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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323

An investigation is underway after a Boeing 737 Max 8 aircraft crashed Sunday in Ethiopia, killing all 157 people on board.It is the second time in less than six months that one of the planes has crashed within minutes of takeoff, after a new Lion Air Boeing 737 Max 8 flight went down over the Java Sea last October, killing 189 people.Both crashes are under investigation and there is no evidence of a link between the two, but similarities between the incidents have prompted caution among some aviation authorities and airlines.There are approximately 350 Boeing 737 Max 8 aircraft in operation worldwide, being flown by 54 operators, according to the US Federal Aviation Administration (FAA).Travelers can check the full list of airlines that fly the plane on the Boeing 788

AURORA, Ill. — A 44-year-old bus driver in suburban Chicago has been arrested after authorities say she drank beer while taking more than 30 elementary students to school.Michelle Passley of North Aurora was charged Monday with misdemeanor endangering the life and health of a child.Aurora police say bus video appears to show the driver drinking from a brown paper bag Nov. 15 along a morning route about 40 miles (64 kilometers) west of Chicago. 459

Attorneys general in 20 states and the District of Columbia filed a lawsuit Thursday challenging a federal regulation that could allow blueprints for making guns on 3D printers to be posted on the internet. New York Attorney General Tish James, who helped lead the coalition of state attorneys general, argued that posting the blueprints would allow anyone to go online and use the downloadable files to create unregistered and untraceable assault-style weapons that could be difficult to detect. The lawsuit, joined by California, Washington and 17 other states, was filed in U.S. District Court in Seattle. It is likely to reignite a fierce debate over the use of 3D-printed firearms and is the latest in a series of attempts by state law enforcement officials to block the Trump administration from easing the accessibility of the blueprints. Proponents have argued there is a constitutional right to publish the material, but critics counter that making the blueprints readily accessible online could lead to an increase in gun violence and put weapons in the hands of criminals who are legally prohibited from owning them. Washington state’s attorney general Bob Ferguson said a previous multi-state lawsuit led a federal judge last year to strike down the administration’s earlier attempt to allow the files to be distributed.“Why is the Trump administration working so hard to allow domestic abusers, felons and terrorists access to untraceable, undetectable 3D-printed guns?” Ferguson said in a statement.For years, law enforcement officials have been trying to draw attention to the dangers posed by the so-called ghost guns, which contain no registration numbers that could be used to trace them. A federal judge in November blocked an earlier attempt by the Trump administration to allow the files to be released online, arguing that the government had violated the law on procedural grounds. But the administration published formal rules on Thursday that transfer the regulation of 3D-printed guns from the State Department to the Commerce Department, which could open the door to making the blueprints available online.The state attorneys general argue the government is breaking the law and say such deregulation will “make it far easier for individuals ineligible to possess firearms under state or federal law to obtain a deadly weapon without undergoing a background check,” according to the lawsuit. They also argue that the Commerce Department lacks the power to properly regulate 3D-printed guns. “Ghost Guns endanger every single one of us,” James said in a statement. “While the president and his Administration know these homemade weapons pose an imminent threat, he continues to cater to the gun lobby — risking the lives of millions of Americans.” In 2015, Cody Wilson and his company Defense Distributed sued the federal government after it told him to remove online blueprints of a 3D-printed gun. The State Department reached a settlement with the company in 2018 and removed the 3D gun-making plans from a list of weapons or technical data that are not allowed to be exported. But a coalition of state attorneys general filed a lawsuit to stop the maneuver, arguing that undetectable plastic guns pose a national security risk. The Justice Department did not immediately respond to a request for comment on the lawsuit filed Thursday. In addition to Washington, California and New York, the states suing are: Colorado, Connecticut, Delaware, Hawaii, Illinois, Maine, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, North Carolina, Oregon, Pennsylvania, Rhode Island, Vermont and Virginia as well as the District of Columbia.“We successfully challenged the Trump administration’s first reckless attempt, and we will continue to fight against this latest attack on the safety of our communities,″ California Attorney General Xavier Becerra said in a statement.___Grygiel reported from Seattle. 3942

BOISE, Idaho — The 9th Circuit Court of Appeals has ruled the state of Idaho must provide gender confirmation surgery to Adree Edmo, an inmate housed at the Idaho Department of Corrections, according to 215

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