濮阳东方医院口碑很好价格低(濮阳市东方医院在什么地方) (今日更新中)

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

More than 3,600 coronavirus-related deaths were reported in the United States on Wednesday, topping all previous days during the pandemic, which has killed more than 300,000 Americans since March, according to Johns Hopkins University data.Wednesday also saw a record 247,000 new cases of the COVID-19, a sign that the spread of the virus shows no signs of slowing.Wednesday’s figures mark the third time that US deaths topped 3,000 in a single day with two previous instances coming last week. Generally, mid-week death figures have marked the highest numbers due to how states report deaths.All told, a seven-day average of coronavirus deaths indicates that there are nearly 2,500-related coronavirus-related deaths per day. While much has been made of death figures, a death is only counted if COVID-19 was a factor in the person’s death. If someone dies from an unrelated ailment, but is coronavirus positive at the time of death, their death is not counted in official tallies, per CDC guidelines.Deaths related to the coronavirus have risen sharply in recent weeks.Here is a weekly breakdown of coronavirus related deaths in the last eight weeks, according to stats compiled by the COVID Tracking Project:December 10-16: 17,381 (Avg: 2,483)December 3-9: 16,187 (Avg: 2,312)November 26-December 2: 11,198 (Avg: 1,600)November 19-25: 11,624 (Avg: 1,660)November 12-18: 7,528 (Avg: 1,075)November 5-11: 7,490 (Avg: 1,070)October 29-November 4: 6,495 (Avg: 927)October 22-28: 5,724 (Avg: 818)The despair of the virus has hit in the central US, especially the Dakotas. According to the CDC, South Dakota has the highest death per capita rate in the US with 2.4 coronavirus-related deaths per 100,000 people in the last week. Since the start of the pandemic, 1,261 deaths have been reported in South Dakota.There has also been a marked rise in coronavirus-related hospitalizations. According to the COVID Tracking Project, there are more than 113,000 Americans in the hospital with the virus. That figure has doubled in the last five weeks, and more than tripled from late September and early October, when hospitalizations had recovered from a summer surge throughout the south. 2187

Moderator Kristen Welker, with the help of an offstage mute button, helped give Americans a substantive head-to-head debate over leadership that had been missing during the presidential campaign. The NBC News White House correspondent, in her first time moderating a general election debate, kept tight control of the discussion between President Donald Trump and Democrat Joe Biden. Trump, possibly deterred by the mute button, resisted the interruptions that led to criticism of his performance in the first debate. Welker guided the candidates through discussions about the coronavirus, climate change, health care and race in America.While Thursday marked Welker's first time moderating a debate between two nominees, she was among a panel of NBC News moderators who led a Democratic debate last year. Welker earned praise from her colleagues both at NBC News and the White House Press Corps. 905

MORGANTOWN, W.V. – Murder hornets have had their time in the spotlight. Now, scientists say they've discovered “zombie cicadas.”It's a playful name from researchers at West Virginia University, who say they've found that a parasitic fungus, called Massospora, can play mind games on cicadas, causing them to infect others.Researcher showed that the psychedelic fungus can manipulate male cicadas into flicking their wings like females – a mating call – which tempts unsuspecting male cicadas and infects them.The fungus contains chemicals like those found in hallucinogenic mushrooms, according to research published in the journal PLOS Pathogens.“Essentially, the cicadas are luring others into becoming infected because their healthy counterparts are interested in mating,” said Brian Lovett, study co-author and post-doctoral researcher with the Davis College of Agriculture, Natural Resources and Design. “The bioactive compounds may manipulate the insect to stay awake and continue to transmit the pathogen for longer.”The authors of the study compared the effects of the fungus to a “B-horror movie.” Massospora spores gnaw away at a cicada’s genitals, butt and abdomen, replacing them with fungal spores. Then, Lovett says they “wear away like an eraser on a pencil.”Lovett also compared the transmission of the behavior-modifying virus to rabies. He says both rabies and entomopathogenic fungi enlist their living hosts for successful “active host transmission.”“When you're infected with rabies, you become aggressive, you become afraid of water and you don't swallow,” Lovett said. “The virus is passed through saliva and all of those symptoms essentially turn you into a rabies-spreading machine where you're more likely to bite people."In that sense, Lovett says many of us are familiar with active host transmission.“Since we are also animals like insects, we like to think we have complete control over our decisions and we take our freewill for granted,” he said. “But when these pathogens infect cicadas, it's very clear that the pathogen is pulling the behavioral levers of the cicada to cause it to do things which are not in the interest of the cicada but is very much in the interest of the pathogen.”Researchers say cicada nymphs could encounter Massospora in their 17th year as they emerge from the ground to molt into adults or on their way down to feed on roots for 17 years.“The fungus could more or less lay in wait inside its host for the next 17 years until something awakens it, perhaps a hormone cue, where it possibly lays dormant and asymptomatic in its cicada host,” said co-author Matthew Kasson.As grotesque as an infected decaying cicada sounds, researchers say they’re generally harmless to humans. They also reproduce at such a rate that the fungi’s extermination of hordes of cicadas has little effect on their overall population.“They're very docile,” Lovett said. “You can walk right up to one, pick it up to see if it has the fungus (a white to yellowish plug on its back end) and set it back down. They’re not a major pest in any way. They’re just a really interesting quirky insect that’s developed a bizarre lifestyle." 3172

NASA has unveiled its billion plan to send the first woman to the moon.On Monday, the agency said they hope to have a woman and man land on the moon in 2024.“With bipartisan support from Congress, our 21st-century push to the Moon is well within America’s reach,” said NASA Administrator Jim Bridenstine in the press release. “As we’ve solidified more of our exploration plans in recent months, we’ve continued to refine our budget and architecture. We’re going back to the Moon for scientific discovery, economic benefits, and inspiration for a new a generation of explorers. As we build up a sustainable presence, we’re also building momentum toward those first human steps on the Red Planet.”The last time humans landed on the lunar surface was 1972, the agency said.While on the moon, the astronauts will collect samples and conduct experiments for a week before heading home on Orion. 901

来源：资阳报