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Amazon's search for the perfect home for its next headquarters could be leaning towards larger cities.Executives have visited some of the bigger names on the list of 20 finalists in recent months, according to a report in the Wall Street Journal. They dropped in on New York City, Miami, Chicago and Newark, while possibly ghosting smaller or more suburban ares like Raleigh, North Carolina, and Montgomery County, Maryland.Amazon may have decided that a city is necessary for luring the best employees."The key for Amazon is that they want to build a second HQ that is an attractive place to live and work for young professionals. This is why quality of life in the city will matter," said Nathan Jensen, a professor of government at the University of Texas at Austin.Other than both being finalists for HQ2, places like Miami and Montgomery County don't have much in common. Miami is a cosmopolitan city that draws business and tourists from around the world. Montgomery County, located outside of Washington D.C. is less well known and lacks some of the splashier attractions of a warm city perched on the beach.Not getting Amazon could be a mixed blessing for the less urban locations. Absorbing up to 50,000 new workers would be a major undertaking, notes Jensen. And many of those would be high-wage positions, which could recreate some of the issues with soaring housing costs, income inequality and gentrification seen in Amazon's home base, Seattle, as well as other regions with major tech companies.The issues wouldn't be insurmountable."Unlike an unplanned expansion of the workforce, cities do have the ability to plan for this. This has been one of my disappointments in not seeing most cities HQ2 proposals. This is exactly the time when we, as a community, can thinking solutions to these challenges," said Jensen.Amazon has searched for a home for its second headquarters — nicknamed HQ2 — for more than a year. The company has whipped up suspense around the decision. It has cities competing with glossy proposals and tax cuts and Amazon watchers are eagerly looking for clues, and odds-makers are aking bets.The new facility would create 50,000 jobs and cost billion to build. After the company received 238 proposals, it selected 20 finalists cities and metropolitan areas in January. Amazon has said it will announce the winning city by end of the year. 2405

ALPINE, Calif. (KGTV) — Kevin Coleman feels a range of emotions when he steps foot onto the land in Alpine he used to call home. He and his wife Monica lost two houses on the property during the July 2018 West Fire. "Disappointing, heartache, anxiety, stress, how do you rebuild?" he says.The 22-acre parcel in Alpine has the remnants of the two houses, while a third home on the property is rented out. Meanwhile, the Colemans are living with other family. "We've exhausted the little bit of insurance money that we got to do the debris removal, the cleanup," Kevin says. "We had to take care of trees and all the damage on the property." About 60 homes burned in the West Fire, a number of them still not rebuilt. Looking for any solution, Monica began calling contractors she'd worked with in the past. She found her answer sitting in a San Diego storage yard near Oak Park. That's where the city had been storing a historic home since a 2014 legal settlement with The Academy of Our Lady of Peace. As part of the settlement, the city was forced to remove two historic homes from Normal Heights to make way for the school to expand. It had one remaining in the yard, and agreed to sell it to the Colemans for . Monica mailed the city a signed contract with a bill Thursday. The only catch: The family must keep the home's historic character. "I was very shocked, and bawled my eyes out when they said, we're going to sell you this house for a dollar," Monica said. The next steps, however, are costly. Kevin says a contractor quoted the family ,000 to move the home to their land in Alpine. It will also cost about ,000 in labor to make the home habitable. A City of San Diego spokesman says no other homes are available. 1744

Alec Baldwin is a father again.He and wife, Hilaria, announced Thursday that she had given birth to their fourth child, a son."He's here! He's perfect! 8lbs 2oz #wegotthis2018," they captioned a photo showing the couple with their new baby on Instagram.It's the third boy for the pair, who married in 2012.The new baby joins siblings Leonardo ángel Charles, who is 20 months old, Rafael Thomas, 2, and big sister Carmen Gabriela, 4.Baldwin, 60, also has a 22-year-old daughter, Ireland, from his former marriage to actress Kim Basinger.In the May edition of Hola! US, Hilaria, a 34-year-old yoga and wellness expert, said that she, and not her actor husband -- who has been known to be mercurial -- is the alpha parent."I am the boss at home and everybody knows that. They call me that," she said. "You ask them, 'Who is the boss?' and they'll say, 'Mommy is the boss.'"  884

According to Johns Hopkins University, 1,293 people in the U.S. on Tuesday died due to the coronavirus.Forbes reports that those lives lost on Tuesday were the nation's highest one-day total since Aug. 19, when 1,295 Americans perished.Johns Hopkins University also reported on Wednesday that 39,617 Americans tested positive for the virus.As of Wednesday, 6,627,276 people have contracted the virus in the US.196,691 people in the U.S. have died of the virus, as of Wednesday. 485

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523