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You’re on an overseas trip and about to rent a car. You decline the additional insurance offer and mentally high-five yourself for saying no because your credit card offers primary rental coverage.Not so fast, smarty-pants.Although the Nerds are generally fond of credit cards that offer some form of auto rental insurance, be aware that even if you have primary coverage via your card, you might still want more, especially when traveling internationally. Here’s why. 511

With a down payment lower than 20%, private mortgage insurance is usually required. Monthly fees vary according to credit score, loan-to-value and insurer, and range from 0.55% to 2.25%. 189

on them Sunday night, the Denver Police Department said in a tweet.Around 8:15 p.m., the uniformed officers were attempting to arrest a suspect wanted for assault when the attack occurred, according to the tweet.Denver Police Spokesperson Sonny Jackson didn't know how the male suspect dispersed the insecticide.The five officers were transported to the hospital to be checked out.Jackson said their injuries don't appear to be serious."It appears they're going to be alright," Jackson said.Jackson said the suspect was taken into custody. His identity has not been released. It's not clear what other charges the suspect may be facing.This story was originally published by Robert Garrison on 696

in the fatal shooting of De'Von Bailey, the 4th Judicial District Attorney's Office announced Wednesday.The case was referred to the grand jury in October following weeks of calls for an independent investigation. Bailey's family and attorneys argued in favor of an independent investigation and against allowing the El Paso County Sheriff's Office to investigate the incident.Colorado Gov. Jared Polis also publicly stated his support for an independent investigation.However, the manner in which the investigation was handled is how state law says officer-involved shootings should be handled."We are not one bit surprised. This is the exact outcome you would expect when you have a tainted investigation presented by a biased prosecutor," said Mari Newman, an attorney representing the Bailey family. "This is the precise reason we've been calling for an independent prosecutor from the beginning. When the system refuses to police themselves, citizens need to stand up for their constitutional rights."CSPD Chief Vince Niski released a letter to the community following the grand jury decision. You can see that statement 1128

RELATED: Senior living home director defrauds residents of 9K, police sayHe later applied for federal student loans, Pell grants and 138