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With the college soccer season now over, Sarah Fuller has joined the Vanderbilt football team as a place kicker. If she enters the game, she would become the first female to play in a college football game for a Power 5 conference team.Vanderbilt is slated to play Missouri on Saturday,According to Vanderbilt’s official team site, Fuller will make the trip to Columbia for Saturday’s contest.There have been two previous female Division I college football players, Katie Hnida for New Mexico and April Goss for Kent State.Part of the reason Fuller is getting the opportunity is due to COVID-19 and that Vanderbilt has a limited number of specialists able to make the trip due to contact tracing.“I think it’s amazing and incredible. But I’m also trying to separate that because I know this is a job I need to do and I want to help the team out and I want to do the best that I can,” Fuller told Vanderbilt’s website. “Placing that historical aspect aside just helps me focus in on what I need to do. I don’t want to let them down in anyway.”Fuller is coming off the college soccer season, playing in nine games for Vanderbilt. On Sunday, Fuller helped Vandy’s women’s soccer team to an SEC title by defeating Arkansas 3-1. Fuller had three saves in the match.As far as can Fuller make a field goal, she says she can. After Sunday’s game, she was approached by her soccer team’s coaching staff on whether she would be able to kick a football.“I made the first one and I kept making them,” Fuller said. “It sounds really good to me. It’s different than a soccer ball, but it felt good.”Fuller is also using the opportunity to raise funds for charity. She will be wearing a sticker on the back of her helmet “Play Like a Girl.” The charity provides STEM education opportunities for young girls. 1800

— and he's got the scars to prove it.Kyle Lano says the e-cigarettes he thought were a safer alternative to smoking were instead a more efficient way to die.There are now 9 million vapers in the United States and a measly 450 who have suffered severe lung illness. In the minds of many vapers, the numbers don't warrant the health hysteria now sweeping the nation.Or at least that's what 21-year-old Lano told himself and anyone else who would listen."I would always argue how safe it was until those e-cigarettes took effect on me," he said.One year ago, the self-proclaimed vaping fanatic suffered a collapsed left lung."At this time, I didn't think vaping had anything to do with it," he said. "And I told my family and the doctors that same thing. So, I didn't stop."His vaping habit, what he calls his addiction to the vaporized nicotine, continued unabated following his hospitalization."I liked the clouds and the nicotine," he said. "I was really into it."Then, this summer, his love of vaping collapsed, along with his right lung."My chest just got really tight and I felt a sharp pain come right back up to my chest," Lano said.His choice of whether to quit had been flanked by his addiction."Now I believe it's vaping because it's the only thing I'm doing," Lano said. "There's no other reason why my lungs should've collapsed the way they did."Lano spent six days in the hospital this time. It cost his family thousands. But much worse, he said, it cost him one-third of his right lung and a lifetime of diminished lung capacity."I didn't know how serious it was until I was actually in the hospital and they showed me how small my lung was," he said.A smoker gets plenty of warning before major health effects set in. That includes years of coughing, a loss of taste and smell. They are all precursors to something worse is on the horizon. However, for vapers like Lano, symptoms don't include a heads up — and we could be years from understanding why.Dr. Christian Thurstone is the Director of Behavior Health at Denver Health. He knows why teens and young adults get hooked on vaping. It's the same reason anyone can get hooked on smoking: nicotine. But what he calls the Russian roulette being played by millions with vaping is mind-boggling to him.And, until more is known about what's going into vaping juices, his advice is the same today as it was when vaping hit the U. S. market more than a decade ago."Until we know a lot more information about exactly what ingredient is in the vape juice that's causing these deaths and serious illnesses, the best advice is to stay away from vaping," Thurstone siad.That's terrible news for the vaping industry, which is largely unregulated and now under tremendous scrutiny. Still, 40% of Denver teens have tried vaping, and half of those were still vaping this month.Lano sees the continued popularity of vaping among teens and young adults and pictures an entire generation clouded by false claims and fancy flavors. He fears the real costs of this "untested" habit coming into focus far too late."We have our whole lives ahead of us, and we're going to end up on oxygen in our 20s and 30s," Lano said.Vaping has quickly become one of the most popular addictions for an entire generation.While vaping supporters insist cases of severe lung illnesses and death are only tied to those users who load their vaping devices with black market THC products and tainted juice pods, Thurstone has seen a different science. It's convinced him dangerous oils and heavy metals can show up in just about any vaping pod. Thurstone says that to assume a vape pod doesn't contain dangerous chemicals is little more than a user taking a leap of faith.This story was originally published by David Klugh on 3751

YOSEMITE NATIONAL PARK, Calif. (AP) — A man died after falling into a river at Yosemite National Park on Christmas Day, the National Park Service said Friday.The man apparently slipped down Silver Apron, a large, sloping granite area above Nevada Fall, and suffered a head injury, government spokesman Andrew Munoz said in a statement. The ongoing investigation is taking longer than usual because of the partial government shutdown, he said.Munoz said rangers responding to a 911 call arrived on scene in less than an hour and pulled the man, who has not been identified, from the water."Medical attention was provided to the visitor, but he died from his injuries," Munoz said.The man's death was first reported by Outside Magazine, which noted that at least 10 people died in the park last year, including another man who slipped and fell to his death near Nevada Fall.No further details on the Dec. 25 fatality were released.Munoz said the park didn't issue a press release about the death because of the shutdown, which began two weeks ago and forced furloughs of hundreds of thousands of federal government employees.Yosemite remains open to visitors during the shutdown, and crowds of visitors have been driving into the park to take advantage of free admission. This week, the park announced new access limitations and several closed areas within the park because of problems with human waste, damage to resources and other public safety concerns during the shutdown.Under the park service's shutdown plan, law enforcement staff remains on duty.Munoz said the visitor was not in a closed area when he fell. 1622

Your credit card issuer can lower your credit limit at any time, regardless of how well you manage your account. Issuers might cut credit limits to minimize risk in an uncertain economy, as many cardholders have experienced during the COVID-19 pandemic in 2020. Or they may do it when cardholders regularly use what the issuers see as too much or too little of their available credit.Credit card companies determine your credit limit by evaluating several factors, like your credit score, your income, the available credit you already have and how much of that existing credit you’re using. Ultimately, though, they can increase or decrease limits whenever they want.When can a credit card issuer reduce my credit limit?Although credit card issuers can lower your limit at any time, they are most likely to do so when:You use too much of your available credit: When a cardholder regularly maxes out their credit limit or carries high balances, credit card issuers may view it as a sign of financial trouble. As a result, they may cut your credit limit going forward to minimize their own risk. This is especially true if you start paying late or missing payments.When the card is inactive or seldom-used: The company that issued your credit card makes money only if you use the card. (That money comes from transaction fees and, if you carry a balance, interest.) If you rarely use it, the issuer may be inclined to reduce your limit and, effectively, allocate that available credit to someone else who’s more likely to generate income for the issuer. If you let your card sit for too long without using it at all, your issuer might close your credit card entirely, leaving you with a potentially damaged credit score and no card to use.When the economy is uncertain: Credit card issuers have been known to reduce credit limits to minimize their risk when the economy is uncertain. Most issuers cut credit limits during the Great Recession, according to a survey by the Federal Reserve. They also did so in response to the COVID-19 economy.Can credit card companies lower your credit limit without notice?Credit card companies are not required to notify you about lowering a credit limit unless it will lead to an over-the-limit fee, which is unlikely since many issuers no longer assess this fee. In most cases, credit card companies are required to notify you 45 days ahead of time about any changes to your account’s terms and conditions, but this is one exception.Though credit card issuers aren’t obligated to notify you about a credit limit decrease, it’s common for them to do so. If you do receive such a notice, it might include a reason why the issuer trimmed your credit limit. You might even be able to ask to keep your current credit limit, depending on the reason for lowering it.Can I avoid credit limit reduction?You might be able to avoid a credit limit reduction, but it will likely depend on your issuer and your track record on managing your credit. The best attempt at avoiding one is to contact your issuer as soon as you learn that your credit limit is changing. You have nothing to lose by asking the company to consider keeping your prior credit limit.If you’re on the brink of maxing out your credit card or you’re using a lot of your available credit, it may be more difficult to persuade your issuer to leave your credit limit alone. Cardholders whose limits were slashed due to inactivity may have better luck.Act fast to contact your credit card issuer as soon as you get notice, if you get any. If you wait too long, you might have to undergo a credit check to get a credit limit increase, and there’s no certainty that you’ll get bumped back up to your previous amount.Will a decreased credit limit affect my credit score?A lower credit limit can affect your credit score if it materially changes your credit utilization ratio, the percentage of your available credit you’re using. Utilization is a key factor in your credit score. A rule of thumb is to use less than 30% of your available credit.Even if a reduced limit pushes you over that percentage, the effect doesn’t have to be permanent. Stay on track with payments and get your debt down, and your credit can recover.More From NerdWallet6 Credit Card Scams and How to Avoid ThemIs It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 4485

on their walk to school.Terri Johnson is a substitute crossing guard for Tooele City.This week as the weather has cooled down, she noticed some of the kids walking to school without coats.That’s when she came up with a simple idea to help out.“They’re going to school wrapped in blankets and that’s not enough,” Johnson said.This week she decided to do something about it. She posted on Facebook, asking people to donate coats for the kids.“It was just an idea to post it there and see what would happen; it has just been phenomenal,” Johnson said.She’s already seeing some response from the community, getting several small trash bags full of coats.She said there’s still more kids who need help, and she’s hoping the community will come together for not only the kids in Tooele, but those in other cities too.“I can’t do it by myself, but if you had something in your closet that your kids not wearing anymore, why not help somebody out?" Johnson said.Anyone interested in donating to the cause should 1006

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