa on Wednesday to highlight his action plan to make major changes to help keep Florida students safe.His plan includes a 0 million investment in school safety and mental health, according to a press release.The Governor’s proposal, which was announced last week, followed the emergency meetings Governor Scott organized with law enforcement, school administrators, teachers, mental health experts, and state agency leadership, as well as meetings the Governor hosted with students from Marjory Stoneman Douglas High School.Governor Scott will hold a press conference on Wednesday at 9:15 a.m. at the Hillsborough County Sheriff’s Office to discuss his action plan.The following are the major highlights of Governor Scott's plan: 797

FRESNO, Calif. (AP) — A Northern California man posed as a woman on dating apps to lure men to a meeting place and then rob and carjack them, prosecutors said.Contra Costa County District Attorney's Office charged Hakeem Doeparker, 20, this week with multiple felonies, including second-degree robbery and criminal threats, attempted extortion and carjacking, The Fresno Bee reported Wednesday.Doeparker allegedly created female profiles on apps such as Skout and MeetMe! to connect with his victims. Prosecutors said he scheduled dates with the victims in Antioch, which is about 45 miles (72 km) northwest of San Francisco.He approached victims from behind, pointed a gun at them and threatened to shoot or kill them if they did not give him their money or car keys.The charges stem from incidents that occurred in June with four men, who all escaped unharmed. Doeparker successfully took money and two cars, which police later recovered.Doeparker, who is in custody, pleaded not guilty to the charges on Tuesday.Prosecutors believe there may be several additional victims. An investigation is ongoing. 1112